Lisa Smith

I am a Chartered Financial Planner who looks to build up strong relationships with my clients - so much so they can pick up the telephone to me at any time and I will be there to answer their questions, queries or worries by providing sound financial advice. One thing my clients say is different about the service I provide is that they can speak to me whenever they want - evenings, weekends, whenever, so they never have to worry. I specialise in working with people over 50 as I love advising them and their family in areas such as retirement planning, growing and taking an income from their investments, tax planning opportunities such as inheritance tax and later life planning such as providing for long term care for their parents. I am happy to meet with clients in their homes, at our offices or on zoom - whichever is their preferred way of meeting. I joined the St. James's Place Partnership in 2000 after 10 years of being an IFA. On an ongoing basis, they do due diligence on me, the product providers and investment managers that I use and guarantee the advice I give - This gives me and my clients piece of mind. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx