Nathan Steele

About

I am a Director and Co-Owner of Heritage & Co UK Limited, a VouchedFor Top Rated Financial Adviser (2024, 2025 and 2026), and winner of the St. James's Place Financial Adviser of the Year Award for the Bristol region in 2024. With over 10 years’ experience in financial services, I help professionals, business owners and families make confident financial decisions and put clear long-term plans in place. I joined Heritage & Co in 2014, initially developing our mortgage proposition before moving into broader financial planning. Today I specialise in Retirement Planning, Investment Planning, Financial Protection and Inheritance Tax & Estate Planning. Many of my clients are busy professionals who want clarity and reassurance around their finances but do not have the time to manage everything themselves. My role is to simplify complexity, provide structure and give ongoing confidence that their plan is on track. As a business owner from a self-employed family, I understand the pressures of balancing work, family and long-term financial decisions. I offer flexible meetings via telephone, video call or face-to-face to fit around my clients’ schedules. My approach is straightforward: understand what matters most to you, create a tailored plan, implement it, and review it regularly so it continues to work as your life changes. Outside of work, I live in Wiltshire with my wife and young son and enjoy family time, sport and staying active. Specialist Areas • Retirement Planning • Investment Planning • Financial Protection • Inheritance Tax & Estate Planning Important Information Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and may fall as well as rise. You could get back less than you invested. An investment in equities does not provide the same security of capital as a deposit with a bank or building society. This Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx