Reviewed for

Insurance and Protection ( 36 )

Mortgages ( 82 )

Pensions ( 35 )

Equity Release ( 6 )

Retirement income (annuities, drawdown) ( 6 )

Auto Enrolment ( 1 )

Investments and Savings ( 26 )

Pension Transfers - Non Specialist ( 4 )

Inheritance Planning ( 1 )

Long Term Care ( 1 )

Financial Planning ( 1 )

Reviewers' assets

£500k+ ( 1 )

£200k - £500k ( 6 )

£100k - £200k ( 13 )

£50k - 100k ( 12 )

Up to £50k ( 37 )

Client reviews

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

For a mortgage then a remortgage.

How has Stephen Davies helped you?

Stephen helped get the mortgage for our family home and advised us on our recent remortgage.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Steve was an excellent help couldn’t fault him.

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage

How has Stephen Davies helped you?

Excellent knowledge of the industry, kept me up to date with the whole process.

Have you seen the outcome you were hoping for?

Yes definitely1q

What could they have done better?

N/A

Review from verified client

December, 2023

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Looking to remortgage on my own for the first time following a divorce.

How has Stephen Davies helped you?

Sourced a range of options and explained each one clearly allowing me to pick the mortgage that best suited my circumstances.

Have you seen the outcome you were hoping for?

Yes, I’ve been back to Stephen to remortgage numerous times since he was first recommended to me 8 years ago.

What could they have done better?

Really pleased with the service.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Vale of Glamorgan

What were the circumstances that caused you to initially look for an adviser?

I was Buying my first property by myself. Stephens advice & support to find the best mortgage for me was priceless.

How has Stephen Davies helped you?

Mortgage

Have you seen the outcome you were hoping for?

Yes, I purchased my home and will be using Stephens services again when I need to remortgage

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

In 2021 I was seeking to purchase a property in Cardiff and required financial advice in respect of mortgage application / offers and next steps.

How has Stephen Davies helped you?

From our initial discussion to discuss potential options, to frequently check-ins on mortgage process and aftercare, Stephen has been brilliant throughout. He is always willing to take the time to discuss throughout the process, providing timing and relevant advice in a calm and collected manner. Mortgage applications and the general process of purchasing a property is never the most straightforward and are often a stressful time for all involved, Stephen was great at taking the majority of that stress away, speaking with the mortgage company directly and involving me, where required.

Have you seen the outcome you were hoping for?

Yes - Stephen successfully arranged the mortgage for my current property on a two year fixed deal. He discussed the options available and I decided that a two year fixed would be the best option, unfortunately market conditions have changed that view, however, I have already reached out to Stephen to chat through the market and what options will be available for my remortgage (which I will use Stephen to support) in 2023.

What could they have done better?

Nothing - brilliant job and very grateful for Stephen's support

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

My partner and I were looking to buy our first house. Stephen helped us throughout the whole process.

How has Stephen Davies helped you?

Stephen helped us get a mortgage principle and helped us make the correct decision when buying our first house.

Have you seen the outcome you were hoping for?

We are currently decorating our first house. We could not have done this without the help of Stephen as we both have very busy jobs.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has Stephen Davies helped you?

Found us the best mortgage deal to suit our needs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Merthyr Tydfil

What were the circumstances that caused you to initially look for an adviser?

When I had my daughter I wanted to check everything was in order financially and Stephen was recommended to me.

How has Stephen Davies helped you?

Stephen has arranged my will and life insurance initially, and has since helped me obtain a mortgage for my current home and more recently a remortgage. He has also guided my mum through a very complex pensions process, ensuring she was able to retire comfortably.

Have you seen the outcome you were hoping for?

Absolutely - the advice provided by Stephen is always spot on and I have full trust that I am making the best financial decisions.

What could they have done better?

Nothing - Stephen is approachable and responsive. He is now advising family members on my recommendation.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Mortgage deal expiring

How has Stephen Davies helped you?

Mortgages, insurances and savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Finding it difficult to navigate the vast mortgage market without help I sought out Steve’s expertise to help me find, evaluate and select the best provider and deal available

How has Stephen Davies helped you?

Steve’s attention to detail and ability to explain things simply and concisely in a complex area was extremely helpful.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Steve exceeded my expectations and did everything I requested and more to help me find the solution I was looking for.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Stephen

Stephen was very professional and informative. I would definitely use his services again.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

We were looking for an impartial advice

How has Stephen Davies helped you?

By getting the best deal for us and guiding us through the process

Have you seen the outcome you were hoping for?

Yes as we have been advised honestly and professionally

What could they have done better?

Nothing

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Personal Circumstances

How has Stephen Davies helped you?

Very helpful and searched the market for the best deal for my circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing could have been done any better for me than what Stephen did for me. Excellent Service

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

End of fixed term mortgage

How has Stephen Davies helped you?

Advised on the market and explained the different options available.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, everything was great.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in Swansea

What were the circumstances that caused you to initially look for an adviser?

BUYING A HOUSE

How has Stephen Davies helped you?

Offering multiple options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Re mortgaging of existing property and advice on a potential future additional mortgage for an extension

How has Stephen Davies helped you?

Stephen provided excellent advice, taking the time to explain all my options in detail and helped me make the best decision financially for the current mortgage but for my future needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the customer service and response to enquiries exceeded my expectations

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Getting a new mortgage

How has Stephen Davies helped you?

Stephen searched for mortgages for us, it was quite complex as we own a buy to let home and I am self employed and he found us the best deal. He was very thorough and kept me informed the whole way through and was on hand to answer any questions I had. Very helpful and professional, made the process stress free and easy!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Stephen Davies helped you?

Helped me get a mortgage providing the best advise

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing very quick and thorough

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Starting a pension.

How has Stephen Davies helped you?

Steven gave good advice and put everything in place to set up a new pension.

Have you seen the outcome you were hoping for?

Yes ,In our last meeting I was advised that the pension was going in the right direction .

What could they have done better?

Nothing

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

We were looking to move home.

How has Stephen Davies helped you?

Steve was our mortgage advisor.

Have you seen the outcome you were hoping for?

We managed to get the home we wanted.

What could they have done better?

Nothing!

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Young trying to find a Morgage

How has Stephen Davies helped you?

He helped me and my partner find the best deals on our Morgage we could possibly get

Have you seen the outcome you were hoping for?

Yes me and my partner now own our first home at 19 and 20

What could they have done better?

Personally nothing he did everything he could with everything given

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

I was applying for a mortgage.

How has Stephen Davies helped you?

He was able to provide a mortgage for me and my partner.

Have you seen the outcome you were hoping for?

Yes, the mortgage is now in place.

What could they have done better?

I feel the service was excellent.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Newport

What were the circumstances that caused you to initially look for an adviser?

great adviser

How has Stephen Davies helped you?

helped me and my partner get the best rate for a mortgage for our first house

Have you seen the outcome you were hoping for?

yes

What could they have done better?

..

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Buying our first home

How has Stephen Davies helped you?

Helped with sorting a mortgage out and finding the best one suited for us

Have you seen the outcome you were hoping for?

Yes we were able to purchase the house we wanted with the help of Stephen

What could they have done better?

Nothing at all, so helpful and always there to answer our questions and always give great advise

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Bridgend

What were the circumstances that caused you to initially look for an adviser?

My partner and I were looking for our first mortgage provider.

How has Stephen Davies helped you?

Stephen was extremely helpful in getting us the best mortgage we could, his advice was excellent especially as we were very inexperienced. His communication was also excellent.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Stephen Davies helped you?

He helped us with buying our first home and now our second home.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Always helpful, always willing to break things down for us to understand.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Buying my first property

How has Stephen Davies helped you?

He answered all my questions an was fast in the process

Have you seen the outcome you were hoping for?

Yes I’m now the owner of my first house

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Could not get a mortgage due to only 1 permanent teaching contract.

How has Stephen Davies helped you?

Stephen found us a mortgage through teachers building society.

Have you seen the outcome you were hoping for?

Yes. We were both so grateful for his help.

What could they have done better?

Nothing. Stephen is amazing at his job. We couldn’t thank him enough.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

Remortgage, financial planning, pension

How has Stephen Davies helped you?

I have known Stephen for over 5 years now. He has helped me to find great mortgage and remortgage deals for our main residential property and 2 BTL properties. He has also helped me with Income Protection insurance, life insurance and my ISA investment. He has helped my wife with private pension and life insurance. He is always helpful and replies to his emails promptly. Even though he is a busy man, he always go above and beyond to help. He has helped us so much over the last few years. At one point I was working very hard, he advised me to cut down on my working hours so I could spend more time with my family, which I found rare for a financial advisor. Thanks for all your help over the years.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Pension and remortgage

How has Stephen Davies helped you?

Put our mortgage in place hassle free

Have you seen the outcome you were hoping for?

Yes excellent service

What could they have done better?

Nothing 5 star service

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Bridgend

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Stephen Davies helped you?

Found the best deal for my remortgage. Excellent service provided. Definitely would recommend.

Have you seen the outcome you were hoping for?

Yes

First impression from a user who is not yet a client

July, 2020

Overall

Please provide a brief comment about your experience with Stephen

Really helpful, kind and professional.

Review from verified client

July, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Pensions, investments & Inheritance planning. This is an update of my review May 2014

How has Stephen Davies helped you?

Steve is proactive and vigilant in respect of any change of circumstances which could affect my assets. He fully discusses the pros and cons of situations and solutions. I have full confidence in his knowledge, expertise and advice.

Have you seen the outcome you were hoping for?

I am very happy to have assets and financial planning overseen by Steve.

What could they have done better?

In comparison to previous IFAs used over 30+ years Steve stands head & shoulders above them in terms of professionalism, range of advice and customer care.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on mortgage

How has Stephen Davies helped you?

By giving great advice and finding the best options for us

Have you seen the outcome you were hoping for?

Most definitely

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Due to my credit history not being very good

How has Stephen Davies helped you?

He was able to get myself and my partner a mortgage

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

1st time property buyer

How has Stephen Davies helped you?

Aranged a first class mortgage and property insurance

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Help and advice with my Buy to Let Mortgages

How has Stephen Davies helped you?

Looking for the best deals, Decision in principle and taking mortgage application from start to finish. Steve was there for me everytime I called. Nothing a problem and both mortgages were completed very quickly. I would highly recommend his services.

Have you seen the outcome you were hoping for?

Yes. Both mortgages are now in place. Excellent service.

What could they have done better?

Can't fault anything so far

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Wanted to get a better morgage rate and life insurance to cover the morgage

How has Stephen Davies helped you?

Arranged a new fixed rate morgage and sorted the life insurance accordingly

Have you seen the outcome you were hoping for?

Waiting on finalising these (delay to corona virus), but Steve is still in contact with us and at the end of a phone if/ when we have any enquiries.

What could they have done better?

Nothing. He has given us the best available advice for our situation.

Review from verified client

April, 2020

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Re-mortage on a buy to let to realise equity

How has Stephen Davies helped you?

Stephen was able to able to release equity in my property and reduce my monthly payments at the same time.

Have you seen the outcome you were hoping for?

Yes, excellent service, very approachable and professional.

What could they have done better?

No, very happy with the service.

Review from verified client

January, 2020

Overall

Advice

Service

Value

Based in Merthyr Tydfil

What were the circumstances that caused you to initially look for an adviser?

I had various small amounts in a number of pension schemes and needed advice as to how to pull these together for the best return

How has Stephen Davies helped you?

Steve carried out a very thorough review of everything including my attitudes to risk, investment and reward; and made recommendations accordingly. The advice was well thought out and well delivered.

Have you seen the outcome you were hoping for?

Although the changes will take some time to show the real outcome; they have all materialised as outlined to me and I am confident that the advice received has been accurate and appropriate

Review from verified client

November, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Needed advise with mortgages as buying our first home. Also needed advise surround life insurance due to an illness.

How has Stephen Davies helped you?

Steve offered a trustworthy and approachable manner, with great sound advice that made sense. Nothing was too much trouble and he always provides a quick response.

Have you seen the outcome you were hoping for?

Definitely. Following our first house purchase we have gone back to Steve for his services with our second purchase and mortgage advise.

What could they have done better?

N/A

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

First house purchase Life insurance policies Second house purchase

How has Stephen Davies helped you?

Stephen found us the best rate for our mortgage on both occasions and recommended most the appropriate life insurance policies to suit our personal circumstances.

Have you seen the outcome you were hoping for?

Yes. We would certainly refer to Stephen for advice again. He is always helpful and prompt in responding to us and works through our applications promptly and professionally. I confidently recommend Stephen to friends and family.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I have used Stephen for over 10 years as my financial advisor. Due to the excellent advice and service I have always received I didn’t hesitate to use him again when I moved home and purchased a new house.

How has Stephen Davies helped you?

Stephen advised me on my various mortgage and insurance options, and what he thought was the best option tailored to my circumstances.

Have you seen the outcome you were hoping for?

Yes, I’m very pleased with the service provided.

What could they have done better?

I can’t fault the service I received; and will certainly continue using Stephen in the future.

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Carmarthenshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to explore options re mortgages as I am moving house

How has Stephen Davies helped you?

Advice on different types of mortgages and the associated costs

Have you seen the outcome you were hoping for?

Absolutely. Great products that meets my needs delivered quickly

What could they have done better?

Nothing. I'm very happy with all aspects of the service

Review from verified client

October, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Looking for professional advice on best rates.

How has Stephen Davies helped you?

Stephen is very professional in his approach to helping you find what your looking for and gave a number of options for us that were on offer.

Have you seen the outcome you were hoping for?

Exceeded expectations and found a fantastic mortgage rate that other banks and building societies did not offer. Really happy with the service

What could they have done better?

I cant think of anything that would of mad our customer experience any better other than if he paid our mortgage for us.

Review from verified client

September, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Initially a house move, Stephen found me a really good mortgage which allowed me to purchase a house in my own name for the first time. Given the level of service, I went back to Stephen to remortgage once the mortgage rate was up to remortgage.

How has Stephen Davies helped you?

Advised and talked through all the options available. Also helped completing all the required forms.

Have you seen the outcome you were hoping for?

Definitely, on both occasions that I’ve used Stephens services he’s been in constant communication providing update on progress and answering any queries. Really happy with both mortgages that he sourced for me.

First impression from a user who is not yet a client

August, 2019

Overall

Please provide a brief comment about your experience with Stephen

Excellent guidance and we will be going forward with Stephen in the future

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Bridgend

What were the circumstances that caused you to initially look for an adviser?

Buy to let

How has Stephen Davies helped you?

Sorted everything out with mortgage providers and advised on best deal

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

To sort a mortgage

How has Stephen Davies helped you?

Sorted a mortgage

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Needed the best mortgage deals and advice on the market

How has Stephen Davies helped you?

He has arranged multiple buy to let and residential mortgages personally and for my company. He has sourced the best deals financially and products with the best t&c’s

Have you seen the outcome you were hoping for?

Yes, very happy with the service and guidance we receive

What could they have done better?

Nothing, he has always done what we have asked if him

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

Purchase of a second property

How has Stephen Davies helped you?

Advised us on the best options to take

Have you seen the outcome you were hoping for?

Yes, everything going as planned.

What could they have done better?

Everything was good

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Bad advice from 1 of my original pension provider

How has Stephen Davies helped you?

Stephen gave me good advice for which I was grateful, he sorted my problems out and saved me a lot of money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to my knowledge

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Merthyr Tydfil

What were the circumstances that caused you to initially look for an adviser?

Wanted a better rate & more affordable mortgage.

How has Stephen Davies helped you?

He was great at getting me a better deal with the mortgage company I'm with. Definitely be using him again.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Try to lower the years if that’s possible.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

House move and adjustment of finances.

How has Stephen Davies helped you?

By clearly advising our options and suitability of mortgage and insurance product. This was without being overly technical and using jargon that we were not familiar with.

Have you seen the outcome you were hoping for?

Yes. Better than hoped.

What could they have done better?

Stephen could not have provided any better a service.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

I needed professional help on my pension and remortgaging

How has Stephen Davies helped you?

He provided me with excellent options and advice on my pension and remortgaging

Have you seen the outcome you were hoping for?

Absolutely. Stephen guided me through the investment of my pension and completed my remortgage.

What could they have done better?

Everything Stephen adviced and guided me on was done in an efficient and professional manner.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

I was looking to take my pension benefits and wanted advice on best options for this.

How has Stephen Davies helped you?

He explained everything clearly and in an easy to understand way so I could make the best option to suit my needs.

Have you seen the outcome you were hoping for?

Yes all fine and have regular reviews.

What could they have done better?

Nothing very happy

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

I contacted Stephen for advice on mortgages and financial planning.

How has Stephen Davies helped you?

I have used Stephen’s services many times over many years. He has helped me many times, with his knowledge on finance and mortgages. He has helped me build a property portfolio with his expertise within the industry. Stephens help and professionalism Has been priceless over the years. He is very approachable and clearly understands my needs and my business needs. I have referred friends and family alike to Stephen, and will always recommend his services.

Have you seen the outcome you were hoping for?

Every time I have used Stephens services, I have always had a great experience and positive outcome.

What could they have done better?

Truly I have always had a positive outcome. I can’t criticise something when there is nothing to criticise.

Review from verified client

July, 2019

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Lack of pension understanding

How has Stephen Davies helped you?

Stephen provided a comprehensive explanation of what pension requirements were required by husband and I Then carried out our requests efficiently and swiftly

Have you seen the outcome you were hoping for?

Most certainly

What could they have done better?

He could have not done any better

First impression from a user who is not yet a client

January, 2019

Overall

Please provide a brief comment about your experience with Stephen

Thank you for the information provided to date.

First impression from a user who is not yet a client

November, 2017

Overall

Please provide a brief comment about your experience with Stephen

Stephen was excellent , he arrived on time and provided me with the information I required in a clear and concise manor.

Review from verified client

August, 2017

Overall

Advice

Service

Value

Based in Caerphilly

What were the circumstances that caused you to initially look for an adviser?

As a first time buyer by myself I needed guidance in finding and applying for my mortgage.

How has Stephen Davies helped you?

Stephen helped me find a great mortgage deal. I found him to very reliable and honest and always available to help with any quieries.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I do not feel like there was anything that could have been done differently or better. I found the service to be of an excellent standard, my expectations were exceeded.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Buying a new property and wanted a fixed rate mortgage at the best deal.

How has Stephen Davies helped you?

Stephen found us a new mortgage deal within a matter of hours. He took on board what we wanted and matched us to the best deal for us. He was extremely helpful with great knowledge, but super efficient was all done and tied up very quickly.

Have you seen the outcome you were hoping for?

Yes - so pleased I have recommended Stephen to friends and family.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

We recently purchased a new house and were not happy with the life insurance/mortgage protection we were provided by our mortgage adviser.

How has Stephen Davies helped you?

Stephen came to our house and allowed us to talk him through our requirements. We then had a general chat about our options. Stephen took some details and came back soon after to talk us through our options/costs. We were then able to make an informed decision to get the best protection at the best price.

Have you seen the outcome you were hoping for?

Yes. We are now fully protected in relation to our new mortgage. But also based on Stephen's recommendation my wife and I also have independent life insurance at less than we were quoted originally.

Stephen's reply

Thank you for review Gareth appreciate your feedback and taking time to do it.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Cardiff

What were the circumstances that caused you to initially look for an adviser?

I was looking to transfer my pension from a final salary to a flexible income drawdown pension.

How has Stephen Davies helped you?

Looked at my current situation, discussed and supplied different options available to me.

Have you seen the outcome you were hoping for?

After helping for the switch to happen the future now looks how we had planned it.

What could they have done better?

Some of the options could have had slightly more detail with them for me to understand fully as it was the first time I had been dealing with these financial procedures.

Stephen's reply

Thank you for the review Steve I very much appreciate your comments and the time taken to write these.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Powys

What were the circumstances that caused you to initially look for an adviser?

Death of my husband.

How has Stephen Davies helped you?

Management of my husband's pensions and my own.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Can't think of anything Stephen could have done better

Stephen's reply

Thank you for the review Mrs Witts I appreciate your comments and time taken to write these.

Review from verified client

February, 2017

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

Remortgaging, clearing debt & changing life/home insurance providers.

How has Stephen Davies helped you?

Was extremely professional throughout, fully explained all my options, researched available deals for me thus ensuring I got the best deal, kept me updated of progress and supported me throughout the process.

Have you seen the outcome you were hoping for?

Yes, couldn't be happier!.

What could they have done better?

Absolutely nothing. I cannot fault the service I received.

Stephen's reply

Thank you Claire I appreciate you leaving me feedback.

First impression from a user who is not yet a client

December, 2016

Overall

Please provide a brief comment about your experience with Stephen

Stephen arrived on time as agreed. He explained the options open to us under our unique circumstances for a mortgage suitable to our financial income and outgoing commitment. He also reassured us that he would search a lender for us and reply to us by the following day to which he did . Where our bank of 25 years let us down , thank goodness for Stephen . We are so happy we found Stephen via vouchedfor as we now have he confidence he will sort out our needs . Thank you Stephen, we hope our Christmas

First impression from a user who is not yet a client

October, 2016

Overall

Please provide a brief comment about your experience with Stephen

PROFITABLE . CLEAR INFO.NO JARGON.INSPIRED CONFIDENCE.EASY TO TALK TO.WHETHER I GO AHEAD WITH ADVICE DEPENDS ON ACTUAL COSTS PER ANNUM. THANK YOU FOR RECOMENDATION.

Review from verified client

August, 2016

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

I needed pension advice.

How has Stephen Davies helped you?

Stephen was very professional and took time to explain everything to me in an easy to understand way. He did his research, offered advice and did not put me under pressure me to make a decision, but I felt confident enough to accept his proposals. My pensions have been consolidated and set up with new provider.

Have you seen the outcome you were hoping for?

Too early to say yet.

What could they have done better?

None.

Stephen's reply

Thank you for taking time to put the review very much appreciated. I will be in touch for our next review but if you need anything please don't hesitate to contact me. Kind Regards Steve

First impression from a user who is not yet a client

August, 2016

Overall

Please provide a brief comment about your experience with Stephen

Initial meeting went well. Stephen very clear in his explanations. He is preparing some information for us to discuss and I will decide whether to go forward in that meeting.

Review from verified client

July, 2016

Overall

Advice

Service

Value

Based in Rhondda Cynon Taff

What were the circumstances that caused you to initially look for an adviser?

To find the best mortgage for myself and my partner r.

How has Stephen Davies helped you?

Offered great advice and assistance. Always responded quickly when contacted. Overall, excellent.

Have you seen the outcome you were hoping for?

Yes, mortgage offer recieved and signed for quickly. Any issues that did crop up were dealt with. Overall, excellent service, professional and efficient.

What could they have done better?

N/A.

Stephen's reply

Thank you for review Joe if you need anything give me a shout.

First impression from a user who is not yet a client

July, 2016

Overall

Please provide a brief comment about your experience with Stephen

Contacted me very quickly and arranged a meeting to go through my requirements

Review from verified client

June, 2016

Overall

Advice

Service