Penny Wriderholt

What were the circumstances that caused you to initially look for an adviser?

Previous IFA retired

How has Penny Wriderholt helped you?

Amalgamation of multiple existing pension funds under a single platform that is proactively managed and invested according to an attitude to risk assessment that is regularly reviewed. Advised the maximum annual pension contributions I could make. Established an ISA pot under the same platform and manged on the same basis into which recent annual investments have been made. Forecasted likely long term future income/investment drawdown to facilitate retirement planning. Advised on strategies to mitigate IHT liability on my own estate. Assisted in the administration of releasing funds from a trust fund in my mother's estate. Signposted others who might assist with matters not in her domain of expertise such as establishing Lasting Power of Attorney.

Have you seen the outcome you were hoping for?

Most important outcomes have been the advice on maximising pension contributions and establishing investments that are regularly reviewed and proactively managed. It is too early to say whether the increased charges incurred by a more proactive approach have been more than offset by increased capital growth.

What could they have done better?

Advised on how best to use funds that were surplus to those that could be invested in pension or ISA in a given year.

What were the circumstances that caused you to initially look for an adviser?

To seek a better return on my pension pot and advice on investments and savings.

How has Penny Wriderholt helped you?

Provided an annual comprehensive review of my finances and sensible advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Perhaps a little more pressure applied to take me in to a slightly higher risk category with my investments, although I would probably have said no !

What were the circumstances that caused you to initially look for an adviser?

Financial planning

How has Penny Wriderholt helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing aware of

What were the circumstances that caused you to initially look for an adviser?

Helpful, knowledgeable & available

How has Penny Wriderholt helped you?

See above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No idea

What were the circumstances that caused you to initially look for an adviser?

Pension

How has Penny Wriderholt helped you?

Has provided a wealth of information and advice to position my pension and ISA investments to best advantage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing - all very satisfactory.