Rachael Panteney

Rachael Panteney

Willow Tree Financial Services

Minimum savings/pensions: Any amount

Minimum mortgage: Over £50,000

0330 038 8942
Based in Polegate
View location
Verified since: May, 2022
4.9 out of 5

86 reviews

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 01 January 2026

    Rachael and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 25

    Recent Client Reviews

    Verified reviews: 100%

    Rachael has received 25 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 21 November 2025

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Rachael has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Rachael has provided information on their typical fees

    Rachael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 19

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Rachael

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Rachael (based on 19 first impressions)

Hello, my name is Rachael Panteney and I am the founder of Willow Tree Financial Services. I am a financial adviser offering expert financial planning. I founded Willow Tree Financial Services in 2015, having worked in the banking and financial sector since 1998. I qualified as a mortgage adviser (CeMAP) in 2005 and as a financial adviser (DipFA) in 2013. I offer reliable financial advice that is accessible to everyone; from mortgages to pensions, and everything in between. In addition to my personalised approach to the job, I am completely transparent about our fees from the outset. Which means not only can you be confident that all recommendations are being made solely on the basis of your individual circumstances, but you can also rest assured that there will be no hidden or last-minute charges. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of investments and the income they produce can fall as well as rise. You may get back less than you invested. Inheritance Tax planning Is not regulated by the Financial Conduct Authority.