Rafal Amer

With 17 years’ of experience in financial services I have a strong back ground in investment planning protection and specialist mortgage advice. My emphasis is to focus on building long term relationships with my clients, combined with a tailored financial plan to suit their individual financial needs. In an ever evolving financial landscape I like to make sure that my client’s plans are reviewed on a regular basis to keep up with changes in the market place and in line with personal objectives. Your home may be repossessed if you do not keep up repayments on your mortgage I was particularly attracted to St. James's Place because of their strong reputation in the industry for providing strategic wealth management advice to clients and their commitment to long term, bespoke financial planning. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx