Kelly East

Kelly is a fully qualified financial planning consultant with over a decade of experience in the financial services industry. She strives to provide a refreshingly different approach to financial planning. Central to this is her belief that long and lasting relationships with her clients should always be based on honesty, trust and transparency. Financial planning should never be delivered using baffling, technical jargon. Instead, financial planning should always be delivered in a straightforward, clear, and understandable way, enabling the client to make an informed choice with absolutely no pressure. Kelly has a passion for showing clients how they can improve their work life balance, fulfilling their dreams sooner rather than later by implementing bespoke, simple and affordable solutions through holistic financial planning. She does not use a one size fits all approach. Instead she looks at where her clients are now, their plans and challenges ahead, and where they want to be in the future, helping them understand the truth about their financial health. She specialises in helping clients make sense of their finances, grow their wealth and simplify their affairs, whilst ensuring the financial products they hold are suitable for today, tomorrow and beyond. Kelly has worked with professionals, entrepreneurs, and business owners at the exclusive private bank Coutts & Co., providing outstanding client satisfaction. She thrives on building lasting relationships with clients from all walks of life that include: students, families and young professionals to business owners and those at or nearing retirement. In addition to personal financial planning, Kelly provides bespoke advice to business owners on a range of issues from tax efficient protection to auto enrolment solutions. Kelly offers an initial free no obligation pension review service looking at all types of pension from private personal pensions to workplace pensions relating to current and past employment. Key areas of expertise include, wealth management, retirement planning, tax planning and personal and business protection. Kelly would be delighted to speak with you whether you are seeking advice for yourself, your family or your business. Kelly is married with two children and believes strongly in planning for her family’s future. When she is not working with clients you will find Kelly walking with her dog along the local canal enjoying the peace and quiet of the beautiful South Wales valleys. Services Provided Family and business protection - Kelly can help in exploring and understanding potential personal and business risks. She can then provide potential solutions, enabling the client to prioritise and decide which risks they wish to protect against. Retirement planning – Modern retirement planning is complex. Life takes unexpected turns and tax rules continually change. It is vital to make sure that you are getting the most out of your current plans, in order to help you achieve your long-term financial goals. Regular reviews are essential and Kelly provides a comprehensive ongoing review service. Personal Wealth Management – Choosing how and where to invest your money can be time-consuming and confusing. In wealth management and investment planning there are many factors to consider, including tax efficiency, risk, volatility and performance. Kelly can help guide you through this complex area, helping you to understand which type of investments best suit you and your appetite for investment risk. Inheritance Tax Planning -Navigating the complexities of inheritance tax can be a daunting experience. Kelly can advise you and your family on how to tackle and potentially mitigate this area of planning. If you are confused about inheritance tax, or you would like to learn more about getting your affairs in order Kelly would be delighted to talk to you. - The value of pensions and investments [and the income they produce] can fall as well as rise You may get back less than you invested