Gareth Channon

What were the circumstances that caused you to initially look for an adviser?

I needed advice to protect my personal savings and plan for the future .

How has Gareth Channon helped you?

Gareth has given me excellent advice for many years providing me with a secure financial future for myself and my family.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

I cannot think of anything Gareth could have done better , he is always available for advice and explains clearly the complexities of the financial market,

What were the circumstances that caused you to initially look for an adviser?

you have to have an advisor to help you

How has Gareth Channon helped you?

loads more that you think when you start the process and you save money

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Pension investment financial advice

How has Gareth Channon helped you?

Provided clear and supportive advice re pension, finance and retirement planning.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was perfect and as expected

What were the circumstances that caused you to initially look for an adviser?

I did not have an adviser many years ago and when I was in a position to need one I chose Gareth Channon.

How has Gareth Channon helped you?

Gareth Channon has assisted me in placing my savings into the most appropriate investments and has advised me well over the years.

Have you seen the outcome you were hoping for?

I have indeed.

What could they have done better?

I have been entirely happy with Gareth Channon’s advice and assistance.

What were the circumstances that caused you to initially look for an adviser?

Needed advice and financial planning before retirement.

How has Gareth Channon helped you?

Gareth explained my financial options and then organised all the paperwork related to my investments. He always explains things very carefully and in terms that are easy to understand.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

All aspects of the meeting, follow up and communication with Gareth are excellent. Cannot fault him.

What were the circumstances that caused you to initially look for an adviser?

A change a job and I required advice on the best ways to manage my pensions

How has Gareth Channon helped you?

Choose an appropriate package within my company pension scheme

Have you seen the outcome you were hoping for?

Gareth explained the potential risks and reward of the possible outcomes when making the investiment. The results / outcomes are within tolerance.

What were the circumstances that caused you to initially look for an adviser?

I first used Gareth for some financial advice 13 years ago, he helped to. consolidate my pensions.

How has Gareth Channon helped you?

Has helped with pensions and other investments.

Have you seen the outcome you were hoping for?

We have always been very pleased with the advise we have received.

What were the circumstances that caused you to initially look for an adviser?

Needed to plan for our retirements

How has Gareth Channon helped you?

He has given excellent advice from day one

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing has had our interest covered

What were the circumstances that caused you to initially look for an adviser?

I was getting to age where I thought it wise

How has Gareth Channon helped you?

Yes, I have been dealing with him for some 29 years and cannot recommend him highly enough

Have you seen the outcome you were hoping for?

Yes and then some

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gareth Channon helped you?

Gareth has been of great help to me especially since my husband's death

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything

What were the circumstances that caused you to initially look for an adviser?

Gareth took over when our previous advisor retired

How has Gareth Channon helped you?

Gareth has made our retirement free from money worries. He takes care of everything and our reviews show that he is making our money work for us.

Have you seen the outcome you were hoping for?

Our pensions have exceeded our expectations.

What could they have done better?

We are totally satisfied so I don't think there is anything.

What were the circumstances that caused you to initially look for an adviser?

Pension Transfer decision

How has Gareth Channon helped you?

Gave advice on the pros and cons of pensions, drawdown or disinvestment.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

Nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Gareth Channon helped you?

He's acted above and beyond with my pension advice and investments.

Have you seen the outcome you were hoping for?

The outcome is above and beyond the outcome I was expecting.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Becoming an owner of a business

How has Gareth Channon helped you?

10 years

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

The need to make my existing pension work harder for me in the years leading up to retirement.

How has Gareth Channon helped you?

Gareth talked me through the various options, reviewed my needs and financial aspirations and clearly outlined a plan of action.

Have you seen the outcome you were hoping for?

Not yet, as Gareth has only been assisting me in recent months.

What were the circumstances that caused you to initially look for an adviser?

Myself and my husband wanted to review our pensions to see how they were performing

How has Gareth Channon helped you?

Gareth reviewed our pensions and advised us which funds were best. He also gave advice on protection and savings

Have you seen the outcome you were hoping for?

Yes we were very happy with the outcome

What could they have done better?

The advice we received from Gareth was excellent so he couldn't have done anything better

Please provide a brief comment about your experience with Gareth

He was helpful and informative.

What were the circumstances that caused you to initially look for an adviser?

He makes sure I am financially secure and is so kind too

How has Gareth Channon helped you?

With managing my money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Gareth Channon helped you since your last review?

Gareth has been consistently supportive.

This review is a follow-up review from a client who left a review previously.

How has Gareth Channon helped you since your last review?

He continually goes above and beyond to ensure I'm happy and the investment is continuing to thrive.

What were the circumstances that caused you to initially look for an adviser?

nearly 40 years ago, when we were young parents and looking for life insurance.

How has Gareth Channon helped you?

Gareth took over from a previous advisor some 20 years or so ago and has looked after our pensions and insurances, and been on hand with encouragement and friendly, professional advice ever since.

Have you seen the outcome you were hoping for?

yes.

This review is a follow-up review from a client who left a review previously.

How has Gareth Channon helped you since your last review?

Since the last review my husband has passed away and I have moved house. Gareth has been a great help advising and guiding me with my finances during this difficult time

What were the circumstances that caused you to initially look for an adviser?

Concerned not made sufficient pension provision, complicated by medical history, and desire to purchase a house.

How has Gareth Channon helped you?

Resolved my predicament by providing advice and guidance.

Have you seen the outcome you were hoping for?

Yes. I was able to purchase a house and provided piece of mind by ensuring adequate pension provision.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Wanting to consolidate some pensions and look at some investments.

How has Gareth Channon helped you?

Gareth has helped both myself and wife at a time that we didn't really trust financial advice having been completely mis sold an investment by a previous advisor.

Have you seen the outcome you were hoping for?

We would always like to see better returns but yes Gareths advise has and still is giving us a solid foundation for our retirement.

What were the circumstances that caused you to initially look for an adviser?

We wanted advice for setting up personal pensions

How has Gareth Channon helped you?

He has guided us for many years on investments and pensions and now we are reaping the rewards. Gareth is now guiding our daughter so that her money is working for her

Have you seen the outcome you were hoping for?

Yes, we are more than happy

What could they have done better?

I don't think anything could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Seeking advice on pensions and retirement planning.

How has Gareth Channon helped you?

Review and action on all current pensions. Review of pension contributions and amendment of contributions based on my attitude to risk. Review of life and illness insurance.

Have you seen the outcome you were hoping for?

Not yet, due to the timescales of potential retirement age.

What were the circumstances that caused you to initially look for an adviser?

I run a business and required advise on mortgage protection, Life insurance, critical illness cover and Pensions. In my eyes this was essential as I was planning on marrying and having a family.

How has Gareth Channon helped you?

Gareth provided a clear plan on how I should invest my current funds with my attitude to risk and what insurance policies would be most beneficial to me and my family.

Have you seen the outcome you were hoping for?

I have seen my investments grow over a period of time and I have also benefited from the critical illness policy set up by Gareth. When i fell ill I made one phone call to Gareth to explain my situation. He made contact with the insurance provider who in tern contacted me and the Hospital. Within 4 days of my diagnosis the provider paid out on full.

What were the circumstances that caused you to initially look for an adviser?

Forward planning and pension advice

How has Gareth Channon helped you?

I have now greater understanding of what i need to achieve to be able to retire comfortly

Have you seen the outcome you were hoping for?

In time

What could they have done better?

Gareth has always given sound advice.

What were the circumstances that caused you to initially look for an adviser?

I saw that Gareth was recommended on an official financial review site and was also accredited by an official pensions advice body.

How has Gareth Channon helped you?

Gareth has helped me plan my retirement finances and wisely invest my savings.

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

I find it difficult to be critical up to now. I've been with Gareth for just over a year and am happy with his service.

What were the circumstances that caused you to initially look for an adviser?

Redundancy payments and investing uninvested money.

How has Gareth Channon helped you?

Very professional in organising my funds and making the future easier to understand.

Have you seen the outcome you were hoping for?

I have saved a lot of money investing my funds but expect to see a greater return in the longer term.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My father used Gareth for advice.

How has Gareth Channon helped you?

Work and personal pension schemes.

Have you seen the outcome you were hoping for?

A good return so far.

What could they have done better?

Nothing, very happy so far.

What were the circumstances that caused you to initially look for an adviser?

After purchasing my first home, I was looking at getting insurance and life cover to protect myself and family if anything was to happen.

How has Gareth Channon helped you?

Gareth, spent time to show all the options available and explained which would be beneficial for me.

Have you seen the outcome you were hoping for?

Yes, I feel much more protected and I am covered in all aspects.

What could they have done better?

Nothing, the service was great.

Please provide a brief comment about your experience with Gareth

An excellent service, Gareth did thorough research to locate several different pension schemes I've kept over the years but had lost track of. The details of all schemes, and my options going forward, were all outlined and explained in detail. Very happy with Gareth's service

What were the circumstances that caused you to initially look for an adviser?

Gareth has helped with my personal financial planning for 20 years. I first met him as he had helped my parents with their pensions and investments.

How has Gareth Channon helped you?

Gareth has helped me to manage my short and long term finances including sorting out some complicated pensions!

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Pension advice needed when I was I was starting to think long term

How has Gareth Channon helped you?

He has been advising me for a long time now and his friendly and sage advice has helped me with retirement plans.

Have you seen the outcome you were hoping for?

Yes, so far it’s all looking on track for my planned retirement age.

What could they have done better?

Not a lot

What were the circumstances that caused you to initially look for an adviser?

Purchasing a home and having a new baby, I wanted protection in place and savings invested to take care of my family for the future.

How has Gareth Channon helped you?

Gareth was kind, compassionate, and factual which helped to put alot of areas into perspective and helped me focus on the areas that needed attention

Have you seen the outcome you were hoping for?

We have only just completed the process I'm hoping that in the coming years we will start to see the potential benefits.

What could they have done better?

Cant say that anything could have been better, other than my baby crying one day when he left haha. He's been kind, understanding, professional, and patient throughout the entire process.

What were the circumstances that caused you to initially look for an adviser?

I needed someone to sort out a pension transfer

How has Gareth Channon helped you?

He managed to do everything that was needed from our first meeting until the final outcome. He was very professional and kept us informed all the way through it,nothing was to much trouble for him,he always had time for us and any queries we had.

Have you seen the outcome you were hoping for?

Yes, most definitely.

What could they have done better?

Nothing,he far outweighed our expectations. I would recommend him to anybody who needs advise. Very professional and friendly explains everything very clearly.

What were the circumstances that caused you to initially look for an adviser?

New job, review current pension. Advice on new company pensions

How has Gareth Channon helped you?

Review options available with existing and new pension and other investments

Have you seen the outcome you were hoping for?

To date, yes

What could they have done better?

Nothing to mention here

What were the circumstances that caused you to initially look for an adviser?

After being let down by a previous FA for 3years we were on the verge of a breakdown, we then found GARETH CHANNON , thank the lord !!

How has Gareth Channon helped you?

Gareth helped me release my complicated pension, Gareth was professional and instilled confidence every step of the way, in truth, Gareth put our lives back on track, he is completely honest trustworthy and the perfect gentleman.

Have you seen the outcome you were hoping for?

Yes absolutely we have had the outcome we were hoping for, Gareth is relentlessly hard working, in constant contact, and reassuring in every sense of the word.

What could they have done better?

I would honestly struggle to think of anything Gareth could have done better. 110% gold star service.

What were the circumstances that caused you to initially look for an adviser?

I was looking for a financial advisor to look after my investments and older pensions. Gareth service and knowledge is second to none and have had brilliant service over the last 6 years

How has Gareth Channon helped you?

Top quality service on all my investments and pensions

Have you seen the outcome you were hoping for?

100% happy with his services and all ways on hand if I ever have a question

What could they have done better?

I honestly can't think of anything that Gareth could have done better over the last 6 years

What were the circumstances that caused you to initially look for an adviser?

Having tried to get my pension from royal london since Dec 2018 they have put every obstacle in my path to delay including sending at 17:10 on 24th dec

How has Gareth Channon helped you?

My son in law contacted Gareth Channon after seeing what the delay was doing to my financial and emotional states .Gareth was able to explain what needed to be done and kept me informed at every stage .In the beginning he was incredulous at so of the tactics they tried to use but seeing what it was doing to myself and my wife he went above and beyond to help us

Have you seen the outcome you were hoping for?

Yes even though my pension was due to transfer last Friday my new provider informed Gareth last Wednesday that royal london had missed some paperwork and there may be a delay thankfully something was done and eventually the money was transferred

What could they have done better?

No it was first class if there was a 5star review I would give 10

What were the circumstances that caused you to initially look for an adviser?

Lump sum savings, needed to invest

How has Gareth Channon helped you?

Excellent and second to none on his advice on all my financial matters, he has always advised well and we have always been happy with the progress on all plans

Have you seen the outcome you were hoping for?

Yes certainly, Gareth always keeps in touch and especially if he has further advice on current plans

What could they have done better?

I am more than happy with all advice given by Gareth, and never have to worry about growth on investments.

What were the circumstances that caused you to initially look for an adviser?

Future planning for retirement

How has Gareth Channon helped you?

Excellent advice and explained in a professional way and managed my investments to my needs

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing it was all perfect

What were the circumstances that caused you to initially look for an adviser?

I was looking for an advisor to help me with my defined benefits pension.

How has Gareth Channon helped you?

He was sorted everything out from day one with his weath if experience.

Have you seen the outcome you were hoping for?

The outcome is above and beyond my expectations.

What could they have done better?

Nothing at all.

What were the circumstances that caused you to initially look for an adviser?

Needing an expert to manage my money and provide an income.

How has Gareth Channon helped you?

I always feel I can trust Gareth to look after my interests.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

To start with my husband retired and wanted advice on investing his lump sum

How has Gareth Channon helped you?

At this point he became our financial adviser and oversaw the investment of my husband's money. He then went on to advise me about my workplace pension and eventually dealt with the investment of my money when I retired a few years later

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We wanted advice on how best to invest our savings to maximise income and long term value

How has Gareth Channon helped you?

I knew Gareth from the local business club and community so could trust him. He has always offered sensible and trustworthy financial advice to us.

Have you seen the outcome you were hoping for?

Yes, our investment has provided us with the anticipated income.

What could they have done better?

Nothing really, Gareth has always given us realistic reviews and advice.

What were the circumstances that caused you to initially look for an adviser?

Vivid 19 and debt

How has Gareth Channon helped you?

Getting my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Advice because of personal and financial circumstances.

How has Gareth Channon helped you?

Gareth helped me plan and protect my finances with regard to my home, son and grandson and gave advice on inheritance planning.

Have you seen the outcome you were hoping for?

Yes most definitely.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Gareth Channon helped you?

Provided clear. impartial, financial advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Could not have done better, he was perfect.

What were the circumstances that caused you to initially look for an adviser?

Retirement both my wife & myself - Professional advice required relating to options available in respect of numerous pension packages. In addition, advice on Investments relating to providing for our 3 children.

How has Gareth Channon helped you?

Pensions - GC did a comprehensive review on all our pension packages ( 9 in total) and gave us the advice and knowledge to proceed with our retirement plans. Investments - Excellent advice wrt our investment portfolio. Inheritance - Covered full inheritance requirements relating to our 3 children.

Have you seen the outcome you were hoping for?

Over the last 4 years we have seen our investments grow and cover our financial needs on a year to year basis. Peace of mind relating to our children's inheritance.

What could they have done better?

I honestly believe that we have no issues relating to all aspects of financial advice that we have received from Gareth Channon - Financial Consultancy Ltd. since we have enlisted his Company as our financial advisors.

What were the circumstances that caused you to initially look for an adviser?

Gareth was already giving financial advice to my partner and I needed help with planning my early retirement, so I asked him and he has been wonderful.

How has Gareth Channon helped you?

He helped me transfer my AVCs, extra pension payments to a more profitable and workable solution. He helped me plan ahead, because retiring early means that your money has to hopefully last longer. He explains things clearly, is incredibly patient and is easy to contact if you have questions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, very pleased.

What were the circumstances that caused you to initially look for an adviser?

Work advised

How has Gareth Channon helped you?

Good advice and friendly service

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a lot really

What were the circumstances that caused you to initially look for an adviser?

I needed advice on pension and investments

How has Gareth Channon helped you?

Gareth advised me on the best investments for the amount of risk level I was comfortable with

Have you seen the outcome you were hoping for?

After years of good advice, I can honestly say I am extremely happy with the outcome.

What could they have done better?

Apart from bringing tea and biscuits on his visits, I really can think of anything more he could do to improve

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement age

How has Gareth Channon helped you?

Informed me of all options available, not just the traditional annuity route which I thought was my only option.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not aware of anything.

What were the circumstances that caused you to initially look for an adviser?

I didn't feel that I had the necessary qualifications to invest and manage my own savings.

How has Gareth Channon helped you?

Gareth Channon was my father's financial adviser before I retained him to deal with my finances. He has made sense of savings and investments, keeps me updated with any changes and suggestions to change investments. I could not have done this myself.

Have you seen the outcome you were hoping for?

I have. In these uncertain times of corona virus, I expected my savings to go down, and they did, but have slowly been recovering. I am in this for the long haul, not for a quick return on my savings.

What could they have done better?

I'm very happy with Gareth Channon's service. He is always available to answer questions and is totally trustworthy. He comes to me for a meeting once a year to plan for the year ahead. (Probably going to be a zoom meeting this year!)

What were the circumstances that caused you to initially look for an adviser?

Dealt with Gareth through work.

How has Gareth Channon helped you?

Always very helpful with all advice given.

Have you seen the outcome you were hoping for?

To begin with yes but not this year due to Covid 19

What could they have done better?

Nothing always very professional.