Ray Adams

Ray Adams FPFS, Certs CII (MP & ER) is a Chartered Financial Planner and Director of Niche Chartered Financial Planners. Since 1996, Ray has worked within the financial services industry and in that time has become a Fellow of the Personal Finance Society – the pinnacle of achievements within the financial industry. Whilst a pensions specialist, Ray is also an expert in all areas of financial advice and is committed to helping his clients find the right option for their circumstances. Ray is supported by a team of other advisers at Niche who all share his passion for providing clear, easy to understand advice. Together, along with his support staff, Ray is able to tailor his advice to each individual client and ensure that they fully understand each step of the process. He is able to help with all aspects of finance and will work with you to determine your goals and a personalised strategy for achieving them - whatever they are. Your initial meeting is completely free, and you will have the opportunity to sit down and discuss things fully with Ray. Some of the most common areas clients ask us to help with are: + Pensions & Retirement Planning + Mortgages + Savings & Investments + Estate Planning + Tax Planning & Wealth Management We also have a wealth of experience in helping other businesses, and in particular helping to implement the new Auto-Enrolment pension schemes. Niche are fully independent, and have no ties to any other companies. This means that we really can offer you the best advice and find the most appropriate products and services for you, as we do not work on commission. We work solely for you and your best interests.