Ashley Clifton

What were the circumstances that caused you to initially look for an adviser?

Consolidation of a number of employer pension schemes.

How has Ashley Clifton helped you?

High calibre advice of the options open to me, deciding on the most appropriate decisions and actions.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage.

How has Ashley Clifton helped you?

Checked and compared what was available and best suited. Kept us updated all the way through.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I was looking for a reliable and professional to help me find the best Mortgage deals available when my current deals where due to finish

How has Ashley Clifton helped you?

Ashley did all the searches of the market products. He advised which products were the best for me in terms of overall cost for the duration. Application costs by the product provider were also considered and I was advised what would be the best option for the overall cost. Everything was very clear and the communication was excellent. The applications were submitted on my behalf by Ashley. I couldn't have expected anything more to be honest.

Have you seen the outcome you were hoping for?

100%. The Mortgage products I was advised was the best on the market at the time. Great service

What could they have done better?

TBH, I don't see how it could be done better. Service was excellent.. I will be using Ashley's services again in the future

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Ashley Clifton helped you?

Ensured I was investing in the right areas and demonstrated how he can consistently support me year on year

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really - lovely friendly guy and felt very comfortable along the journey and in safe hands

What were the circumstances that caused you to initially look for an adviser?

I wanted to find out the best way to maximise my pension.

How has Ashley Clifton helped you?

Ashley has been advising me for a number of years. He responds quickly to any queries and is always available to offer financial advice.

Have you seen the outcome you were hoping for?

As far as is possible with my available pension pot, yes.

What were the circumstances that caused you to initially look for an adviser?

It was quite a long time ago , I think it was to sort out our mortgage as the endowment wasn't doing very well , I can't quite remember.

How has Ashley Clifton helped you?

He's helped over the years with pension advice, savings , investments and our mortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

NA.

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement age I wanted to seek professional advice with regard to pension and investment, particularly as I was going to receive a redundancy settlement

How has Ashley Clifton helped you?

Provision of sound advice and acting on my behalf in transferring my pension provider

Have you seen the outcome you were hoping for?

Yes, pretty much as predicted, fairly steady growth

What could they have done better?

Maybe, but I didn’t want higher risk investment

What were the circumstances that caused you to initially look for an adviser?

Pension, and investment

How has Ashley Clifton helped you?

Fast work and always talks over everything

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a every happy

What were the circumstances that caused you to initially look for an adviser?

Pension consolidation

How has Ashley Clifton helped you?

Sorted pension, mortgage and life policies

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

wanted some advise on pension and investment savings

How has Ashley Clifton helped you?

was really helpful. and was a pleasure to deal with

Have you seen the outcome you were hoping for?

yes I have seen a return on my investments

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

My existing financial consultancy had moved out of the area.

How has Ashley Clifton helped you?

Most recently, merging of 2 pensions into one concise manageable fund, which sits in a platform that I can easily access at anytime. In addition, the same on a number of stock & shares ISAs that were merged into one fund.

Have you seen the outcome you were hoping for?

Pension has grown well especially recently and ISA performance has been excellent. Both performing better than where they where previously being managed.

What could they have done better?

Nothing I can really comment on, the advisor sees us on a regular basis without being prompted and replies promptly to any emails questions.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pensions into one pot

How has Ashley Clifton helped you?

Ashley advised on the best company and areas to invest with

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

Initially for investment advice.

How has Ashley Clifton helped you?

Ashley has always given sound investment and structured mortgage advice over the last twenty years.

Have you seen the outcome you were hoping for?

Beyond my initial expectations!

What were the circumstances that caused you to initially look for an adviser?

Pension planning & transfer

How has Ashley Clifton helped you?

He was very supportive with gathering information and guiding me through the pension transfer keeping me informed and reassured all the way

Have you seen the outcome you were hoping for?

Yes and very pleased

What could they have done better?

Nothing as I felt understood and valued through the whole process

What were the circumstances that caused you to initially look for an adviser?

Buying my first house

How has Ashley Clifton helped you?

Throughout the whole process Ashley has been great at answering any questions we had and giving professional advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Consolidation of my pensions.

How has Ashley Clifton helped you?

He’s helped me to the point where I’m now totally in control of my retirement. I can’t pride the guy enough.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Was not happy with previous advisor costs or performance of funds.

How has Ashley Clifton helped you?

Moved plan, halved costs and performance immediately increased.

Have you seen the outcome you were hoping for?

Yes !

What could they have done better?

Nothing, after previous advisor can't fault a thing !

What were the circumstances that caused you to initially look for an adviser?

Buying my first home,’

How has Ashley Clifton helped you?

In the different options with my mortgage and the way in which it all works

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing went past what he was initially needed for

What were the circumstances that caused you to initially look for an adviser?

First time buyers that needed advice for purchasing houses and also mortgages.

How has Ashley Clifton helped you?

Ashley has helped us secure a mortgage and purchase a house that we loved.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

i had several pension and I wanted to see what the best option was for me to do

How has Ashley Clifton helped you?

he has moved all my pensions into one and moved it to a better company, also started up a saving account

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing for me he's been great from day one I meet him always keeps you informed and is always on the end of the phone if I need to speak

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and didn't know where to turn with so much choice out there. That's when I contacted Ashley following a recommendation from a friend....I'm really glad I did.

How has Ashley Clifton helped you?

Ashley took time to understand my borrowing needs before presenting some options along with quotes. In the end it was easy for me to select the best deal for my circumstances.

Have you seen the outcome you were hoping for?

Yes - great mortgage deal.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice and support

How has Ashley Clifton helped you?

Ashley has helped us immensely over the years with multiple mortgage applications and amendments. His advice is always clear, supportive and his communication and responsiveness makes him a pleasure to liaise with.

Have you seen the outcome you were hoping for?

Ashley consistently provides us with exceptional advice and the outcomes that he delivers always exceed our expectations.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Very little advice or personal service from my provider.

How has Ashley Clifton helped you?

Ashley has dealt with my Mortgage Twice when coming to renew . The service he proved was excellent ! fast and totally problem and stress free. I would recommend Ashley service to anyone, I work full time and it was just so simple, no constant phone calls or hassle.

Have you seen the outcome you were hoping for?

The outcome was amazing I will be seeking his advice again soon and I know it will Brilliant.

What could they have done better?

nothing whatsoever

What were the circumstances that caused you to initially look for an adviser?

Close to retirement and was looking for someone to give me good advice.

How has Ashley Clifton helped you?

Very informative and will always make sure you understand everything. Will always go that extra mile to get things sorted.

Have you seen the outcome you were hoping for?

Only been a short while but things moving in the right direction.

What could they have done better?

I can't see that anymore could have been done.

What were the circumstances that caused you to initially look for an adviser?

I wanted to sell my house and purchase a new one.

How has Ashley Clifton helped you?

Ashley helped me in securing a great deal with my mortgage and spent time going through all the available options and which one worked best for me and my circumstance.

Have you seen the outcome you were hoping for?

Yes! Ashley not only delivered but exceeded expectations in what we were hoping for.

What could they have done better?

Cannot think of anything he could of done better. His communication was excellent throughout the process and broke things down into simple steps which really made the sale and purchase less stressful than I anticipated.

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage

How has Ashley Clifton helped you?

I have been using ASC Financial for 15 years plus. Ash just gets on with the tasks, even keeping me away for the tedium of any administration tasks which I've always struggled with, always going the extra mile etc. 10 /10

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Separation

How has Ashley Clifton helped you?

Ash helped me remortgage to pay off my x wife and for me to keep the house .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to be honest , all was good .

What were the circumstances that caused you to initially look for an adviser?

Hose buy

How has Ashley Clifton helped you?

Mortage set up

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Ashley was recommended to us by a friend and we needed help as first time buyers

How has Ashley Clifton helped you?

He helped us get a really good rate with our mortgage and longer fixed term in the current climate. Communication was very good from the onset and throughout

Have you seen the outcome you were hoping for?

I believe we got the best rate with our mortgage due to Ashley’s assistance, it was also helpful for the process having him in our corner throughout

What were the circumstances that caused you to initially look for an adviser?

Mortgage deal needed sorting

How has Ashley Clifton helped you?

Got me the best mortgage deal possible

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I’m a primary school teacher A I have no or little understanding of mortgages and savings etc.

How has Ashley Clifton helped you?

Found me great deals on mortgages which means I pay less to the bank and have more money for holidays.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Short of picking the winner in the grand national - nothing!

What were the circumstances that caused you to initially look for an adviser?

Finding a mortgage that i could afford to pay. Refinancing a property. Finding life insurance.

How has Ashley Clifton helped you?

Ashley found me a good mortgage for my first house. Ashley helped me refinance the same house a few years later on a buy to let. Ashley has also found me life insurance cover that in my budget.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Mortgage for the new house

How has Ashley Clifton helped you?

He sorted out my mortgage

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Mortgage broker

How has Ashley Clifton helped you?

Mortgage broker advice from start to finish

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Ashley Clifton helped you?

My partner and I feel that Ashley went above and beyond to help us arrange our mortgage. He provided brilliant advice and an excellent service to assist us with getting the mortgage and was happy to help with any enquiries.

Have you seen the outcome you were hoping for?

Yes - we were able to get the mortgage secured quickly and in the tight timeframe we were faced with.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

Pension provision

How has Ashley Clifton helped you?

Has provided up to date pension guidance and savings advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I needed to invest a pension plan

How has Ashley Clifton helped you?

Ashley listened to what i wanted to achieve with the plan and took into account my feelings around risk, and age which were important to me.

Have you seen the outcome you were hoping for?

It is too early yet.

What could they have done better?

Nothing really. I was happy with the service.

What were the circumstances that caused you to initially look for an adviser?

Mortgage, investment and pension advice

How has Ashley Clifton helped you?

I have used Ashley's service for a number of years now for 2 mortgages, investments and pension transfers and advice

Have you seen the outcome you were hoping for?

Yes. Ashley is always approachable and always explains things clearly. Results have been positive and I wouldn't want to use anyone else, he is reliable and trustworthy and I have recommended him several times.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

House move so needed mortgage advice

How has Ashley Clifton helped you?

Ashley supported by sourcing the right mortgage deal for us

Have you seen the outcome you were hoping for?

Absolutely

What were the circumstances that caused you to initially look for an adviser?

Had acquired a few private pensions over the course of my working life and required assistance in sorting out the best way forward to source the best pension plan for my retirement. I also had some money that I wanted to invest.

How has Ashley Clifton helped you?

Ashley came to see me on a number of occasions and advised the best pension to keep and which to transfer. Also advised an investment plan for my savings.

Have you seen the outcome you were hoping for?

Yes, my investments have grown but due to the current climate and un forseen circumstances (pandemic) probably not as much has they could have.

What could they have done better?

Nothing at all.

What were the circumstances that caused you to initially look for an adviser?

looking for a private pension & a mortgage.

How has Ashley Clifton helped you?

he helped me find the best mortgage deal at the time.

Have you seen the outcome you were hoping for?

Yes,he found me a better deal than what I could find.

What could they have done better?

did everything very well.

What were the circumstances that caused you to initially look for an adviser?

House move.

How has Ashley Clifton helped you?

First class, professional from start to finish.

Have you seen the outcome you were hoping for?

yes 100%

What could they have done better?

outstanding.

What were the circumstances that caused you to initially look for an adviser?

Pension

How has Ashley Clifton helped you?

Very well

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My Wife and I wanted to get a mortgage and wanted to see what could be available to us.

How has Ashley Clifton helped you?

He helped us find a mortgage that suited our requirements and circumstances. He then helped us get the correct insurance to suit our needs.

Have you seen the outcome you were hoping for?

Yes we are now in our house and happy with everything Ashley did for us.

What could they have done better?

Honestly, nothing. He was perfect.

What were the circumstances that caused you to initially look for an adviser?

My old existing mortgage was due to end and needed to be renewed.

How has Ashley Clifton helped you?

He advised me on my new mortgage and found the best product availble. He took the time to explain the details in depth and helped me with any question that need to be answered by email and phone.

Have you seen the outcome you were hoping for?

Yes i am am very please with the outcome and ashley made it quick and easy.

What could they have done better?

Nothing in my opinion .

What were the circumstances that caused you to initially look for an adviser?

Moving property

How has Ashley Clifton helped you?

Ashley helped us find a great deal when we were looking to move house

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I retired and sold my house and had equity which I needed advice about.

How has Ashley Clifton helped you?

Set up a financial plan .

Have you seen the outcome you were hoping for?

Yes I am seeing the outcome I was hoping for.

What could they have done better?

Nothing Ashley is an excellent advisor .

What were the circumstances that caused you to initially look for an adviser?

Needed new mortgage

How has Ashley Clifton helped you?

Ash was very helpful and explained the options well and helped me understand which options were best for my circumstances. He made all the complicated aspects seem very simple and is v knowledgeable

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing more excellent service

What were the circumstances that caused you to initially look for an adviser?

Ashley is my advisor and has been for 8 years.

How has Ashley Clifton helped you?

In every aspect of my life, pension, mortgage, insurance, savings and investments.

Have you seen the outcome you were hoping for?

Every single time without fail.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I wanted to ensure my pension was adequate for my needs in the future and to release a lump sum.

How has Ashley Clifton helped you?

Ashley advised me on the best way to achieve the above which enabled me to release a lump sum and invest in a new product.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing as far as I am concerned. Ashley always did what he said he would do - he called when he said he would. He answered any questions I had in a timely manner and I felt fully confident in his services. All documentation was presented professionally and the overall service was very professional.

What were the circumstances that caused you to initially look for an adviser?

We have used Ashley for many years now, from our first mortgage and several re-mortgages.

How has Ashley Clifton helped you?

Ashley has always been supportive, friendly and very responsive when helping us with mortgage advice.

Have you seen the outcome you were hoping for?

Always

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

When trying to source a mortgage

How has Ashley Clifton helped you?

Explained to me the different products available, what budget I should be looking at and getting me the best interest rate

Have you seen the outcome you were hoping for?

More than what I expected

What could they have done better?

Can't really fault him

What were the circumstances that caused you to initially look for an adviser?

Buying property to let

How has Ashley Clifton helped you?

Superb advice and totally professional throughout the process

Have you seen the outcome you were hoping for?

Yes. From start to finish the communication was excellent and I couldn’t have been happier with the result.

What could they have done better?

Nothing. I was extremely happy with all aspects of the service. A pleasure to deal with.

What were the circumstances that caused you to initially look for an adviser?

I was looking for some advice regarding a pension (and at a later date a mortgage product). Ashley is extremely knowledgable, friendly and communicates with total clarity.

How has Ashley Clifton helped you?

Ashley presented me with a number of options for both my pension and mortgage products and explained in easy to understand terms the pros and cons of the different products.

Have you seen the outcome you were hoping for?

Yes, I have a pension product and mortgage product I am very happy with.

What could they have done better?

Nothing - he's excellent.

What were the circumstances that caused you to initially look for an adviser?

Recommended by family

How has Ashley Clifton helped you?

Sort all my paper work for pensions, mortgage and insurance

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing very happy

What were the circumstances that caused you to initially look for an adviser?

Mortgage, pension.

How has Ashley Clifton helped you?

Struggled to get my first mortgage, due to being self employed, and struggled again after my divorce.

Have you seen the outcome you were hoping for?

Yes I managed to keep my family home.