Reviewed for

Insurance and Protection ( 10 )

Mortgages ( 10 )

Pensions ( 60 )

Equity Release ( 5 )

Retirement income (annuities, drawdown) ( 31 )

Auto Enrolment ( 2 )

Investments and Savings ( 56 )

Pension Transfers - Non Specialist ( 8 )

Inheritance Planning ( 14 )

Long Term Care ( 4 )

Pension Transfers - Specialist ( 3 )

Financial Planning ( 15 )

Financial Mentoring ( 5 )

Financial Coaching ( 3 )

Reviewers' assets

£500k+ ( 19 )

£200k - £500k ( 13 )

£100k - £200k ( 14 )

Up to £50k ( 7 )

£50k - 100k ( 1 )

Client reviews

Repeat review from verified client

July, 2024

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

We see Scott informally at his office several times a year and he checks on how we are managing our finances in retirement. There is an ongoing and unresolved family issue that Scott is also monitoring for us with a view to future action.

Repeat review from verified client

June, 2024

Overall

Advice

Service

Value

Based in Gloucestershire

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Getting me on the road to a successful retirement

Repeat review from verified client

June, 2024

Overall

Advice

Service

Value

Based in Somerset

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Good advise on managing my pension and investments for the long term

Repeat review from verified client

June, 2024

Overall

Advice

Service

Value

Based in East Sussex

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott continue to advises on my insurance and property portfolio needs and always provides honest and valued advice. He has helped my parents navigate options to using equity release in order to purchase the house that they wanted.

Review from verified client

May, 2024

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Having always been self employed and not paying into a regular pension I needed advice/help investing my funds for the future.

How has Scott Davis helped you?

Clear and helpful advice, and the handling of my funds to provide both regular income and provision for the future.

Have you seen the outcome you were hoping for?

Pretty much.....I have learnt to trust his integrity and acuity, and it has lifted a burden off me which I much appreciate.

What could they have done better?

Don't know !

Repeat review from verified client

April, 2024

Overall

Advice

Service

Value

Based in West Sussex

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Consistent advice

Repeat review from verified client

January, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

It's very helpful being able to read what I wrote 10 years ago. I continue to have confidence in Scott and I have appreciated the assistance of Audrey Wheatcroft and Alex Parsons. Interestingly, we have not addressed the issues I refer to at the end of my comments above. As my portfolio reduces, I am concerned about whether the charges do outweigh the benefits of the service. I would also be concerned that 3D would not earn enough from a limited profile and I would not know what to do should the current relationship no longer be an appropriate one.

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Scott

Very helpful and all my queries were dealt with by one telephone conversation & no further action is necessary.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

My circumstances changed and I wanted to understand my financial position in terms of assets, investments & pension planning.

How has Scott Davis helped you?

Scott's knowledge and experience was reassuring and he was quickly able to outline my position, both in terms of where I was right then as well as a detailed timeline with guidance and advice for the future.

Have you seen the outcome you were hoping for?

Obviously the financial markets have seen some turmoil over the past couple of years which has impacted heavily on our investments, and we are not where we wanted to be in 2023 along with the rest of the world, but 3DF have always been on hand to discuss options.

What could they have done better?

Scott has always been available for any queries and advice that might arise over the course of a year, not just at scheduled catch up meetings. I have no complaints.

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott has given me good advice on my pension portfolio. He has answered all queries that I had and helped me understand financial planning for the foreseeable future.

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

You never know what is round the corner so it is important that your financial arrangements are flexible. Since my last review my health has deteriorated to the extent that I needed to focus even more on inheritance planning. Scott’s advice at the very beginning was that one benefit of a drawdown pension was that I could leave money to the kids tax free. This has proved to be very important and useful advice. Our needs have changed quite a bit since we first met Scott but his advice has provided us with the flexibility to deal with these changes. He is always around for advice and with the help of his excellent office team he has helped us cope with the changes that life has thrown at us.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Did not know where to safely invest unexpected money

How has Scott Davis helped you?

Pointed me in the right direction and now i have no worries

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Scott's reply

Thank you Ann for your very kind review. Look forward to seeing you soon.

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott has managed my retirement funds well over a very turbulent financial period, held regular reviews and sent out regular fund updates. My investment holdings have been beneficially adjusted where deemed appropriate. I feel comfortable knowing my money is in safe hands.

Scott's reply

Thank you Jo for your review that's very kind of you.

Repeat review from verified client

November, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott has been amazing in helping us maintain a level of income and financial security, not only for ourselves but for our children - especially during these turbulent times. He has given great advice surrounding inheritance tax planning and investments for the future, ensuring our money grows.

Scott's reply

Thank you Jen that's very kind of you, I look forward to seeing you both soon.

First impression from a user who is not yet a client

September, 2023

Overall

Please provide a brief comment about your experience with Scott

I have recently been given financial advice on an existing portfolio of Shares, Trusts and Cash by Mr Scott Davis of 3D Financial Planning, Reigate, Surrey. The aim being to improve on the quality of holdings held, and to ensure long term growth and return; and peace of mind. Mr Davis was very professional and knowledgeable. Appreciative of my existing circumstances and the reasons for seeking his advise. I am following his advice to the letter. It all made sense and rang true. Consequently I would highly recommend that if you need financial advice, you seek it from Mr Scott Davis and 3D Financial Planning.

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Scott

Scott was prompt in responding and informative with options even on an initial phone call so that I could decide what to do.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

I managed my own pension funding choice for a few years but felt I needed to pass over to a professional IFA

How has Scott Davis helped you?

He was particularly helpful in managing my retirement plan up to my retirement in 2018. Since then, it largely been about annual reviews to ensure I remain on track

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Been receiving private pension advice through an IFA for many years, initially with another advisor.

How has Scott Davis helped you?

Scott took over providing advise directly for us; firstly for a private pension, which with his expertise has outperformed and greatly increased in value. We have since then invested inheritence funds, Scott giving us invaluable advice on those also. With retirement beckoning in the next decade, Scott is helping us to maximise our pension income and providing projections to help visualise our future options. He has also assisted our wider family with their financial concerns, including overseeing a drawdown from an investment pot for a disabled person, thereby maximising income to cover care over a longer period of time than would have been possible through other investments.

Have you seen the outcome you were hoping for?

Pension pot achieved a 30% growth within a few years of Scott taking over as our IFA. A yearly review helps us with investment and retirement planning and without his expert and professional input, we would not have the knowledge or expertise to look at the forecasts and projections to understand the options we now have.

What could they have done better?

Nothing, 3D Financial has always provided great advice and assistance.

Repeat review from verified client

June, 2023

Overall

Advice

Service

Value

Based in East Sussex

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott has help management my life insurance and property portfolio over the last 10+ years. He always gives honest advice and explains everything clearly. I have not been able to match him on quality of his advice.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed to tidy up my financial affairs

How has Scott Davis helped you?

He has collected my investments under one umbrella; placed them witha reputable Financial Services company ( Brewin Dolphin),; advised me on an annual basis as to their status; given me regular updates on market status; and a predictable forecast on future drawdown implications. In short, he has taken all the worry out of my hands and given me the sense that my funds are in the best hands looking ahead into the future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I am aware of.

Repeat review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Kent

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

During a difficult world financial instability period he has reassured me and given confidence for my future

Repeat review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Sussex

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott has a good understanding of my attitude to risk in financial planning and has offered suggestions for me to consider.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Received DB pension statement from a frozen company scheme which was below the amount I was expecting

How has Scott Davis helped you?

Scott reviewed the statement as well as projected benefits and quickly realized the actuary had made mistakes producing their valuation . Scott quickly advised me how to approach actuary stating the reasons why the valuation was incorrect and to request a fresh valuation as well a future benefit projections.

Have you seen the outcome you were hoping for?

Yes ... I received a significantly improved valuation of the current accrued benefits along the lines Scott had estimated and consequently the future projections of what my pension would be worth at retirement were also significantly increased. Scott's expertise made a material difference to when I can consider retirement . For pensions advice It doesn't get anymore important than knowing when you can afford to retire.

What could they have done better?

Nothing at all.. Scott took the time to explain how the calculations are performed and has also given me sound advice on fixed protection to maximize my Life Time Allowance and minimize Tax

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Scott

None for now.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was due to retire and I needed advice

How has Scott Davis helped you?

He helped me understand how my pension worked

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

First impression from a user who is not yet a client

June, 2022

Overall

Please provide a brief comment about your experience with Scott

Telephoned Scott on a friend’s recommendation, he was extremely helpful. Scott was so easy to talk to and gave me advice on investing money for my son. I was expecting to have to make an appointment to see him but he gave me free advice over the phone which I will be acting upon. I would definitely recommend to speak to Scott he gives great no fuss advice that is easy to understand. Thank you for your time and help

First impression from a user who is not yet a client

February, 2022

Overall

Please provide a brief comment about your experience with Scott

Several days later and I’m still waiting for some information he was going to send me

Repeat review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Scott Davis helped you since your last review?

Scott is always there when I need advice. He is very knowledgeable and trustworthy

Scott's reply

Thank you Cath this is hugely appreciated and I'm glad that you value my advice and look forward to seeing you early next year for your annual review. Take care and best wishes Scott

First impression from a user who is not yet a client

September, 2021

Overall

Please provide a brief comment about your experience with Scott

Knowledgable , friendly and prompt professional service.

Scott's reply

Thank you Vinai, I look forward to coming back to you soon with our thoughts and recommendations for you to consider.

Review from verified client

August, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Potential Redundancy - planning for possible earlier retirement than expected.

How has Scott Davis helped you?

Scott gave an initial phone assessment. I then sent him an excel spreadsheet of our retirement plan and pension quotes. He checked these and came to visit us and talked us through our plan and gave advice. He confirmed that our plan seemed fine, and suggested a small improvement. He was very professional and I he did not try to sell us anything. Overall I was very impressed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, thought he was excellent.

Scott's reply

Thank you Robert and I wish you the both the very best for your future plans.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I retired from work with several small pensions that I wanted to consolidate to provide a capped drawdown income

How has Scott Davis helped you?

Scott assessed my attitude to risk and recommended a fund that would provide an income and give me the fund growth necessary for this. He also helped me to manage my tax free sum

Have you seen the outcome you were hoping for?

Absolutely. My fund has grown every year and has even made an excellent recovery after Covid hit the world markets.

What could they have done better?

Nothing. Scott send out a monthly newsletter keeping all his clients informed about world and UK financial matters

Scott's reply

Thank you so much Jan that is really kind of you, to me it's as important to look after your money as my clients with more money as I know it's your life savings. We will keep making sure we look after you for years to come. Look forward to seeing you soon.

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Scott

All went with the consultation and I liked Scott Davis direct straight forward presentation no rushing through facts and figures.Before making my final decision I will seek other Independent Financial Advisers before making my choice.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was approaching my 58th birthday and was thinking about retiring at 60. I wanted to know if it was possible, and as we plan our finances together my wife was also thinking ahead to her retirement needs.

How has Scott Davis helped you?

Scott took details of the myriad pension pots I had accumulated over my life and looked into them, investigating what they were worth, where they were currently invested (what funds and how risky they were) and whether they allowed drawdown etc. He then worked with me and my wife to understand our needs (what net income did we need per year), our likely retirement ages, and our attitude to risk. He then produced a report showing a range off scenarios based on varying degrees of growth which gave me an indication that retirement at would be possible. My wife and I had seen a couple of other financial advisers before Scott and compared to them he impressed us both with his down to earth no-nonsense approach with minimal jargon.

Have you seen the outcome you were hoping for?

Yes his planning enabled me to retire at 60 and also gave my wife the confidence to have her own pensions reviewed, following a similar process, but allowing for her own risk profile. It showed us both that planning together it was possible to have a reasonably comfortable retirement that would meet both our needs. Obviously Scott was very clear that investments can go up and down, and nothing is a certainty but we planned in a couple of what we thought were extra pessimistic scenarios (just as well we did as this was pre-covid!) and it still looked like we would be ok.

What could they have done better?

I was and am pretty happy with the service to date.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

It was time to retire

How has Scott Davis helped you?

Great advice a support

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Seeking to reduce our IHT liabilities

How has Scott Davis helped you?

He was able to access our preferred IHT trust fund and provide bespoke management of our portfolios.

Have you seen the outcome you were hoping for?

Not yet. We have to live for 7 years to maximise the IHT savings but, COVID-19 permitting, we’ll get there! However, Scott and his staff have provided the friendly and flexible service that we were looking for from a financial adviser. We particularly liked Scott’s ability to talk about the big picture whilst maintaining a firm grasp of the details.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

My long term employer chose to wind-up my Final Salary Pension Scheme. As I was the last employee on the scheme my employer contacted Scott to look after my interests, during the transfer period, and then shortly afterwards to my surprise, my employer was taken over by another firm, and I was made redundant together with many of my other colleagues. I therefore asked Scott to advise and action the transfer of my pension funds into a more advantageous scheme for me which he did so professionally.

How has Scott Davis helped you?

He advised and arranged for the transfer of my Pension Funds to a more advantageous product for my future circumstances.

Have you seen the outcome you were hoping for?

Yes I am very pleased with the enhanced financial rewards from the product that Scott chose for me.

What could they have done better?

Scott could have not done anything better. I was very stressed with the time it took for my Final Salary Pension Company to administrate and release the transfer of my funds which Scott had no control over this matter.

Scott's reply

Colin thank you so much for the very positive review it is hugely appreciated. Look forward to seeing you soon. Best regards Scott

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

To enable me to make the best use of my investments, pensions

How has Scott Davis helped you?

By assisting with pension transfer and looking at my month by month spending

Have you seen the outcome you were hoping for?

Yes, I’m very happy with the outcome and have received reports on my investments

What could they have done better?

Scott is always available if I have any questions , and he explains everything to me .There is no need for improvement as far as I am concerned

First impression from a user who is not yet a client

January, 2020

Overall

Please provide a brief comment about your experience with Scott

Good Professional advice

Scott's reply

Thank you Ian, we have sent you our engagement letter and cashflow. I look forward to hearing from you to discuss if you would like us to work together going forward.

Review from verified client

December, 2019

Overall

Service

Advice

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Having used the previous company Scott took over and I have carried on with his company

How has Scott Davis helped you?

Pension planning

Have you seen the outcome you were hoping for?

Yes very much so

What could they have done better?

Nothing the scheme works very well for me

Review from verified client

December, 2019

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

I have had a financial advisor for at least 35 years

How has Scott Davis helped you?

He helped by optimising the income and future growth of the pensions and other funds i had available. He also explained what my future options were.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I was perfectly happy with the outcome so the question is not relevant

Review from verified client

March, 2019

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Need for advice about Lifetime Allowance

How has Scott Davis helped you?

Advice on Lifetime Allowance

Have you seen the outcome you were hoping for?

Yes

Review from verified client

January, 2019

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I wanted to get some independent financial advice and was recommended by someone else to contact Scott to get advice regarding my pension.

How has Scott Davis helped you?

I made an appointment with Scott and he went through my pensions to understand what I was looking to do,he recommended some alternative products within my pension which I took on board and have since changed my pension investments to his recommendations.

Have you seen the outcome you were hoping for?

Not as yet as the investments are a long term investment.

What could they have done better?

Not a great deal I don’t think,Scott was very helpful and took his time with me to go through exactly what I was looking for.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

My relationship with Scott & 3D Financial came about then my company put forward an offer to transfer out of its final salary scheme and I needed an assessment of the value of that offer.

How has Scott Davis helped you?

Scott assessed the offer and advised me not to take the offer given the value and benefits that remaining in the scheme accrued.

Have you seen the outcome you were hoping for?

Conversations continue with how to manage my pensions as I get closer to retirement and I am very comfortable with progress.

Review from verified client

November, 2018

Overall

Value

Service

Advice

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Help with investing a lump sum and managing pensions

How has Scott Davis helped you?

Scott advised us on the options available for our investments and matched these to our risk appetite. He has also assisted us in making tax efficient investments.

Have you seen the outcome you were hoping for?

We have been happy with the investment decisions we made with Scott’s help and we feel in control of our finances due to his assistance.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was unhappy with the performance with the previous provider

How has Scott Davis helped you?

He went over my options in great detail and came advised me on an excellent choice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t think of anytjingv

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We had come into a large amount of money and had some advice from financial advisor but it wasn't very good information and almost cost us a lot of money when purchasing a new property. So we decided to look elsewhere as we wanted to make the most of the money we had and grow it for the future

How has Scott Davis helped you?

Scott was able to be flexible around our family life, arranging an evening appointment to discuss the different options available to help us make our money grow. Talking about the investment portfolios and giving us a detailed risk profile for each of us, also advising us on potential inheritance and tax implications.

Have you seen the outcome you were hoping for?

yes we are extremely happy with how the investments are performing, so much so we have asked Scott to invest another large sum of money into the portfolio we have and spread it across various risk levels which Scott advised us was best.

What could they have done better?

Nothing, Scott and his team are very easy to contact and always keep us informed on whats happening.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Retirement, or more specifically, working out when retirement was possible.

How has Scott Davis helped you?

He helped me plan my retirement and enabled me to make the best use of my savings.

Have you seen the outcome you were hoping for?

Early days, but so far so good.

Review from verified client

November, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

After the death of my husband, who had always looked after our combined finances, I needed someone I could trust

How has Scott Davis helped you?

He was instrumental in setting up a trust fund that will be able to help my family after my death.

Have you seen the outcome you were hoping for?

Better than I had expected as he has always taken great pains to explain everything to a novice investor

What could they have done better?

He is always available for advice and I cannot think that he could have done more to assist me

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I initially approached Scott Davis for pension advice. Following his excellent service with that we then used his company to advice us when we received an inheritance.

How has Scott Davis helped you?

Re. my pension, he organised an regular annual payment. Re. the inheritance, he advised and arranged the best use of it including ISAs and investments.

Have you seen the outcome you were hoping for?

Yes!.

What could they have done better?

I honestly cannot think of anything he could have done better. He is always available to answer any queries and his team are equally helpful and informed.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Somerset

What were the circumstances that caused you to initially look for an adviser?

Scott contacted me offering his services to review the performance of my pensions investments as I previously used the Company he worked for to move monies to another provider from Equitable Life when they started failing. Until then I had managed my own investments but realised I probably wasn’t giving enough time to my Retirement planning.

How has Scott Davis helped you?

He helped me review my Risk level and to rationalise my investments to save management costs through moving a number of my investments to another provider. I believe he gave fair and equitable advice because he suggested I retain an ex company SIPP pension scheme as he could not see that we could outperform by moving the funds.

Have you seen the outcome you were hoping for?

Yes, because the performance of the fund managed by Scott exceeded the target we agreed would be an acceptable end goal for my Retirement.

What could they have done better?

Nothing in my case as I kept a close watch on my investments and would contact Scott on rare occasions when I had a concern. However, my suggestion to anyone considering an IFA is to consider how often you should review performance of your investments face to face, particularly as you near the target date to Retirement.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Insurance & Pension advice.

How has Scott Davis helped you?

Scott understands my needs and gives good advice.

Have you seen the outcome you were hoping for?

Yes, in general things and my pension are looking ok.

What could they have done better?

Cut off Gordon Brown's hands when as Chancellor he kept dipping his paws into our pension funds.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Scott Davies has been our Independent Financial Adviser for a number of years. He was introduced to us through our previous IFA.

How has Scott Davis helped you?

We have found him to have an invaluable knowledge of the financial and pensions market. He turned a very slow-growing personal pension pot into a valuable asset and has provided regular health checks, including long-term financial planning and help with a Buy to Let investment. Scott has always listened to and understood our family situation and given inheritance and probate advice.

Have you seen the outcome you were hoping for?

A personal pension pot is now fulfilling it's original aim and should meet our retirement needs. We have always been consulted on the level of risk and Scott has understood our requirement for low to moderate risk but with a view to ensuring the pension pot has annual growth. Scott has a lot of knowledge and experience of investment funds and has helped not just ourselves, but family members and ensured the product is exactly tailored to the individual circumstances.

What could they have done better?

We have never found Scott or 3D Financial to provide anything other than exemplary advice and would, without hesitation, recommend him as an outstanding IFA.

Review from verified client

June, 2018

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Pension Advice. Remortgaging. Life Insurance. Inheritance Tax.

How has Scott Davis helped you?

We have been receiving financial advise from Scott Davis for nearly 15 years. Our pensions were in a mess and we did not have any financial long term plans to see us into retirement. Scott came out to see us and spent time going through our finances and finding out what we wanted to achieve, both in the short term and later on in life. We have 3 children to support and also wanted to be in a position to have a good retirement plan in place. Scott keeps in touch with regular updates and also offering advice where needed.

Have you seen the outcome you were hoping for?

Yes we are very happy with the progress of our funds.

What could they have done better?

Sorry cannot think of anything.

Review from verified client

January, 2018

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Change of personal circumstances.

How has Scott Davis helped you?

Gave advice about my options.

Have you seen the outcome you were hoping for?

Yes.

First impression from a user who is not yet a client

April, 2017

Overall

Please provide a brief comment about your experience with Scott

Likeable personality - main concern is the £150/hr charge rate - at top end of what I have seen from other IFAs. He was professional and established a good rapport.

Review from verified client

March, 2017

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Updating a will to reflect new circumstances.

How has Scott Davis helped you?

I needed focused, expert advice on IHT which my solicitor could not provide. Scott was outstanding - clear, straightforward, digestible advice which genuinely reflected my circumstances. Time was given with generosity and I particularly valued the fact that there was no pressure to take a certain path. The options were laid out and I was able to make an informed decision. Exactly what I was looking for.

Have you seen the outcome you were hoping for?

Yes, I have been able to reach a decision and solely because of Scott's impartial advice.

What could they have done better?

Nothing. Service was first class.

Review from verified client

May, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was looking for an IFA to confirm my understanding of my pension arrangements and how changes to Annual & Lifetime Allowances might affect me.

How has Scott Davis helped you?

Scott made himself available at short notice and at a convenient time for me. He made his own calculations regarding my circumstances and explained these to me clearly. Scott was able to go beyond the specific advice I was looking for and has left me with a number of useful ideas.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

With credit to Scott, there was a potential that the advice I received was more expansive than what I was specifically seeking at the time - a difficult balance for both customer & IFA to reach - but I am happy we did so.

Review from verified client

April, 2016

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

Changes in the Annual and LTA impacting DB Pension pot.

How has Scott Davis helped you?

Scott provided initial advice to protect my LTA however we are still working on this awaiting for DB Pension provider to assess their position on the LTA. What I can say is that Scott is incredibly attentive and responds promptly to questions in plane readily digestible language that simplifies some of the more complex terminology/calculations often associated with pensions.

Have you seen the outcome you were hoping for?

Too early at this time more of a work in progress.

What could they have done better?

I would like Scott to continue to keep an open mind as to keeping the status Quo or making changes if required when all the facts and data are in . Until this point I cannot say there is any area that could have been done better

First impression from a user who is not yet a client

April, 2016

Overall

Please provide a brief comment about your experience with Scott

I am still working with Scott in relation to defined Benefit pension options, Scott is a very patient and articulate professional, he has the ability to simply fairly complex actuarial procedures and puts them in a laguage which is straight forward to digest

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Assessment of our pensions and advising us with regard to retirement and pension forecasts in respect thereof.

How has Scott Davis helped you?

By reviewing our pensions and recommending how the pensions funds should be invested.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

From the experience with Scott to date, there is nothing that I think he could have done better.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed to make some pension planning arrangements as I had not invested anything in to a pension in the last 5 years.

How has Scott Davis helped you?

Scott explained clearly the recent changes to pensions rules and the effect this has had on the options available to pension investors. He talked through the range of risk options and discussed with me my attitude to risk. He then recommended suitable pension providers and plans to meet my objectives and risk appetite. I feel that he understood my objectives and he explained everything to me in a clear and understandable way. The most important thing that he did was lead me to take action when in place of my inaction in the last few years.

Have you seen the outcome you were hoping for?

I was clear on the recommendations and documents that I received and I feel that the pension plan is well suited to my needs. As a result of the advice, I feel that I have now taken the action that I should have done in terms of long term financial planning. I am happy with my pension arrangements as a result of this advice but it is too early to talk about outcomes - let's see how the pension plan performs over the medium term........

What could they have done better?

I don't feel that there is anything that could have been done better. The advice was clear and the follow up action was carried out promptly in order to put the pension arrangements in place before the tax year-end.

Review from verified client

March, 2016

Overall

Value

Service

Advice

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Preparation for early retirement.

How has Scott Davis helped you?

Provided clarity on retirement income generation and lump sum usage.

Have you seen the outcome you were hoping for?

Too soon to say. This was the first consultation and I was impressed by his use of financial forecasting tools. He produced graphical cash flow and asset forecasts and clearly demonstrated his grasp of our situation and expectations. The forecasts tally nicely with those that I have done myself which and have reinforced my decision to retire in the near future.

What could they have done better?

I'm very happy so far and plan to continue the relationship as soon as I can confirm my retirement date.

Review from verified client

March, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed someone with expertise in Pensions to pull together my portfolio and focus its investments.

How has Scott Davis helped you?

Provided insight into my current portfolio and explained ways to diversify and improve the investment strategy. Helped my wife and I visualise where we wanted to be financially when we retire.

Have you seen the outcome you were hoping for?

Due to volatility in the markets we haven't "gone live" yet, but are looking to do so soon. Scott has been very communicative during this period.

What could they have done better?

Cannot think of any way to improve the service.

Review from verified client

February, 2016

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was looking for an IFA locally and after some research Scott stood out.

How has Scott Davis helped you?

My finances are not complex but the various pension pots were a bit messy, Scott took them and advised on the best course of action, stopping along the way to clearly outline possible options.

Have you seen the outcome you were hoping for?

Certainly, I now have my pensions where I want them.

First impression from a user who is not yet a client

October, 2015

Overall

Please provide a brief comment about your experience with Scott

I had a general enquiry and found Scott very helpful.

Review from verified client

February, 2015

Overall

Advice

Service

Value

Based in Surrey

How has Scott Davis helped you?

Scott's advise has always been factual,accurate and of great help. He is always there to assist with any questions which are always answered promptly. He is also a good listener and not at all pushy with any other products or services which is appreciated.

What could they have done better?

Not a lot !

First impression from a user who is not yet a client

February, 2015

Overall

Please provide a brief comment about your experience with Scott

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Surrey

How has Scott Davis helped you?

Scott has been exceptional at communicating the status of our mortgages (we have 2 properties). On the day we enlisted his services, he had already supplied us with mortgage options and a mortgage in principle letter that was required by the estate agent. He suggested solicitors to contact and laid out the steps we would need to complete on the 2nd day. If it wasn't for delays in the chain, I honestly believe that Scott's proactive nature would have seen us complete within weeks rather than months. Scott comes highly recommended!

What could they have done better?

We could not have asked for more. Scott has exceeded our expectations with regards to the role an IFA provides.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in London

How has Scott Davis helped you?

I have been using Scott since 2008. He is extremely reliable and his best quality as an advisor is to clearly understand the level of risk that a client would like to take with their money, and give an accurate explanation of the way in which their investment will be balanced in terms of potential risk versus potential profit. I am extremely happy with the way my investment has performed and also with the relationship I have developed with Scott who I can contact whenever I have any financial questions- he is always happy to help.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Essex

How has Scott Davis helped you?

Scott is a very easy to work with and very professional.He studies the market and directs your investment into the most profitable return.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in West Sussex

How has Scott Davis helped you?

Scott comes once a year to see us and to report on our finances and we plan for the next year and for the future we also recive an 6 monthly update.

What could they have done better?

We have been with Scott since 2006 and aways very helpful .

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in West Sussex

How has Scott Davis helped you?

I rely on Scott to give me the best advice for my pensions and investments. He is always very helpful, reliable and his advice has always proved to be good.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Surrey

How has Scott Davis helped you?

Scott is friendly and always approachable, conscientious and willing to go the extra mile for you. In my case it involved moving a raft of investments from one fund manager to another and I appreciated his application and oversight throughout. I know that if I have any queries he'll be on the case immediately. He also helped greatly with a small pension issue.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Surrey

How has Scott Davis helped you?

My financial adviser fully understands my financial situation and my attitude to risk ( which is low because I am retired ). I believe that he has a better understanding of my financial situation than I do myself.

Review from verified client

May, 2014

Overall

Advice

Service

Value

Based in Kent

How has Scott Davis helped you?

Hi gives you his complete attention, even if he is busy he never rushes. He makes the appointment really convenient to you and goes out of his way to answer questions and to fascilitate requests

What could they have done better?

Be firmer when I wobble re planning

Review from verified client

May, 2014

Overall

Advice