John Steele

What were the circumstances that caused you to initially look for an adviser?

Let down previously in a bad way

How has John Steele helped you?

Recommended by a work colleague we needed someone completely trustworthy who could give us experienced advice backed by a bigger organisation

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with John

Explained everything clear , highly recommend people to him

Please provide a brief comment about your experience with John

No comment as i decided not to proceed

What were the circumstances that caused you to initially look for an adviser?

We had been sat on some savings for some time that we were not working with (we are keen to grow increase our capital but nervous investors). We are also keen to retire before the state pension point and need to build sufficient funds. John was recommended to us by a third party who had been very well served by him.

How has John Steele helped you?

John quickly assessed my tax liability (I have an occupational pension in payment and am working still) and he suggested a very tax efficient pension plan and some ISAS for us both. He also very kindly looked at my work pension and suggested some better investments within it. We were adamant that we wanted investments without flat fees but where our gain was his gain too.

Have you seen the outcome you were hoping for?

Unfortunately we invested at a time of (continuing) uncertainty in the UK so, the pension plan has made progress but both ISAs have fallen behind. We accepted this as a long term plan at the start, so we are not overly worried at this stage.

What could they have done better?

I am not sure there is much that could be done; we have invested in plans that have demonstrated good long term growth, so we are not critical of the advice we have received and know that John would come and discuss in detail if we wanted this.

What were the circumstances that caused you to initially look for an adviser?

Had money to invest

How has John Steele helped you?

Advised funds to invest in

Have you seen the outcome you were hoping for?

Partially

What could they have done better?

Better understanding of EIS investment protocols for capital gains relief