Lucy's reviews
Reviewed for
Insurance and Protection ( 4 )
Pensions ( 23 )
Equity Release ( 1 )
Retirement income (annuities, drawdown) ( 11 )
Investments and Savings ( 13 )
Pension Transfers - Non Specialist ( 3 )
Inheritance Planning ( 6 )
Long Term Care ( 2 )
Pension Transfers - Specialist ( 3 )
Financial Planning ( 13 )
Financial Mentoring ( 1 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 4 )
£200k - £500k ( 1 )
£100k - £200k ( 2 )
£50k - 100k ( 2 )
Up to £50k ( 1 )
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
Review
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was looking for a more personalised experience as well as optimise my portfolio.
How has Lucy Grifferty helped you?
Lucy has helped review, consolidate and simplify my various investments and re-balanced my portfolio to optimise performance.
Have you seen the outcome you were hoping for?
I hope so! Time will tell but I have seen a performance improvement in my portfolio so here's hoping it continues
Lucy:
Thank you for sharing your experience. We're really pleased to hear that you've found value in the more personalised approach we aim to provide. Taking the time to understand each client’s circumstances allows us to deliver clear, tailored advice, and it’s great to know this has come through in your work with Lucy. Reviewing and consolidating your investments, followed by rebalancing your portfolio, is often the first step towards greater clarity and improved performance. In addition, our detailed cash flow modelling considers hundreds of potential scenarios to help provide peace of mind about how your financial future may unfold. It’s encouraging that you've already noticed signs of improved performance. We look forward to continuing to work closely with you to help ensure your progress stays aligned with your long-term goals. Thank you again for your thoughtful feedback.Review
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My previous IFA had ceased trading and I was recommended Lucy by a friend.
How has Lucy Grifferty helped you?
Lucy has taken great care to understand my lifestyle and goals. Her personal approach means a strong bond of trust. She is excellent at explaining the more complex financial aspects and how she intends to maximise my return on investment.
Have you seen the outcome you were hoping for?
I am entirely happy with the outcomes to date and intend to continue working with Wholesome and Lucy for the foreseeable future.
Lucy:
Thank you for taking the time to leave such a thoughtful review. We’re so pleased to hear that your experience with Lucy has been a positive one, especially following your transition from a previous adviser. We believe that strong financial planning begins with really understanding each client’s lifestyle and goals. That’s why we place such importance on our initial familiarisation meeting, as well as the ongoing value of annual progress meetings. It’s great to hear that this approach has helped to build trust and clarity, particularly when it comes to navigating complex financial matters. We’re delighted that the outcomes so far have met your expectations, and we’re grateful for your continued confidence in both Lucy and Wholesome. Supporting your long-term financial wellbeing remains our priority, and we look forward to working together in the years ahead.Review
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed someone to give me peace of mind that my investments were being looked after properly … and Lucy totally does that. Excellent service.
How has Lucy Grifferty helped you?
I totally trust Lucy and she has provided advice on my investments and planning that have been great. I’d have no hesitation in recommending her to anyone who needs financial advice; on top of that you get a personal service from someone who is very personable and easy to deal with.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Nothing.
Lucy:
Thank you for your lovely review. It’s fantastic to hear that you feel confident your investments are being well looked after—that peace of mind is exactly what good financial planning should provide. Building trust is so important, and I really appreciate your recent recommendation to your family member. I always aim to make the advice process personal and straightforward, so it’s great to know that’s been your experience. It’s been a pleasure working with you, and I look forward to continuing to support you with your financial planning. If there’s ever anything you’d like to discuss, just let me know. Thanks, LucyReview
by a verified client in Gloucestershire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We needed an understanding of how likely our finances were going to be able to support the retirement lifestyle that we want.
How has Lucy Grifferty helped you?
Lucy has made us realise that we are in a good financial place and can enjoy ourselves ! She also mapped out scenarios to understand how much of our tax-free lump sums make sense to take. Aswell as helping with the mechanics of taking money out of our pensions she has also given input on how we can help family when they need it most and reduce IHT liability.
Have you seen the outcome you were hoping for?
We are really happy with the outcome of having Lucy’s input. She is proactive and encouraging.
What could they have done better?
We are very happy with Lucy’s input and so it is hard to identify anything that could be better.
Lucy:
Thanks so much for your lovely review. It’s great to hear that you’re feeling confident about your finances and able to enjoy your retirement. That’s exactly good financial planning is for! I’m really pleased that the forecasting helped give you clarity, not just for your own plans but also in thinking about how to support your family in a way that works for you. Living legacies can be such a rewarding way to help loved ones while also managing inheritance tax, so I’m glad we could explore that together. It’s been a pleasure working with you, and I really appreciate your kind words. If there’s ever anything else you’d like to discuss, just let me know. Thanks, LucyReview
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I realised that I needed to start thinking about my retirement and see if my pension and savings would give me enough money to live a comfortable lifestyle.
How has Lucy Grifferty helped you?
Lucy has helped me with financial advice to steer me in the right direction for a comfortable retirement. She has a great amount of knowledge and understood my concerns.
Have you seen the outcome you were hoping for?
Yes, definitely. Thank you Lucy.
What could they have done better?
I do not believe that there is anything to be improved on. An amazing company.
Lucy:
Thank you for your lovely review. It’s great to hear that you’ve found our work together so helpful and that you now feel more confident about your retirement plans. Making sure you have the right strategy in place for a comfortable future is so important, and I’m really pleased that we’ve been able to give you clarity and peace of mind. It was a pleasure working with you to map out your pension and savings, ensuring they align with the lifestyle you want in retirement. I look forward to working with you moving forwards and if you ever have any questions just let me know. Thanks, Lucy