

Lloyd Fernley
Joseph R Lamb Independent Financial Advisers Limited
Minimum savings/pensions: Over £100,000
Unavailable for contact through VouchedFor
Based in Rayleigh
View locationNot fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
Not fully verified by VouchedFor
As part of The VouchedFor Standard, we run more checks than any UK adviser site. As this adviser is not a full VouchedFor member, we have not been able to conduct all of our checks on them and they are not fully verified. Do not rely on the information on this profile without further investigation.
I try to help people to understand and make sense of money which may involve investment and financial issues. Not everyone needs advice, but a lot do, and money is not too difficult to understand as long as it is explained in the right way. People tend to lose interest rapidly and switch off if not communicated properly, and the conversation is full of jargon! Financial Planning and Advice is about trying to help clients get to where they want to be with their lives; its not all about the money. Every single client of mine is different, and I take time to understand what they want in order to give the best advice. I advise clients based in the City of London, but I also cover Chelmsford,Colchester,Rayleigh,Leigh-on-Sea,Southend-on-Sea,Thorpe Bay,and Shoeburyness. Finance can appear to the majority to be a somewhat tedious topic, and so I endeavour not to appear or come across too robotic, but for the record here are the only few lines that I have to show me in the corporate light. I am a qualified and authorised independent financial adviser with over 25 years experience in financial markets and financial services.I provide independent financial advice to clients,focussing on the clients' requirements, including comprehensive financial planning and advice on pensions, investments, life assurance, inheritance tax planning,and long term care funding. I hold the Diploma for Financial Planning and the required qualification for specialist Long Term Care Funding. Contact me if you need some help.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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