0151 221 9238
Based in Liverpool
View locationChecks carried out by VouchedFor
FCA Regulated
Sanjay and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 05 January 2026
Sanjay and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
10
Recent Client Reviews
Sanjay has received 10 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Sanjay has received 10 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 October 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
3
Qualifications Uploaded
Sanjay has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
Sanjay has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Sanjay has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Sanjay has provided information on their typical fees
Sanjay has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sanjay (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Sanjay
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sanjay (based on 7 first impressions)
I have worked in the financial services sector since 2013 and have a University degree in Economics. I previously worked in the Markets and International Banking division at the Royal Bank of Scotland. My areas of expertise are retirement planning (including decumulation planning), investments and inheritance tax planning. I have been a member of the Chartered Insurance Institute since 2015, hold the Diploma in Regulated Financial Planning, and the Certificate in Pension Transfer Advice. I have been an approved Pension Transfer Specialist since 2018. Since 2018 I have grown my client base substantially in the North West on the back of existing client referrals and new enquiries. I believe this is a testament to our meticulous financial planning process, with people particularly seeking our help with their retirement planning. Our client base is diverse, we serve people of all ages, profession and wealth, and we believe everyone has an equal right to financial advice. Outside of work I am an avid golfer and I enjoy travelling with my wife and family.