Reviewed for

Insurance and Protection ( 23 )

Mortgages ( 1 )

Pensions ( 78 )

Equity Release ( 3 )

Retirement income (annuities, drawdown) ( 50 )

Auto Enrolment ( 2 )

Investments and Savings ( 86 )

Pension Transfers - Non Specialist ( 22 )

Inheritance Planning ( 44 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 20 )

Financial Planning ( 57 )

Financial Mentoring ( 16 )

Financial Coaching ( 8 )

Reviewers' assets

£500k+ ( 40 )

£200k - £500k ( 14 )

( 1 )

Up to £50k ( 3 )

£50k - 100k ( 4 )

Client reviews

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

The need to secure a defined income during my retirement

How has Andrew Flowers helped you?

Andrew has been a great help in providing advice, explaining the options in plain English and keeping me updated with how my pension is doing and what the future looks like

Have you seen the outcome you were hoping for?

A firm yes. The service I get has exceeded my expectations.

What could they have done better?

Nothing much - I had requested using digital reports rather than hard copy - this was addressed immediately

Andrew's reply

Dear Steve, Many thanks for taking the time to leave a review. It really helps us shape our service for clients and its helps us to understand that you have a full understanding of your strategy. Regards Andrew

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Support and advice in managing our financial affairs in the most tax efficient manner whilst planning to achieve short and long terms goals.

How has Andrew Flowers helped you?

We have been a client of Andrew for over 10 years and always find that his guidance and advice is appropriate giving our changing circumstances. It isn't a case of one size fits all.

Have you seen the outcome you were hoping for?

Yes, recently I have a health and IHT tax issues so talking to Andrew enables us to best make arrangements that are appropriate moving forward.

What could they have done better?

Nothing. Suggest Andrew keeps going as is. I think understanding what customers are seeking to achieve and taking the time to do so is key.

Andrew's reply

Dear Ian, Many thanks for taking the time to complete a review, it is appreciated. Have a great Christmas! Regards Andrew

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Retirement lump sum

How has Andrew Flowers helped you?

Excellent advice re balanced investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Excellent advice

Andrew's reply

Dear Christine, Thank you for completing our survey and additional questions about the service we provide. It has been a pleasure working with you over many years and we look forward to working together for many more. Regards, Andrew

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Needed a financial professional who could be absolutely relied upon to provide impartial advice

How has Andrew Flowers helped you?

He has provided expertise, advice and support for many years

Have you seen the outcome you were hoping for?

Absolutely

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Retirement , I needed advice on managing my life savings

How has Andrew Flowers helped you?

He has been able to maintain my living standards through effective management of my savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andrew's reply

Thank you Paul for a fast and efficient response to our review request. It is much appreciated and we look forward to working together for many years to come. Regards Andrew

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Once retired I realised I needed Professional advice and help to look after the pension pot and maintain that pot to ensure I lived comfortably for the rest of my life. Initially I went with one of the large platform providers, I then realised they are all things to all people. I knew of Andrew so I went with Vizion Wealth, where I have received excellent service and personal care.

How has Andrew Flowers helped you?

He has helped steer my finances, through good and importantly the turbulent times(downside). The resources Vizion are able to employ have kept my investments sheltered during the rocky ride of 2022. The investments are constantly checked and changes made to the funds to ensure any losses are limited but better still the funds grow.

Have you seen the outcome you were hoping for?

Once again 2022, has been a roller coaster ride for investments / funds, so the outcome for this year has been pretty good.

What could they have done better?

Its difficult to judge, I guess we would all like to do better! Maybe be on top of poor performing fund managers and initiate switches more timely

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Desire to plan for the future and maximise on opportunities to pay less tax

How has Andrew Flowers helped you?

Yes

Have you seen the outcome you were hoping for?

Yes. So far so good.

What could they have done better?

I’m happy with all aspects of the service

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

To review the progress of my pension that is being managed by Vizion Wealth.

How has Andrew Flowers helped you?

Giving me a robust review over of my pension funds performance over the last 6 months and validating that it meets my needs for the future.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Nigel, I appreciate taking the time to leave a review and provide your feedback. I look forward to meeting up again in 2024. Regards Andrew

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

During my working days I wanted to supplement my occupational pension with a private one as well as build up an ISA base for tax free income in later life.

How has Andrew Flowers helped you?

Considerably, by consolidating several financial products and suppliers into one platform

Have you seen the outcome you were hoping for?

I have created real independence from occupational pension (thank goodness...) and now have a combination of flexi access drawdown, ISA and General Investment Account assets to draw on.

What could they have done better?

maybe better anticipated the "great rotation" from growth to value stock a while back.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

I was recently widowed and needed serious advice on financial planning.

How has Andrew Flowers helped you?

Help with structuring my finances into an understandable system

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Jackie, Many thanks for taking the time to leave a review. I' glad to hear that you're satisfied with the financial planning services provided. It's been a pleasure working with you and your family over the years to achieve your financial goals. Regards Andrew

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

security of investments and advice on pensions and trusts

How has Andrew Flowers helped you?

Andrews support and advice has resulted in us being secure and financially stable knowing that we are getting the best from our investments

Have you seen the outcome you were hoping for?

Absolutely - we would not be in the situation we have been in for the past few years had it not been for Andrews help advice and support - latterly, since my husband passed away unexpectedly, he has been phenomenal in his advice support care and professionalism

What could they have done better?

nothing

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

move defined benefit pension to SIPP

How has Andrew Flowers helped you?

facilitated the above

Have you seen the outcome you were hoping for?

yes

What could they have done better?

N/A

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Norfolk

What were the circumstances that caused you to initially look for an adviser?

We needed to understand whether our financial situation would enable us to retire early.

How has Andrew Flowers helped you?

Andrew has enabled us to put together a portfolio that provides us with the income that we require while minimising our tax exposure. He has provided us with advice and information on ethical investment as well as tax and inheritance planning.

Have you seen the outcome you were hoping for?

We are pleased with the way our portfolio has performed and are grateful for Andrew's financial planning advice that has guided us through a number of significant investment decisions.

Andrew's reply

Dear Mike, thank you for taking the time to complete our survey. It is really appreciated and it's been a pleasure working with yourself and Sandra over the last few years as you've transitioned into retirement. Many thanks Andrew

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Looking to take early retirement and plan for retirement, requiring specialist advice to look at options available to us and assist with information to help our decision making.

How has Andrew Flowers helped you?

We have been a client of VizionWealth for over five years now and Andrew has always been exceptionally helpful, providing detailed information and explaining it in such a way that he has helped us make some critical decisions about pensions and investments which have proven over time to be the right ones.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - excellent service and quality of information and advice.

Andrew's reply

Dear Carole, Thank you for taking the time to complete our regular client survey, it really helps us understand our client views and allows us to tweak our service accordingly. I look forward to working with yourself and Tony for many years to come. Regards, Andrew Flowers Vizion Wealth LLP

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Flowers helped you?

Financial planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andrew's reply

Dear Paul, I appreciate taking the time to complete your feedback. It's been a pleasure working with you and look forward to ensuring you achieve your longer term retirement goals. Many thanks Andrew Flowers Vizion Wealth LLP

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Pension and savings advice

How has Andrew Flowers helped you?

Andrew is approachable, professional, always explains everything clearly and I have been happy with the recommendations and advice given in the planning and implementation of my financial portfolio. I have regular in depth financial reviews and I can access my portfolio online at anytime.

Have you seen the outcome you were hoping for?

Yes. I feel that my portfolio is being effectively managed and is in safe hands

What could they have done better?

Having been a client for 5 years I don’t think there’s anything they could have done better. The Vizion Wealth team are very professional, friendly too - any queries via email or phone are always dealt with courteously and promptly. Highly recommended.

Andrew's reply

Dear Lindsey, Many thanks for taking to time to provide the feedback. It is much appreciated. It's been a pleasure working with you towards your retirement goal over the last 4 years and I look forward to working together in the future. Regards Andrew

Review from verified client

September, 2023

Overall

Service

Value

Advice

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Retirement and redundancy payment

How has Andrew Flowers helped you?

Andrew is very knowledgable and has always given us very sound advice, listened to and acted on our requirements.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Mick & Wendy, thank you for the feedback. I've really enjoyed working together as you've transitioned into the retirement phase of your life. We look forward to seeing how your retirement and family grow in the future. Regards Andrew Flowers Vizion Wealth LLP

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Reaching retirement age.

How has Andrew Flowers helped you?

Given advice on where on investing and realising my future aims and lifestyle.

Have you seen the outcome you were hoping for?

I am seeing an ongoing project, which I am happy with.

What could they have done better?

Nothing I can think of. Everything is very thoroughly covered and explained in great detail.

Andrew's reply

Dear Richard, many thanks for taking the time to complete your feedback. It is much appreciated and it was nice to see yourself and Anthea. Hopefully catch up soon at a Willen Fund raising event or maybe at the rugby club. Many thanks Andrew

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

Pensions spread out and very difficult to understand

How has Andrew Flowers helped you?

Brought pensions and investments into one portfolio, easy to understand and earning well through the changing markets

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Julie, I appreciate you taking the time to provide your feedback. It has been a pleasure working with yourself and Andy over the years and working towards your retirement. Regards, Andrew

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Outside UK

What were the circumstances that caused you to initially look for an adviser?

Created a trust for vulnerable relative

How has Andrew Flowers helped you?

Investment and long term planning.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Little

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Sale of property

How has Andrew Flowers helped you?

Explained the financial and investment enviroment.

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Andrew

The Vouchedfor entry for Andrew (or rather Vizion Wealth) says he can provide Specialist Pension Transfer advice. This is not the case.. My contact with Vizion was a complete waste of my and their time....

Andrew's reply

Dear John, We apologise if there was a misunderstanding with the services we provide. As a firm myself and my business partner both hold the pension transfer specialist qualification which is displayed on our Vouchedfor profile. However, due to changes in the professional indemnity insurance market, maintaining an authorisation for defined benefit advice has become near on impossible for smaller independent financial advisers. Therefore, we now partner with larger defined benefit specialist to provide this advice where prospective clients are looking for independent defined benefit advice which was provided to you. We are surprised you have decided to leave a 1 star review in this scenario, however, we have taken onboard your feedback and will remove our pension transfer specialist listing from the Vouchedfor website. Many thanks Andrew Flowers

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Pension, insurance and savings advice

How has Andrew Flowers helped you?

Help with pensions and financial planning and tax allowances

Have you seen the outcome you were hoping for?

Yes the service has been very good and I feel very happy with all the professional advice and help

What could they have done better?

Nothing really,it's all been as good as it could be in these current political and financial times the world is going through

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Flowers helped you?

Retirement planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't think so.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Pension/ Financial planning

How has Andrew Flowers helped you?

Providing advice and financial planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Cambridgeshire

What were the circumstances that caused you to initially look for an adviser?

Professional advice to enable appropriate financial and retirement planning.

How has Andrew Flowers helped you?

Regular updates and advice on taxation, investments, economic climate etc to enable regular changes to investment portfolio and informed decision making.

Have you seen the outcome you were hoping for?

Positive long term growth seen so far.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Retirement in 2016, and I had a money-purchase pension with my employer and needed a pension package arranging with the lump sum.

How has Andrew Flowers helped you?

Andrew has taken my pension pot and invested it on my behalf, giving me a monthly pension to suit my needs. He provided ad-hoc advice on financial matters, such as IHT and also provides two face to face (currently over zoom) reviews each year where we go through the performance of my investment and any risks and issues and what Vizion Wealth have done to mitigate and protect my pension.

Have you seen the outcome you were hoping for?

Yes indeed

What could they have done better?

I don't believe there is anything that needs improving.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Our money was all over the place and needed consolidated.

How has Andrew Flowers helped you?

As marked above.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Thinking about retirement planning and pension consolidation.

How has Andrew Flowers helped you?

Clearly explaining our options Reflecting our risk profile Adjusted our life and critical illness insurance to cover any gaps Consolidated various pensions into a better investment platform to maximise return

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really - very happy with the service

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I was nearing retirement and I needed a low risk plan that would outperform the industry norm

How has Andrew Flowers helped you?

Explained clearly the options available and how my pension investment would be managed to meet my goals.

Have you seen the outcome you were hoping for?

Far better than expected. By allowing to Andrew and his team to make discretionary decisions in real-time on my behalf, they were able to benefit profit from domestic and world events that impacted financial markets and my investments.

What could they have done better?

Difficult to say, Andrew explains things very clearly particularly the changes made to my investments.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

After leaving the corporate environment I wanted some expert support to look at my pension situation and to provide general advice on investments.

How has Andrew Flowers helped you?

Andrew has given me clear and effective advice on the best way to configure my pensions, and provides ongoing support to make sure my investments are performing and consistently outperforming the relevant benchmarks, Andrew has also provided good advice on inheritance tax planning and has overseen the set-up of some bare trusts for my children and grandchildren.

Have you seen the outcome you were hoping for?

So far so good!

What could they have done better?

Some of the regulatory trust administration has been extremely burdensome - not the fault of Vizion Wealth, but it would have been useful if we could have avoided this or done it a different way.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

To ensure that my financial objectives and pension planning were being optimised across a range of investment tools.

How has Andrew Flowers helped you?

I have found Andrew to be a good listener to what we are seeking to achieve over the last 15 years, adapting how our investments are being managed to our changing circumstances both good and not so good.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Andrew's reply

Dear Ian, Many thanks for your feedback, it is much appreciated. It's been a pleasure working with yourself and Julie over many years and looking forward to assisting with your transition to retirement. Regards Andrew

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

I had investments with St.James' Place. I explored the possibility of using an independent Financial Advisor in my local area and decided upon Andrew Flowers of Vizion Wealth. It meant I could see and speak to my financial advisor. Although not entirely unhappy with the St. James Place, I was made aware by Vizion Wealth that my investments with St. James' Place were limited to a smaller availability of investments than those offered by Vizion Wealth.

How has Andrew Flowers helped you?

Enormously. Andrew Flowers (Vizion Wealth) has gone through all of my financial affairs with a fine tooth comb and, more especially, will continue to do so to keep my affairs in order and advise me accordingly.

Have you seen the outcome you were hoping for?

Given the unfortunate global and UK financial situation right now it is not possible to predict. However, I have every confidence Andrew Flowers (Vizion Wealth) are working in my best interests.

What could they have done better?

I offer up no criticism, only praise so far since joining In August 2022

Andrew's reply

Dear Kim, its been a pleasure working with you and thank you so much for taking the time to provide some detailed feedback, it really helps in ensuring we maintain high service standards for all our clients. I look forward to working together in the future to ensure your longer term goals are met. Regards, Andrew

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

We were approaching retirement and needed financial advice and an investment manager who was competent and trustworthy.

How has Andrew Flowers helped you?

Andrew has successfully invested our savings , has kept us informed and we feel secure.

Have you seen the outcome you were hoping for?

Andrew has completely done all we asked for, our savings have increased in value, our lifestyle is secure and we feel very confident and safe with him. He has steered us through a very difficult period, with the Ukraine war and covid , minimising the impact on our investments.

What could they have done better?

I don’t believe anything could have been done better .

Andrew's reply

Dear Paul, It's been a pleasure working with yourself and Margaret over the years and ensuring your retirement goals remain on track. Regards, Andrew

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Bad experience with previous advisor which left me feeling vulnerable and distrustful.

How has Andrew Flowers helped you?

Immensely.

Have you seen the outcome you were hoping for?

Yes. I feel confident that his advice has our best interests at the core.

Andrew's reply

Dear Millie, Many thanks for taking the time to leave a review. It's been a pleasure working with yourself and Euan and I look forward to continuing to evolve your longer term financial plan to meet your long term goals. Regards Andrew

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

I needed help with my finances, I knew with the complexities of managing money, it would be better to put this in a safe pair of hand from a trusted advisor, taking out the worry of trying to manage it myself. Obviously we all want our money to grow, but it's having trust in your advisor that is just as important.

How has Andrew Flowers helped you?

I knew Andrew from a previous employ which was a large "supermarket" platform business where my money was invested, yes there was some security in this type of business but it felt you were a number. When Andrew started his own business I waited some time for him to establish, I then migrated over to his company. What was I looking for ? a company who would give a personal touch and make you feel comfortable, one that you believe are honest and trustworthy. One that would keep you informed with updates to your financial position and also supply you with newsletters about the markets and company news about the team. Finally you want to see your money GROW, I get all of this from Andrew and his team at Vizion, a complete rounded service for which I'm very satisfied.

Have you seen the outcome you were hoping for?

Despite the economic challenges of the past year and months my finances are in good order and keeping pace with my initial investments after drawing down, so yes I am happy with the outcome to date. Andrew is building a good company, employing good staff across all disciplines with the right levels of expertise.

What could they have done better?

Not only to keep my fund investments above their various benchmarks, but to challenge Vizion to go one step further to pick funds that would be star performers in their relative fields. To ensure all charges are kept to a minimal.

Andrew's reply

Dear Colin, Many thanks for taking the time to review our service and complete a review. I'll pass your comments on to the team which I'm sure they'll appreciate. I look forward to meeting up later in the year. Regards Andrew

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Dissatisfaction with my previous pension provider/advisor

How has Andrew Flowers helped you?

Trust and confidence in so much as Andrew has my interests as his first priority

Have you seen the outcome you were hoping for?

Yes but I recognise it's a journey

What could they have done better?

Nothing that I am aware of

Andrew's reply

Dear Stephen, I appreciate taking the time to leave a review. I look forward to working with you in the future and helping you meet your retirement goals. Regards Andrew

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

A need to more efficiently plan for retirement

How has Andrew Flowers helped you?

Sound advice coupled with excellent market knowledge.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Stuart, I appreciate taking the time to complete the feedback, it really is important to us that we understand how you feel about our service standards. We look forward to continuing to work towards your retirement plan. Regards Andrew

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

We were looking to retire early and sought advice on the best way to achieve a targeted income from investments and pensions.

How has Andrew Flowers helped you?

We have been working with Andrew and the team at Vizion Wealth for more than 5 years and are very pleased with how our pension and savings portfolios have been managed. Andrew is approachable, professional and provides us with detailed, in-depth financial analysis and advice in a comprehensive manner.

Have you seen the outcome you were hoping for?

Yes. Vizion Wealth have helped us to effectively manage our portfolios though the recent market turmoils.

Andrew's reply

Dear Mike, Many thanks for your review it is much appreciated. We're looking forward to working with you through the next stage in your financial journey. Good luck with the travel plans. Regards Andrew

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

I needed help making my business tax efficient and growing my pension.

How has Andrew Flowers helped you?

Yes, Andrew’s sound advice has saved me money in the financial planning of my business and increased the value of my pension .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

Andrew's reply

Dear John, Many thanks for the feedback, it is much appreciated. Looking forward to continuing to work with you in the future to help you achieve your longer term objectives. Regards Andrew

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Dorset

What were the circumstances that caused you to initially look for an adviser?

We wished to find out if we might be in a position to retire early from our main source of income.

How has Andrew Flowers helped you?

Andrew gave us a clear and exceptionally thorough breakdown of how we were in a position to achieve our aims. His general approachability combined with a detailed explanation of our position gave us the confidence to put our plan in to action. It is refreshing to find an adviser with a no nonsense attitude to explaining charges with full transparency.

Have you seen the outcome you were hoping for?

Despite the recent turbulence in the markets we feel that our investments have been handled with professional expertise and that we are in a good position to achieve our aims. We have been most reassured to know that our portfolio has been in safe hands.

What could they have done better?

The level of contact and approachable nature of the advisory sessions are excellent, and reassuring.

Andrew's reply

Dear Philippa, many thanks for your review. It's been a pleasure working with yourself and Garry in working towards your retirement goals. Regards Andrew

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to build a plan for retirement

How has Andrew Flowers helped you?

We built a plan and he found the tools to execute that plan

Have you seen the outcome you were hoping for?

I was able to retire 10 years early.

What could they have done better?

Not much

Andrew's reply

Dear Philip, Many thanks for your review, it has been a pleasure working with yourself and your family over the last 15 years and helping the transition for both yourself and Nichola into full retirement. Always a pleasure. Regards Andrew

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Lincolnshire

What were the circumstances that caused you to initially look for an adviser?

Insurance and pension transfer

How has Andrew Flowers helped you?

He helped me with work/health insurance that's provided me with excellent protection and he setup our pensions transfers and then gave excellent investment advice

Have you seen the outcome you were hoping for?

Yes the out come is very positive,we are very pleased

What could they have done better?

Nothing really because all the information and advice is there when we need it

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Financial planning and assistance investing was required

How has Andrew Flowers helped you?

Andrew has always been extremely helpful and friendly, and given his advice in a straightforward and clear way. Implementation of his advice is always efficiently executed. Him and his team are always very happy to help and on hand for prompt addressing of any questions or issues.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Emily, many thanks for taking the time to complete a review, it really is much appreciated. I look forward to meeting up again shortly.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Lancashire

What were the circumstances that caused you to initially look for an adviser?

To prepare for retirement

How has Andrew Flowers helped you?

Regular reviews with concise action plans.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Julie, I appreciate the time taken to leave your review. I look forward to meeting up again soon.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Ii wantedto plan for retirement

How has Andrew Flowers helped you?

He has helped plan a portfolio fo investments that has successfully accomplished the gols the were defined when we began

Have you seen the outcome you were hoping for?

Yes We have been successful

Andrew's reply

Dear Philip, Happy New Year. Many thanks for leaving the review and I look forward to catching up at our next review meeting.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Wanting a long term financial planner for family and retirement

How has Andrew Flowers helped you?

By providing sound advice and a good platform for managing assets

Have you seen the outcome you were hoping for?

Yes, tempered by recent market downturns

What could they have done better?

Anticipated the Nasdaq tech sector sell off.

Andrew's reply

Dear Bob, Happy New Year. Many thanks for taking the time to complete the review. I look forward to catching up shortly and I hope the ski trip goes well.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I had quite a few pension funds and Andrew helped my to consolidate these into a fund which I can have greater control if

How has Andrew Flowers helped you?

He has helped me shape my finances for increased potential growth and to manage my tax exposure

Have you seen the outcome you were hoping for?

100 percent

Andrew's reply

Dear Will, wishing you and your family a Happy New Year, many thanks for the feedback and I look forward to catching up shortly .

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

We felt confused about the options available to us and needed guidance to ensure that we achieve our retirement goals

How has Andrew Flowers helped you?

Andrew has a friendly, detailed approach that put us at ease. A complicated situation was simplified and we are very happy with the financial plan that has been put in place and the ongoing servicing

Have you seen the outcome you were hoping for?

Absolutely, we now have clarity not only about where we need to be to in the future but also how to get there

What could they have done better?

Nothing

Andrew's reply

Dear Nick, many thanks for the review you left over the festive period. I look forward to catching up at our next review shortly.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Investment due to sale of house

How has Andrew Flowers helped you?

Trust in his knowledge

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Sue, many thanks for your review. It's been a pleasure working with you since day 1. Wishing you a happy new year.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

We had previously used a large investment firm to manage our pensions and shares, but had little to no contact from them during the time they held our portfolio. Andrew Flowers was recommended to us based on how well he manages his customers and equally the time he takes to feel you feel valued.

How has Andrew Flowers helped you?

Andrew immediately recommended we take time to meet to ensure our mid and long term investment would provide the retirement we would like. He has steered us away from some of the funds that were delivering little return and also provided advice on insurance products that gave us better piece of mind.

Have you seen the outcome you were hoping for?

Yes, we’ve been delighted with the initial results, even in a market that’s been under pressure.

What could they have done better?

Literally nothing at all.

Andrew's reply

Dear Karl, many thanks for taking to time to leave a review. I hope you had a great family ski trip over Christmas. I look forward to catching up again in 2023.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

To consolidate multiple pensions and optimise my personal tax circumstances

How has Andrew Flowers helped you?

I have consolidated several employer pension schemes into one pool and made enhanced pension contributions. I have also put in place a will and POA.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

I don’t think there is much they could have done differently - very efficient and all very well explained along the way.

Andrew's reply

Dear Andrew, Happy New Year. Many thanks for leaving the review over the festive holidays, it is much appreciated. I look forward to catching up at our next review in 2023.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

I became a Senior Manager for a large US technology reseller business, which meant my earnings increased and I needed help and guidance in planning for my retirement.

How has Andrew Flowers helped you?

In lots of areas, from pension consolidation, ISA planning and investing, not only myself but for my family as well, plus the management of my investment portfolio.

Have you seen the outcome you were hoping for?

Yes. Andrew is a SME in his field and always provides open and honest feedback on the markets, and how my investments are maturing.

Andrew's reply

Dear Darren, I hope you enjoyed the festivities over Christmas. Many thanks for the review, I look forward to catching up again soon.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

To invest our savings and retirement pot

How has Andrew Flowers helped you?

With Andrew’s knowledge and professionalism has guided us to make the right decision

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

No, we are happy with the advice received from Andrew

Andrew's reply

Dear Kim, wishing you and Bob a Happy New Year. Thank you for taking the time to complete the review, it is much appreciated. I look forward to continuing to work with you in 2023 and beyond.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

Choosing a route for pension planning and a savings strategy

How has Andrew Flowers helped you?

Advised on a complete financial strategy

Have you seen the outcome you were hoping for?

Yes in line with financial markets

What could they have done better?

Nothing as far as I can tell

Andrew's reply

Dear Tony, a happy new year to yourself and Carole. I appreciate taking the time to complete the review. I look forward to meeting up again shortly at our next review.

Review from verified client

December, 2022

Overall

Value

Service

Advice

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Always best to seek expert advise.

How has Andrew Flowers helped you?

Andrew is a knowledgeable chap, after a in-depth probe into our financial situations he seemed to quickly grasp where we could make useful investments.

Have you seen the outcome you were hoping for?

Over the recent years investments have stalled but over the long term reasonable returns have definitely been gained.

What could they have done better?

Shot Putin… & due to Covid, 3 prime ministers in 6 months, it’s all rather turbulent at the present moment

Andrew's reply

Dear Roger, many thanks for completing the review before Christmas, it is much appreciated. I look forward to catching up again at our next review shortly.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

I was retiring from my job with a pension pot for investment in a pension scheme that gave me a regular income.

How has Andrew Flowers helped you?

Andrew took all the worry and concern out of the process and for the last six years has provided an excellent service in ensuring my money is safe and maintaining a good level against the ups and downs of the finance markets.

Have you seen the outcome you were hoping for?

Yes I have, my investment is in safe hands and I'm receiving the income that enables me to do the things I want in retirement.

What could they have done better?

I am completely satisfied with the service.

Andrew's reply

Dear Sally, many thanks for your glowing review, it really is much appreciated. It's been a pleasure working with you and Peter. Wishing you a Merry Christmas and Happy New Year.

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Hertfordshire

This review is a follow-up review from a client who left a review previously.

How has Andrew Flowers helped you since your last review?

Andrew continues to provide a high quality professional service in a friendly and helpful manner, we have been very pleased with the advice given.

Andrew's reply

Dear Chris, I appreciate you taking the time to complete a feedback review for us. Wishing you and your family a Merry Christmas and Happy New Year.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Retirement saw my income reduced and I needed a financial advisor to invest my savings ,to provide both growth and security.

How has Andrew Flowers helped you?

Andrew has done exactly what I asked him to do , he has protected our life savings ,whilst increasing its value and steering us through a very difficult period caused by climate change , the Ukraine war and rampant inflation.We were kept informed of any major portfolio changes and have regular review meetings.

Have you seen the outcome you were hoping for?

Yes we have security knowing that savings are in safe hands , minimising losses during turbulent times , and providing growth during normal years that we could not achieve without Andrews professional guidance.

What could they have done better?

Nothing in our view.

Andrew's reply

Dear Paul, many thanks for your review, it is much appreciated. Wishing you and your family a Merry Christmas and Happy New Year and look forward to catching up in 2023.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

Had a portfolio of savings and investments that needed managing

How has Andrew Flowers helped you?

Has always presented sound professional advice and strategies and provided the security of knowing my financial affairs are not just in order, but in safe, knowledgeable hands.

Have you seen the outcome you were hoping for?

Yes

Andrew's reply

Dear Christine, many thanks for your review, it is much appreciated. Wishing you all the best for the festive period.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Buckinghamshire

What were the circumstances that caused you to initially look for an adviser?

Mistakes from previous FA

How has Andrew Flowers helped you?

Providing total family advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Andrew's reply

Thank you for the review Euan, it is much appreciated and we look forward to working with yourself and Millie in the future.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

Andrew was recommended by my parents

How has Andrew Flowers helped you?

The service provided is to a high standard and he is professional, friendly and honest.

Have you seen the outcome you were hoping for?

The overall outcome has been better than expected

What could they have done better?

Nothing

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

A variety of reasons but mainly planning for the future for our children and myself and my wife.

How has Andrew Flowers helped you?

Fantastic insightful service. I feel extremely reassured knowing that Andrew and the team are looking after our financial planning. Highly recommended.

Have you seen the outcome you were hoping for?

To this point, definitely.

What could they have done better?

Nothing

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

I was looking to optimise my income tax position and consolidate 3 legacy work pensions

How has Andrew Flowers helped you?

Andrew at Vision helped me navigate the self assessment criteria and he made recommendations around pension contributions. My annual meetings are always helpful to check progress and I think my pension pot is a lot bigger than it would have been without the advice.

Have you seen the outcome you were hoping for?

Yes - better than expected

What could they have done better?

Nothing to comment upon really

Andrew's reply

Thank you Andrew, it has been a pleasure working with you towards your long term retirement goals.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Northamptonshire

What were the circumstances that caused you to initially look for an adviser?

On planning my retirement in 2016 I had a lump sum from my company pension scheme to invest for future growth and income. Having looked at 3 companies that provided this service, Andrew Flowers stood out against the other two firms.

How has Andrew Flowers helped you?

Andrew Flowers and the team at Vizion Wealth have provided me with a totally professional and approachable service, which means that I feel confident and comfortable putting my hard-earned cash in their capable hands. Highly recommended by me and my husband who also uses Vizion.

Have you seen the outcome you were hoping for?

Yes, definitely, I have been totally satisfied with the service received over the last 5 years and continue to have confidence that Andrew and his team will provide a highly professional service going forward.

What could they have done better?

There are no areas of disappointment.

Andrew's reply

Sally, many thanks for your comments, we really appreciate it. We look forward to working with Peter and yourself for many years to come.

Review from verified client

December, 2021

Overall

Advice

Service