Paul Urmston
Fresh Approach Financial Planning Limited
Minimum savings/pensions: Over £100,000
Minimum mortgage: Over £100,000
0330 038 8942
Based in Malvern
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FCA Regulated
Paul and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 20 December 2025
Paul and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
42
Recent Client Reviews
Paul has received 42 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Paul has received 42 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 October 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
6
Qualifications Uploaded
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Paul has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Paul has provided information on their typical fees
Paul has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
16
Positive First Impressions
94% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 16 first impressions)
94% of users who are not yet clients had a positive first experience with Paul
94% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 16 first impressions)
I am the practice Principal at Fresh Approach Financial Planning. My aim is to give you a fresh perspective on your financial planning, help you simplify the process and promote real understanding of financial services. I have been in the financial services industry since 2004. My career started as a Bank Manager and I progressed to being a Financial Adviser in 2006. In 2011, I joined 2plan wealth management and became an Independent Financial Adviser. I am now trading as Fresh Approach. As a firm, Fresh Approach still retains all the support and expertise of the 2plan network, but I am able to promote my own brand values, as well as retaining peace of mind for both clients and our business. A Local Service, supported by a national brand to give you ‘Safety in Numbers’ for your financial planning. I hold the Diploma in Financial Advice and also have certifications in mortgage advice, equity release and long term care planning. I continually update my knowledge through regular professional development to ensure that I can give clear and accurate advice at all times. Based in Malvern, Worcestershire, I specialise in Investment and Retirement planning. I am also able to advise on protection planning, long term care, mortgages and equity release. My aim is to provide a ‘no jargon’ approach which my clients appreciate - all conducted from my office or the comfort of your own home. I consolidate my advice with a reliable review service that strengthens client relationships and helps build further business via referrals. Initial appointments are at no cost to you, and there is no obligation to proceed with any of our services.