Nikki Charley

SPECIALITIES Holistic Personal Financial Planning including; Wealth management, Individual and Family Protection, Retirement Planning, Investment Planning, Inheritance Tax Planning (Trust & Estate Planning). Business Financial Planning including; Business Protection (Loan Protection, Keyperson & Shareholder/Partnership Protection), Employee Benefits (Group Pensions, Group Life Cover & Income Protection) & Investment Planning. Understanding your Business and Personal planning objectives, discussing options to provide solutions for your goals. Whatever your financial objectives or aspirations for you or your business, I have the expertise to help. PROTECTING YOU, YOUR FAMILY AND YOUR BUSINESS I will look at your own objectives and help you to understand the options available to help provide financial security for you and your dependants. These options could include ensuring that you, your family, or business can be provided for in a range of circumstances. WEALTH MANAGEMENT I can help you with short and long term wealth planning. These services can range from managing your investment portfolio, planning tax-efficient savings and retirement provisions, all the way through to establishing appropriate plans to pass on your estate. Please remember, the value of investments may fall, as well as rise, meaning you may get back less than the amount you put in. Most investments should be considered as a medium to long-term commitment, meaning you should be prepared to hold them for at least five years. The value of any tax benefits described depends on your individual circumstances. Tax rules may change in the future. Enelsea Financial Planning Ltd is an Appointed Representative of Vision Independent Financial Planning Ltd which is Authorised and Regulated by the Financial Conduct Authority (FCA).Firm Reference Number 487395. This can be verified by visiting the Financial Services Register.