0330 038 8941
Based in Manchester
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2023
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 08 May 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
24
Recent Client Reviews
Emma has received 24 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 24 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 13 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Emma has not yet added their qualifications to their profile
Transparent Fees
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Emma has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
Last checked: 08 May 2025
Emma is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Emma's status
24
Recent Client Reviews
Emma has received 24 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Emma has received 24 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 13 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Emma has not yet added their qualifications to their profile
Qualifications not yet added
Emma has not yet added their qualifications to their profile
Transparent Fees
Emma has not yet added their fees to their profile
Fees not yet added
Emma has not yet added their fees to their profile
I joined Cullen Wealth in 2012 and have worked in financial services since 1999. As a Chartered Financial Planner, I look after a number of personal clients. In addition, I work with business owners and entrepreneurs, advising them on all aspects of corporate financial planning and employee benefits. I believe that the personal relationships I have with my clients is a strength. I often work with, and am referred to, different generations of families, helping them plan for a secure future, not just for themselves but also for their families. I am married and kept busy at home by my two young children. When time allows , I enjoy socialising with friends and good company.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Emma's clients
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