Nick James

Review from verified client

January, 2024

What were the circumstances that caused you to initially look for an adviser?

Financial investment and also to discuss financial planning for forthcoming change in circumstances

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Nick has been amazing!! I found him on Vouchedfor rather than on personal recommendation and so didn't know how it would be. However within the first meeting I was completely at ease and quickly trusted Nick to help me with my financial planning. He explains everything very clearly and answers all my, often naïve, questions, often going beyond the allocated time for the meeting if needed. I have found it easy to discuss all matters with Nick and he has been a huge support over this past year such that I am now happily in a new home, and setting up my own business with investments that are giving a good return. I highly recommend Nick as a financial advisor.

What could they have done better?

Nothing. Just to keep doing what he is doing as he does it so well.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

I wasn’t sure whether or not to keep the rental properties I have in my own name or to sell them and reinvest the money into other investments.

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Nick produced a spreadsheet which analysed current and future projected yield of my properties and helped me to compare the numbers with the projected yield of other investment types.

What could they have done better?

Nothing. Nick provided a through and comprehensive service. He was polite and helpful throughout all our meetings.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

Have you seen the outcome you were hoping for?

Nick has helped enormously in getting my partner and I on track to a pleasant future. We'll find out the outcome in 25 years time but I'm confident it will be good.

How has Nick James helped you?

Nick has helped with retirement planning, pension advice, investment advice and general financial advice.

What could they have done better?

Nick has delivered a great service and I can't think of any improvements. Alas he can't magic up money but he comes close.

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

We wanted to sort out our finances

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

He has helped us sort out our finances and explained what we need to be comfortable at retirement

What could they have done better?

He has done very well, can’t think of much else

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

The changing marketplace and legislation

Have you seen the outcome you were hoping for?

Categorically yes

How has Nick James helped you?

Definitely

What could they have done better?

Nothing

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

Pension review

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Provided a SIPP to run alongside my Employer provided pension

What could they have done better?

Nothing, Nick has been able to respond to any question I might have had so that I understand the answer

Review from verified client

December, 2023

What were the circumstances that caused you to initially look for an adviser?

earning a lot more than I have done previously and need direction and support with areas I have neglected for too many years

Have you seen the outcome you were hoping for?

Absolutely and beyond

How has Nick James helped you?

Supported autoenrollment advice with my new company, advised on private pensions and consolidated many private pensions into one manageable pot

What could they have done better?

Cannot think of one area where Nick could have improved his service

First impression from a user who is not yet a client

July, 2023

Please provide a brief comment about your experience with Nick

Knowledgeable

Review from verified client

June, 2023

What were the circumstances that caused you to initially look for an adviser?

I need to consolidate all my Pension Funds

Have you seen the outcome you were hoping for?

Yes, pension transferred to a better company

How has Nick James helped you?

from obtaining information where and how much I have in my pensions to putting them all in one place with a better company

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Nick

We found Nick very helpful and easy to talk to. We look forward to a lasting relationship with him

First impression from a user who is not yet a client

January, 2023

Please provide a brief comment about your experience with Nick

I'm really pleased with the service from Nick James. He is very personable, trustworthy and knowledgeable. My partner and I felt he listened to our needs and gave great advice. We are confident our relationship will be very positive.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I needed some advice about my pensions and saw Nick’s rating I decided he was the one especially after my first initial consultation

Have you seen the outcome you were hoping for?

So far so good

How has Nick James helped you?

His expertise as an independent advisor is his most powerful tool.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I was long cash and wanted a tax efficient way of investing

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Provide some great advice

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I needed pensions advice having recently become self employed

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

I was absolutely hopeless when it came to financial planning. Nick has sorted my life out and I am now confident that everything is under control. He explains things in a way that makes everything much easier to understand and whilst I never thought I would see the day, I actually enjoy talking to him about financial planning

What could they have done better?

Nothing

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Pension

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Pension and financial planning.

What could they have done better?

Nothing

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I wanted to get advice on pension planning and a general financial "health check".

Have you seen the outcome you were hoping for?

Yes

How has Nick James helped you?

Gave good advice and suggested changes to my portfolio saving my thousands of pounds in fees each year.

What could they have done better?

Nothing comes to mind.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

I decided I needed to put in place arrangements for retirement savings and long term investment.

Have you seen the outcome you were hoping for?

Yes. I am at a relatively early stage of the investment process, so far the results have been good.

How has Nick James helped you?

Nick has been invaluable in educating me on the savings and investment process and in helping me think about and plan for retirement.

Review from verified client

December, 2022

What were the circumstances that caused you to initially look for an adviser?

Relocated to the UK and was a high earner so needed financial advice and strategies to best save and invest my money.

Have you seen the outcome you were hoping for?

Yes 100%

How has Nick James helped you?

In almost every way - savings, investment accounts, pensions, wills/estate planning, future financial planning since my family grew

What could they have done better?

Nothing. Nick has been more than I could have ever asked for in terms of a financial advisor.

Review from verified client

November, 2022

What were the circumstances that caused you to initially look for an adviser?

A promotion at work.

Have you seen the outcome you were hoping for?

Yes.

How has Nick James helped you?

He has provided tailored advice in respect of pensions, investment and insurance.

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

Tax threshold limiting pension contributions

Have you seen the outcome you were hoping for?

Yes - it’s great having someone who understands my needs

How has Nick James helped you?

Solid and unbiased advice and long term tax planning

What could they have done better?

N/A

Review from verified client

September, 2022

What were the circumstances that caused you to initially look for an adviser?

General need for financial planning advice

Have you seen the outcome you were hoping for?

Definitely - my finances are now much organised and I have a plan for the long term.

How has Nick James helped you?

As above. Nick also helped me achieve immediate financial benefit through utilising pension reliefs.

Review from verified client

August, 2022

What were the circumstances that caused you to initially look for an adviser?

Long term financial planning

Have you seen the outcome you were hoping for?

Not yet, plans made but will take time

How has Nick James helped you?

Creates new ISA acct, streamlined and derisked existing ISA equity portfolio

First impression from a user who is not yet a client

January, 2022

Please provide a brief comment about your experience with Nick

Nick has been very helpful in explaining esoteric personal finance concepts in a user-friendly manner. He's been professional and personable, and has already helped with some short term pensions and investment queries I had despite our only having met a handful of times.

Review from verified client

December, 2021

What were the circumstances that caused you to initially look for an adviser?

Unhappy with current FA and looking for better, professional service

How has Nick James helped you?

Transferring pension, setting up life insurance and planning for my future.

Have you seen the outcome you were hoping for?

Nick has been excellent, professional, personable and a pleasure to deal with.

First impression from a user who is not yet a client

November, 2021

Please provide a brief comment about your experience with Nick

Nick is personable and knowledgable. He asks great questions which both made me think and expand my own perception and understanding of my financial landscape. He is thorough and a good communicator that follows up.

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

I had a change in role at work, and an increase in salary

How has Nick James helped you?

Created a sold plan for saving and investing that allow me to reach my financial goals

Have you seen the outcome you were hoping for?

Yes a real improvement my finances and cash flow

What could they have done better?

Nothing, nick is professional and friendly

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

I received a large payment so I needed guidance on what best to do with it.

How has Nick James helped you?

He helped me spread my money across investments and into a pension

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

Hoping to retire soon, so wanted to find out how to maximise my pension.

How has Nick James helped you?

He looked at my stake holder pension, which I had previously just left with the company to sort out for me, as I have very little experience with stocks and shares. Nick reorganised my shares and transferred them into better paying investments.

Have you seen the outcome you were hoping for?

It is too early to see the difference, but I am confident that my investments will have a better return.

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

I have a decent pension but wanted to make better use of my savings by investing for longer term financial planning.

How has Nick James helped you?

Nick was excellent! He listened carefully to my risk appetite and advised on appropriate investments. Since then, he has always been available for questions and helps to review my periodically to ensure its still fit for purpose.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2021

What were the circumstances that caused you to initially look for an adviser?

Needed sound advice

How has Nick James helped you?

Sorted out pension and savings plan

Have you seen the outcome you were hoping for?

It’s entouré

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

I was frustrated at not having good advice previously and knew that I needed to speak with someone to it an action plan in place.

How has Nick James helped you?

Nick helped me to organise a plan for savings and pension which is tax efficient.

Have you seen the outcome you were hoping for?

Too early to tell

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

Promotion

How has Nick James helped you?

A wholesale review of matters

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

As my income increased, I knew that I needed to seek specialist advice to ensure that my investments were working as hard as I was.

How has Nick James helped you?

Nick has been invaluable in helping me put my money in the right place with his honest advice. I never feel like he is 'selling' a product or leading me to a certain conclusion. He has helped rationalise my pensions and expand my investment portfolio.

Have you seen the outcome you were hoping for?

Absolutely. From a pensions perspective, I gained access to a significant lump sum that I would have otherwise missed. My other investments have also grown at above market / benchmark rates since I've been working with Nick.

What could they have done better?

No obvious areas for improvement.

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

I need to figure out how I deal with my saving and pension as I know they were invested inefficiently but I lack good solutions and time myself to deal with them

How has Nick James helped you?

Nick provided very helpful analysis on the performance of my current investment portfolio and provided excellent advices for optimisation

Have you seen the outcome you were hoping for?

It is too early to for me to tell

What could they have done better?

Nothing came to my mind at the moment

Review from verified client

October, 2021

What were the circumstances that caused you to initially look for an adviser?

I needed help to understand my financial position, investments and savings.

How has Nick James helped you?

Nick provided me with clear, professional and useful advice and helped put a plan in place to maximise my savings.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Nothing - I was, and am very pleased.