Richard Marshall

Review from verified client

April, 2024

What were the circumstances that caused you to initially look for an adviser?

New mortgage needed

How has Richard Marshall helped you?

Obtain the best mortgage we could get in our circumstances in a fast and professional manner.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Richard's reply

Thank you for leaving Richard a great 5 star review. We are please we could help you find the best mortgage for your circumstances.

Review from verified client

April, 2024

What were the circumstances that caused you to initially look for an adviser?

We needed advice on equity release

How has Richard Marshall helped you?

Richard gave very good advice on our options in a professional and caring way, he was direct and sorted out exactly what we required for our future in retirement. My wife and I were very pleased with the outcome and would not hesitate using and recommending him to our family and friends for any financial advice.

Have you seen the outcome you were hoping for?

Yes, we are in the process of finalising the end result

What could they have done better?

Nothing could improve the service we had from Richard.

Richard's reply

Thank you for leaving Richard a great review, We are pleased we could find the best solution to your needs and we look forward to working with you again in the future.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

I needed information and assistance with my pension as I was retiring

How has Richard Marshall helped you?

Richard assisted me in making and firming up my decisions regattas my pension and avc’s

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I received excellent assistance, while keeping me informed of progress with plans up until completion. A very informative and friendly experience, my wife and I felt immediately at ease at the first visit.

Richard's reply

Thank you for leaving Richard a fantastic review. We are happy Richard could help you with planning to retire. Enjoy your well deserved retirement.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

After taking a career break I felt I needed support and advice regarding my financial circumstances and I how I could maximise the return on my savings.

How has Richard Marshall helped you?

Richard spent a lot of time getting to know me and trying to understand my financial needs as well as my attitude to risk. He was thorough and patient, and was happy to explain things which I found complicated. This resulted in me becoming much more confident and knowledgeable about how I could make my savings work for me.

Have you seen the outcome you were hoping for?

We have only recently finalised a financial plan and I feel confident in the decisions I have made with Richards help.

What could they have done better?

Nothing

Richard's reply

Thank you for leaving Richard a 5 star review. We are so happy we could help you and give you piece of mind and knowledge with regards to your savings.

Review from verified client

March, 2024

What were the circumstances that caused you to initially look for an adviser?

Just knew l had various pensions since 17 and just thought it was the time to have a review and make decisions on the future and wanted to explore all options for retirement and possible early retirement and how it all worked.

How has Richard Marshall helped you?

Richard has been amazing, understanding my individual needs, also picking up on my wishes of how I want to start thinking about scaling down my days and time at work and explaining to me how that future looks before making a final decision on full retirement.

Have you seen the outcome you were hoping for?

The outcome is brilliant and l have a full understanding of what Richard will now put in place over the coming years, how this will be reviewed, knowing l can contact him with anything on the way to my goals.

What could they have done better?

Nothing the service he has offered has been first class from start and l cant say finish as it is ongoing and will continue that way over the next few years at least until my final plan is in place.

Richard's reply

Thank you for leaving Richard a wonderful 5 star review. We are so happy we could help you achieve your personal goals in planning for your retirement. We look forward to working again with you in the future.

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

Looking for personal insurance and pension transfer advice.

How has Richard Marshall helped you?

Richard has helped me by recommending excellent financial products that completely fulfil my some times quite specific needs.

Have you seen the outcome you were hoping for?

Very happy with the outcomes provided.

What could they have done better?

Nothing, Richard was diligent, proactive, listened well and throughly educated me on the services and products provided.

Richard's reply

Thank you for leaving Richard a review. We are happy we could advise you on your pension and personal insurance needs and tailor our recommendations to your specific needs,

Review from verified client

November, 2023

What were the circumstances that caused you to initially look for an adviser?

Initially looking to buy our first house and needing a lot of advice, Richard provided all the guidance we needed and explained clearly all our options and expanded on all areas around wills, insurance, and savings.

How has Richard Marshall helped you?

Richard has helped us plan for the future by giving sound advice and feels like a friend as he has got to know us both and looked at all our business and personal circumstances.

Have you seen the outcome you were hoping for?

Yes.

Richard's reply

Thank you for taking the time to leave a great review for Richard. We are pleased we were able to help with planning for your future and explain the various options in all areas of financial planning and buying your first home. We look forward to working with you in the future.

First impression from a user who is not yet a client

October, 2023

Please provide a brief comment about your experience with Richard

We were impressed with Richard's financial knowledge and his advice regarding our finances. We had a very relaxed meeting with him to discuss our thoughts on our financial position and he was very helpful.

Richard's reply

Thank you for taking the time to leave Richard a review. We are pleased Richard was able to discuss with you your existing finances and give you the advice and information you had requested. We look forward to working with you again in the future if you need our services.

Review from verified client

October, 2023

What were the circumstances that caused you to initially look for an adviser?

Original adviser retired. Wanted an adviser locally who we could meet face to face.

How has Richard Marshall helped you?

Advised some changes to our investment portfolios.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

Richard's reply

Thank you for taking the time to leave Richard a wonderful review. We are please we have been able to give you the advice and assistance you required for your investments, in order to give you the outcome you needed. We look forward to working with you again in the near future.

First impression from a user who is not yet a client

September, 2023

Please provide a brief comment about your experience with Richard

We went into our initial meeting with Richard, not knowing quite what to expect. In the space of an hour, he'd reassured me that a long standing Defined Contribution Pension was actually more valuable than it first appeared, that I was due a tax rebate and had brought up several things that we needed to think about as we approached retirement. All in all, it was a very positive and enlightening experience. Richard was very friendly and very professional - personally we couldn't have wished for a better initial consultation.

Richard's reply

Thank you for taking the time to leave Richard a great review. We are happy we could explain and answer all your questions regarding your pension and tax and help you achieve your planning for retirement.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

Due to poor management by current IFA

How has Richard Marshall helped you?

Putting everything in place professionally and instantly increasing performance of investment

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Richard delivers over and above

Richard's reply

Thank you for leaving a great review for Christopher Little, We are happy we could help in giving you the advise to help you achieve a better performance on your investments.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

We had complex needs for a remortgage

How has Richard Marshall helped you?

He sourced us the best deal and supported us through a complicated process

Have you seen the outcome you were hoping for?

Absolutely, we are thrilled with the outcome

What could they have done better?

Nothing. The service and Richard’s approach was exceptional

Richard's reply

Thank you for taking the time to leave us such a great review. We are happy we were able to help you arrange your mortgage. We look forward to working with you again in the future.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

First house, mortgage rate expiry

How has Richard Marshall helped you?

Richard helped me understand my options and tied everything back to my personal circumstances so that I could make a informed decision that I was happy with

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not live so far away from us so we can say thank you in person :-)

Richard's reply

Hi, Thank you so much for leaving a 5 star review, we were happy we could help with your mortgage and go though mortgage and protection and income protection options. Thank you for choosing Christopher Little.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

I was looking to buy a property and needed budget and mortgage advice.

How has Richard Marshall helped you?

Richard has helped me through the process of obtaining 3 different mortgage offers due to my purchases falling through. He’s always been there to take a call or respond on email and has made the process really smooth. I’ve felt supported and well advised throughout.

Have you seen the outcome you were hoping for?

Yes, I’m hoping to complete soon on my dream property!

What could they have done better?

Nothing, Richard has provided a 5 star service throughout.

Richard's reply

Thank you for leaving a 5 star review. We are pleased we were able to help you with mortgage advise and help you purchase your dream home. We look forward to working with you again in the future.

Review from verified client

September, 2023

What were the circumstances that caused you to initially look for an adviser?

My partner is older than me by a few years and I wanted to understand what actions I needed to take to be able to retire at a similar time. I also had some old investments that I wanted to move to a better place.

How has Richard Marshall helped you?

Richard has explained to me how pensions and ISAs work and how best to invest my money now to achieve my long term financial goals.

Have you seen the outcome you were hoping for?

Yes. Richard had enabled me to invest my money in a way I feel comfortable and meets my ethical priorities.

What could they have done better?

Nothing

Richard's reply

Thank you for leaving 5 star review! We are happy we were able to help you reach your long term financial goals.

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

First time buyer getting a Mortage.

How has Richard Marshall helped you?

Help me achieve my first ever house getting the best Mortage possible.

Have you seen the outcome you were hoping for?

Yes I managed to get the Mortage I wanted thanks to Richard.

What could they have done better?

Nothing! Was very knowledgeable and went that extra mile to help with everything I needed.

Richard's reply

Hi Ricky, Thank you for leaving a 5 star review. We are glad we were able to help you buy your first Home!

Review from verified client

August, 2023

What were the circumstances that caused you to initially look for an adviser?

First time home buyer.

How has Richard Marshall helped you?

Helped with securing a mortgage whilst also highlighting different financial packages and the pros/cons of different products.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Richard's reply

Hi Jack, thank you taking the time to leave us a great review and we are pleased Richard helped you with your mortgage. We look forward to working with you again in the future. Thank you for choosing Christopher Little as your Financial Adviser in Otley.

First impression from a user who is not yet a client

July, 2023

Please provide a brief comment about your experience with Richard

Having always been something of a financial dunce, it has been an absolute revelation to spend a very useful hour with Richard. He was extremely generous with his time, clearly and openly explaining options open to me. I will be returning to Richard in due course for further advice, as I did not for one minute feel bamboozled by pension-speak!!! It could not have been a better experience for me. What a friendly and welcoming atmosphere there is.

Richard's reply

Thank you Will for your positive feedback, I really enjoyed our hour together and hearing your story. Please get in touch if you have any further questions. All the best going forward. Richard

First impression from a user who is not yet a client

June, 2023

Please provide a brief comment about your experience with Richard

I contacted Richard at short notice and he was able to accomodate my request within 24 hours. I went in to explore a buy to let mortgage and he quickly identified and explained why this may not be for me. He was polite and friendly and gave a great insight into items such as different taxes that I simply wasn't aware of and hadn't considered. It was great of him to give up his time and offer valuable advice - much appreciated.

Review from verified client

May, 2023

What were the circumstances that caused you to initially look for an adviser?

We had previously used an advisor who has now retired. Having moved to a new area we looked for someone we felt comfortable with and could meet face to face.

How has Richard Marshall helped you?

Richard has looked at our situation in detail and his advice has opened up new possibilities and perspectives for us.

Have you seen the outcome you were hoping for?

So far the outcomes have proved to be better than expected.

Richard's reply

Hi, Thanks for your feedback

First impression from a user who is not yet a client

May, 2023

Please provide a brief comment about your experience with Richard

Very professional. I arranged an initial consultation with Richard to discuss my finances and how best to manage my various pension pots as I approach retirement. Richard provided lots of useful tips but concluded that I had a fairly good handle on things and could, with a little extra work, deal with things myself and it was unlikely to be cost effective to appoint him for bespoke advice. I found Richard to be friendly, honest and impartial, and would not hesitate to return to him for advice should my needs change in the future.

Richard's reply

Good Moring Amanda, Thank you for your Feedback, It was great to meet you and good luck with everything going forward. Take Care Richard

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal.

How has Richard Marshall helped you?

Initially Richard helped us find a new mortgage and then assisted us with some financial advice on our pensions, savings, and has pretty much helped plan out our whole financial future. As we are clueless in this area his help has been invaluable. He explained everything in simple terms and communication has been excellent. Fees were explained up front and there were no hidden costs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

There is nothing we can think of.

Richard's reply

Hi Helen, Thank your taking the time to leave a review, we have enjoyed working with you, see you at our next review.

Review from verified client

March, 2023

What were the circumstances that caused you to initially look for an adviser?

I discovered Richard while looking to remortgage and re-organise my finances.

How has Richard Marshall helped you?

Richard has been super helpful, finding a good mortgage deal and using his understanding of financial planning to help me plan for the future, showing me ways to help my money work for me much more effectively.

Have you seen the outcome you were hoping for?

Yes - and beyond. Some great advice that will lead to much smarter financial planning.

Richard's reply

Hi Brent, Thank you for the great feedback see you at your next review at the end of the year.

Review from verified client

February, 2023

What were the circumstances that caused you to initially look for an adviser?

Dissatisfaction with my previous adviser.

How has Richard Marshall helped you?

Clarified the investments that comprise my pension and simplified their management for the future.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing that I know of.

Richard's reply

Hi Ben, Thank you for the feedback, i have really enjoyed helping your through this process. All the best going forward. Richard

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Richard

Had a brilliant chat with Richard where he made some interesting points for me to go back and consider. Unfortunately for me my scenario wasn’t what they deal with but he still made an effort which I really appreciate. He gave fantastic advice for me even still!

Richard's reply

Hi Oliver, Thank you for the feedback, it was great to meet you. Good luck over the next few years, I'm sure we will speak again. Take care Richard

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Richard

I wouldn't hesitate in recommending Richard. His friendly, professional approach put me at ease and gave me confidence that he was the right person to speak to about financial planning. He clearly explained all the options available to me and gave an honest, impartial appraisal of the best next steps. I came away feeling better informed and more confident in planning for the future.

Richard's reply

Hi Kirsty, Thank you for the feedback. Hopefully we will chat again in the future. Take care Richard

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Richard

I spoke with Richard and Tom; they asked me insightful questions that made me consider my choices in depth. They really made me think about my future and about what I wanted when I retire/semi-retire. They conveyed the complexity of pensions in a non-jargon manner that I could understand. Their advice has been invaluable in making decisions about my pension and my future.

Richard's reply

Hi Louise, Thank you for the review. I hope we meet again in the future. Take care Richard

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Richard

Richard has been assisting me as a first time buyer with finding a mortgage solution that works for me. Even with a background in accounting I have had much to learn and Richard has been able to provide excellent financial advice as well as explain things clearly and answer the many questions I have had. Richard's knowledge, patience and hard work will keep me using his services in the future.

Richard's reply

Hi Ash, Thank you for the feedback. I'm sure we will get you onto the property ladder some time soon Kind regards Richard

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Richard Marshall helped you?

Richard clearly explained process and options available to me. Then went through them step by step ensuring my understanding.

Have you seen the outcome you were hoping for?

Yes, the outcome has been better than expected.

What could they have done better?

Nothing comes to mind

Richard's reply

Thank you for the feedback Kevin. I have really enjoyed getting to know you through this process. I hope we keep in touch and work again together in the future Take care Richard

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Richard

Can’t speak highly enough of my experience with Richard. He gave me excellent advice and I completely trust him to give me knowledgeable, impartial advice in the future.

Richard's reply

Thank you for the feedback Adam. Please get in touch if you feel we can help with anything that was discussed. Take care Richard

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

We were looking to remortgage our property and wanted advice on our savings and investments.

How has Richard Marshall helped you?

Found us a new mortgage with a lender.

Have you seen the outcome you were hoping for?

Absolutely excellent service went above and beyond e.g follow up calls on progress offering to ring our current lender etc.

What could they have done better?

Nothing excellent service

Richard's reply

Thank you for the great feedback Carol Hopefully this mortgage is just the start of work we will be doing for you both. Take care Richard

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

We needed a mortgage without causing us any hastle

How has Richard Marshall helped you?

Richard sorted out everything without causing us any stress

Have you seen the outcome you were hoping for?

Yes we were happy with the Speedy outcome

What could they have done better?

I don’t see anything could have been done any better

Richard's reply

Thank you for the review Angela, Good luck in your new home Richard

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage and didn’t really have a clue what or where to look for the best one for me

How has Richard Marshall helped you?

He has basically taken all the legwork and stress off me and made it very easy

Have you seen the outcome you were hoping for?

Yes I have been offered a mortgage which suits me very well

What could they have done better?

Nothing I don’t think apart from it being free and that’s not the way it works

Richard's reply

Thank you for the review Paul, Good luck in your new home Richard

First impression from a user who is not yet a client

November, 2022

Please provide a brief comment about your experience with Richard

Richard is very efficient, professional and has significant knowledge of the financial market. I have instructed Richard on two separate occasions and both times he went above and beyond to ensure I secured the best mortgage deal possible. More generally, Richard is very responsive, approachable and easy to work with.

Richard's reply

Thank you for the feedback Georgia. All the best going forward. I look forward to when we speak again Richard

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

Mortgage advice

How has Richard Marshall helped you?

Richard helped us to secure both of our mortgages despite some credit difficulties.

Have you seen the outcome you were hoping for?

Yes, Richard provided us lots of advice and support and allowed us to get a mortgage

What could they have done better?

Nothing

Richard's reply

Thank you for the Feedback Rose, its been great getting ton know you over the years and I'm glad I've been able to help you again. Take care Richard

First impression from a user who is not yet a client

October, 2022

Please provide a brief comment about your experience with Richard

Richard is very knowledgeable about the mortgage industry. He is professional and approachable. I felt at ease during our meetings. He helped me remortgage my property to buy my parents' family home. I would definitely recommend Richard

Richard's reply

Thank you for the feedback

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Having moved into the area we were looking for a local financial advisor to review all our pension and savings situation.

How has Richard Marshall helped you?

Richard was very easy to talk to and thorough about the information required. He was relaxed in his approach but very professional. Follow up meetings were very detailed and have provided us with a framework within which we can move forward confidently with our finances.

Have you seen the outcome you were hoping for?

Too early to say at present, but we are confident that the changes we have made will be beneficial.

What could they have done better?

We are happy with the service already received.

Richard's reply

Thank you for taking the time to give me some feedback. Its been great to get to know you both, find out about your extended family and discuss your future wishes and plans. We look forward to building on our relationship in the years to come. Take care Richard

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed expert advise to make sure we were making the right decision for our mortgage.

How has Richard Marshall helped you?

Richard looked for the best option for us and explained everything that was happening throughout the whole process. He completed the applications quickly to ensure we didn't miss out on opportunities.

Have you seen the outcome you were hoping for?

Yes!

What could they have done better?

Nothing, he was brilliant throughout.

Richard's reply

Beth, Thank you so much for your feedback, we wish you all the best going forward and please get in touch if there is anything else we can help with in the future. Take Care Richard

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

Family inheritance.

How has Richard Marshall helped you?

Offered guidance and advice on options available going forward.

Have you seen the outcome you were hoping for?

This is a long term investment which will evolve over the coming years.

What could they have done better?

NA

Richard's reply

Hi Jonathan , Thank you for the positive feedback, we enjoyed working with you and look forward to speaking again in the future. Kind regards Richard

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

Advice on how best to invest an inheritance

How has Richard Marshall helped you?

Assistance working out our priorities and advice on where to invest

Have you seen the outcome you were hoping for?

It is a long term investment but we are happy with the decision Richard helped us make

What could they have done better?

N/a

Richard's reply

Hi Liz, Thank you for the positive feedback, we enjoyed working with you and look forward to speaking again in the future. Kind regards Richard

First impression from a user who is not yet a client

August, 2022

Please provide a brief comment about your experience with Richard

I approached Richard about an elderly relative. I found him approachable and helpful, both during an initial meeting with me and a follow-up meeting with my relative. He concluded there was little that he could do that would be of benefit, and rather than charge us for any advice he suggested some simple solutions we could use directly. Good to find someone who is willing to do what is best for their clients even if that means losing business from them. I would willingly seek advice from Richard if I need it in the future.

First impression from a user who is not yet a client

August, 2022

Please provide a brief comment about your experience with Richard

Very welcoming environment and professional advice where I really did feel Richard had my best interest at heart. No sales pitches or gimmicks, just sound advice. Thank you.

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

I wanted to discuss my retirement plan, long-term savings, insurance and a mortgage.

How has Richard Marshall helped you?

Richard went over my pension options, arranged my mortgage and has set up a long-term savings scheme with the goal of achieving retirement by a certain age. When I've had financial queries, he has been very quick to respond and solve any issues for me.

Have you seen the outcome you were hoping for?

Yes, I have solid financial plans in place and also the peace of mind from knowing that I can contact Richard with any queries.

What could they have done better?

Nothing - I've very happy with the service provided.

Richard's reply

Hi Alison, Thank you for the positive feedback, we have enjoyed working with you so far and look forward to speaking again at our annual reviews. Kind regards Richard

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

We needed to rearrange our mortgage

How has Richard Marshall helped you?

Richard very quickly and efficiently found us the right product to change to.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

To be honest nothing. We were very satisfied with the outcome.

Richard's reply

Debra, Thank you so much for your feedback, we wish you all the best going forward and please get in touch if there is anything else we can help with in the future. Take Care Richard

First impression from a user who is not yet a client

July, 2022

Please provide a brief comment about your experience with Richard

Highly recommended! We met with Richard today with a view to taking advice regarding our overall financial situation, pensions, property etc and got lots of really good informal information from him. Ultimately he concluded that it wouldn't be cost effective for us to take one of their packages at this time given the simplicity of what we needed to do. A very refreshing approach! Highly professional and friendly service. We will definitely go back when our situation evolves. Outstanding.

Richard's reply

Thank you for the feedback Simon. We wish you all the best going forward and hopefully meet again in the future. Richard

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage on a buy to let property

How has Richard Marshall helped you?

Great advice

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Nothing

Richard's reply

Anne, Thank you so much for your feedback, we wish you all the best going forward and please get in touch if there is anything else we can help with in the future. Take Care Richard

Review from verified client

July, 2022

What were the circumstances that caused you to initially look for an adviser?

Needed to get some honest pension advice

How has Richard Marshall helped you?

Walked me through my options, feel a lot more confident now

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Richard's reply

Thank you for the review Pauline We wish you all the best going forward and please get in touch if you have any further questions. Take care Richard

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

I was looking to tidy up my finances and pensions and make sure I could afford to retire on an appropriate income

How has Richard Marshall helped you?

Richard took a lot of time to find out about our lifestyle and circumstances, he made suggestions I would never have thought of. I felt he knew what he was talking about, and reassuringly, he was open about doing some research if he didn't immediately know the answer to a question...so much better than feeling someone is "winging it"

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Happy so far, and looking forward to our annual reviews to make sure we are on track

Richard's reply

Thank you for the review and feedback Katie. It has been a pleasure working with you and Tom so far and I look forward to when we speak again at our annual reviews if not sooner.

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

Buying First Home

How has Richard Marshall helped you?

Richard went above and beyond to ensure we secured a mortgage offer for our first home. Firstly he had a call with us to discuss our desires, situation and to advise us on our budget. He was extremely knowledgeable, friendly and patient. He spent as much time as needed with us in this first call to ensure he had all of the information he needed and insured we were feeling happy with the process. After this call Richard made himself readily available at any time in case we had any questions. We commenced viewings shortly after this intial meeting once we had a budget we knew we could work with. In true form, we came across our dream home over the weekend and competition was high. Despite it being a Saturday, Richard replied to our query, raised a Mortgage in Principle for us immediately and sent a cover letter to the Estate Agent to help us secure the property and it worked! Richard then started our Mortgage Application immediately after this. Due to the type of the property, we came across a few snags with some lenders, however Richard continued working hard to find a lender for us, and he did this within a day. Once Richard had secured a mortgage offer for us for the property, we then had some issues arise due to certain aspects of legalities being unprepared by the seller. Richard took charge of contacting the lender and estate agent to ensure all paperwork was completed as a matter of priority for us. Throughout the process he gave us regular updates, kept us fully informed and worked hard at ensuring all parties were completing their responsibilities. There were various occasions where Richard worked through weekends and holidays for us to ensure the process continued moving. Out of all parties involved in this process, Richard was pulling out all of the stops to ensure we secured our mortgage and got to move into our dream home. We could not recommend Richards services highly enough and genuinely believe that his expertise was essential in ensuring we got our property! Not only this but Richard's hard work, determination and personable qualities made the process substantially less stressful then it could've been without him. I could not recommend Richard highly enough! Thank you!!

Have you seen the outcome you were hoping for?

100% yes

Richard's reply

Hi Dominique, Thank you for the detailed feedback. I really feel for you having such a rollercoaster of a journey while being first time buyers, you did not deserve the added stress caused by the selling party and it felt right to fight your corner with you. I'm glad we were able to secure the positive outcome you deserved and I really enjoyed getting to know you both. I look forward to helping you with any other financial planning matters in the future.

Review from verified client

June, 2022

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal and associated insurances were advised for elsewhere, however, a change in occupational circumstance led us to Richard.

How has Richard Marshall helped you?

He reviewed all of our current policies and advised that some could be kept and other could be upgraded within our price bracket. He was also very approachable when we asked for the level of cover to be altered to suit financial situation.

Have you seen the outcome you were hoping for?

Yes, new policies with much improved health cover.

Richard's reply

Thank you for the feedback Scott, it was a pleasure working with you and your family. I look forward to speaking to you in the future for any other financial planning needs.

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Richard Marshall helped you?

Richard has been a great help in guiding us through our mortgage application. Being first time buyers, he has been extremely reassuring throughout the process and found us a great result.

Have you seen the outcome you were hoping for?

Yes. Richard found us a mortgage with good rates within a great time frame.

What could they have done better?

I am completely satisfied with the service I have received from Richard.

Richard's reply

Thank you for the review and feedback Ellie, it has been a pleasure working with you both and thank you for being so organised. All the best with the new home and I look forward to helping you both in the future for any other financial planning needs.

Review from verified client

May, 2022

What were the circumstances that caused you to initially look for an adviser?

Looking to expand and grow my investments.

How has Richard Marshall helped you?

Richard really helped me get a grasp of my risk tolerance and what investment options suit this. He also helped me picture where I am in my investment journey and gave me some really insightful information on how to approach my investing going forward.

Have you seen the outcome you were hoping for?

Yes. I got exactly what I was hoping for and a much wider appreciation of financial markets and services.

What could they have done better?

Nothing

Richard's reply

Thank you for the review and feedback Ben. it has been a pleasure working with you so far and I look forward to when we speak again for other financial planning needs.