Lydia Needham

I pride myself in providing a balanced combination of personalised financial planning and professional investment management to businesses and individuals. My aim is to take the complexities out of financial advice and create a plan for my clients that can help them weather any storm. At Lydia Grace Wealth Management, the Practice works in partnership with its clients throughout their financial lifetime. All of the advice is unique – working holistically with its clients to create a bespoke plan which incorporates existing arrangements and addresses all future goals and objectives. The financial plans will also always address niche areas of advice such as tax and long-term care. The journey to true financial peace of mind is different for everyone, and the route can be complex – at Lydia Grace Wealth Management the aim is to work with clients and take the time to know and understand all of the challenges and possibilities ahead. The Practice prides itself in putting clients first, keeping things simple and always being there. The level of satisfaction may be judged by the fact that most new clients are as a result of existing client recommendations. As a proud Partner Practice of St. James's Place, the Practice has access to a wide range of additional resources including other specialist professionals, and of course the SJP distinct approach to Investment Management all with the assurance of the SJP Guarantee. When I’m not working, I enjoy spending time with my family, friends and beautiful frenchie - Mr Roy! The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx