Nicola's reviews
Reviewed for
Insurance and Protection ( 9 )
Mortgages ( 2 )
Pensions ( 100 )
Equity Release ( 4 )
Retirement income (annuities, drawdown) ( 105 )
Investments and Savings ( 129 )
Pension Transfers - Non Specialist ( 36 )
Inheritance Planning ( 104 )
Long Term Care ( 25 )
Pension Transfers - Specialist ( 15 )
Financial Planning ( 85 )
Financial Mentoring ( 18 )
Financial Coaching ( 4 )
( 1 )
Reviewers' assets
£500k+ ( 44 )
£200k - £500k ( 29 )
£100k - £200k ( 1 )
( 1 )
Up to £50k ( 3 )
£50k - 100k ( 4 )
Review
by a verified client in Northamptonshire
12 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
To obtain advice on how best to plan for retirement and whether financially myself and wife were on track as well as any other issues (tax, etc inheritance) we need to be aware of when planning our finances.
How has Nicola Watts helped you?
I think Nicola and the team have listened to us and our retirement aims and objectives and helped formalise these into step by step plans and provide assurance that we are on the right track.
Have you seen the outcome you were hoping for?
Yes. The information provided is clear and we found straight forward to follow. We dont have to follow it to the letter but it does provide a comprehensive guide on future income given a number of assumptions.
Nicola:
Thank you so much for taking the time to leave this review. I'm really pleased to hear that the plan I've put together has given you clarity and confidence about your retirement plans. It’s great to know that you’ve found the information clear and helpful, and that it supports the goals you’ve set for the future. I've really enjoyed working with you both and look forward to continuing to support you on your journey. Thanks again - Nicola and the Jane Smith teamReview
by a verified client in Bedfordshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
As I was becoming older I wanted to ensure that my money was invested wisely and that I could plan for a future that might include needing to have access to cash for care needs. I wanted to better understand what my options were and I wanted support to make the right choices for me.
How has Nicola Watts helped you?
Nicola has helped me to streamline my finances and better understand my financial position. She has helped advise me on the products which are suitable for me. She has explained things clearly and in a way I have been able to understand. She has the right blend of cajoling (making sure that administrative tasks get done) and understanding when they take longer than maybe they should.
Have you seen the outcome you were hoping for?
The main outcomes I wanted were greater understanding and visibility of my assets and help planning my retirement including budgeting and investing. I have achieved this.
What could they have done better?
I am very satisfied with the service. I would have been even happier with slightly higher returns but I think that's human nature!
Nicola:
Thank you Margaret for your thoughtful and honest review. I’m so pleased to hear that you feel more confident in your financial position and that we’ve been able to streamline your finances in a way that works for you. While we all wish for higher returns, ensuring that your investments align with your long-term goals and provide the flexibility you need remains my priority. It’s great to know that the balance of support and encouragement has been helpful, and I look forward to continuing to assist you in the future. Best regards, Nicola and the Jane Smith Team.Review
by a verified client in Bedfordshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I inherited property and money, when my mother died in 1990. I needed professional advice regarding the best way to invest the money tax-efficiently. I sold the two let properties at different times, when they became vacant. I needed help with investing the proceeds to give me income to top up my small salary. I would not have dared to take voluntary early retirement without being assured by a professional that I had enough money to top up my pensions for the rest of my life.
How has Nicola Watts helped you?
Nicola has carried on from where her mother left off, when she retired. She continues to advise me as to the best way to invest my capital tax-efficiently and to top up my income by appropriate withdrawals.
Have you seen the outcome you were hoping for?
I have received the outcome I was hoping for. I am as confident as anyone can be in an uncertain world that my needs will be met for the rest of my life.
What could they have done better?
I cannot think of anything they could have done better.
Nicola:
Thank you Elizabeth for your thoughtful and detailed review. It’s truly rewarding to hear that I have been able to continue supporting you with your financial planning needs. Ensuring that you feel confident and secure in your financial future is always my priority. I’m so pleased that you have achieved the outcome you were hoping for and that we’ve been able to provide the reassurance you need for the years ahead. Best regards, Nicola and the team.Review
by a verified client in Bedfordshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Approaching retirement and looking for reassurance that we would have enough to live the lifestyle we wanted.
How has Nicola Watts helped you?
Nicola has delivered on every level. We have a strong plan for the next few years and our investments have performed above expectations. Most importantly, we are now looking forward to stepping into retirement with confidence.
Have you seen the outcome you were hoping for?
So far yes.
What could they have done better?
No complaints at this stage.
Nicola:
Thank you Simon, for your fantastic 5-star review! It’s wonderful to hear that I have been able to provide the reassurance and strong financial plan you were looking for as you approach retirement. I’m committed to helping my clients achieve financial confidence, and I’m so pleased that your investments have exceeded expectations. The team and I look forward to continuing to support you as you step into a well-structured and confident retirement plan. Thanks again Best regards, Nicola and the Jane Smith team.First impression
by a VouchedFor user
2 months ago
Overall
Please provide a brief comment about your experience with Nicola
Excellent service - polite, personal and very knowledgeable - would absolutely recommend!
Nicola:
Thank you for your kind words and fantastic feedback Ian! I'm so pleased that your first impression of my service has been a positive one. I pride myself on delivering knowledgeable, personal, and professional advice. Thank you again I appreciate your recommendation and myself, and the team look forward to supporting you. Best regards, Nicola and the Jane Smith Team