Michael Chandler

Michael Chandler

Hoyl Independent Advisers Ltd

Minimum savings/pensions: Over £100,000

0330 038 8938
Based in Lowestoft
View location
Top Rated 2026
Verified since: August, 2020
4.7 out of 5

111 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 13 January 2026

    Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status

  • 23

    Recent Client Reviews

    Verified reviews: 100%

    Michael has received 23 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 06 November 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

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  • Transparent Fees

    Michael has provided information on their typical fees

    Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Michael

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 4 first impressions)

I have been working in financial services since 1994 and became a fully qualified financial advisor since 2005. At the start of my career, I worked in the City of London looking after England Footballers, City Professionals and Entrepreneurs. In 2008, I moved to Suffolk to start a family, and have worked for HSBC, St James’s Place and Brancaster House before joining Hoyl Independent Advisers in April 2019. I am authorised to provide Independent Whole of Market advice in the areas of pensions, protection, investments and inheritance tax planning. I appreciate financial advice can be a daunting experience. My aim is to remove complex financial jargon from any meeting, so that my clients are fully able to understand what we are trying to do and why. I always ensure my clients are 100% happy with any advice and encourage them to ask as many questions as possible before proceeding with any advice. No question is too small or insignificant!