Reviewed for

Insurance and Protection ( 1 )

Pensions ( 28 )

Equity Release ( 6 )

Retirement income (annuities, drawdown) ( 13 )

Auto Enrolment ( 1 )

Investments and Savings ( 24 )

Pension Transfers - Non Specialist ( 11 )

Inheritance Planning ( 4 )

Long Term Care ( 1 )

Pension Transfers - Specialist ( 6 )

Financial Planning ( 15 )

Financial Mentoring ( 3 )

Reviewers' assets

£500k+ ( 2 )

£200k - £500k ( 9 )

£100k - £200k ( 3 )

£50k - 100k ( 3 )

Client reviews

Repeat review from verified client

May, 2024

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Chris has helped us rationalise our investments, assisted with CGT and he is always available for advice.

Repeat review from verified client

May, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

As ever, super diligent and proactive. I had a tax issue and whilst not his remit, he has invested a huge amount of time protecting my interests and driving the matter. Always on hand for advice with a positive can do attitude. I cannot rate him highly enough.

Repeat review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Hampshire

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Continued to provide advice and guidance on what products I should be investing in to maximise my return.

Repeat review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Kept monitoring our portfolio

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I have two companies that I need to extract money from in a tax efficient way.

How has Christopher Gillespie helped you?

He offered a free consultation. It helped m enormously and was good value for money!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Christopher Gillespie helped you?

Exceptional help

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Repeat review from verified client

October, 2023

Overall

Value

Service

Advice

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

He has kept me informed with monthly appraisals of the financial stability/instability of the world as it is today.

Repeat review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Assisting us to regularise a Legacy Trust.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To advise on how best to invest an inheritance

How has Christopher Gillespie helped you?

Chris, initally looked at my attitude to risk and then after several meetings (online and in person) advised how best to invest planning for the future and retirement. He looked at my current spending and future projections. He was excellent at explaining all the details to someone inexperienced in this area

Have you seen the outcome you were hoping for?

Too early to say as yet

What could they have done better?

Nothing. He has been quick to repond to any queries

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Financial planning for retirement

How has Christopher Gillespie helped you?

Clear, open, understandable advice

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement we needed to assess our financial situation and look to the future

How has Christopher Gillespie helped you?

He has advised us on the best way to move forward and he is always available to discuss things with especially if we need clarification.

Have you seen the outcome you were hoping for?

Yes and it is on-going.

What could they have done better?

Nothing.

Christopher's reply

Thanks for your kind words Maureen. It has been a pleasure to help you and Richard over the last year or so, and I look forward to continue working with you to help you reach your goals. Chris

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Getting nearer to retirement my husband and I wanted to know that were doing what was best. We were recommended Chris' services from someone who he has been advising for a number of years.

How has Christopher Gillespie helped you?

We are very impressed with how Chris managed the process of reviewing our pensions and savings and the advice for a long term plan that will give us financial security.

Have you seen the outcome you were hoping for?

It is still fairly early but everything we were looking for is in place and even through this challenging time his advice and the managment of the funds has been spot on.

Christopher's reply

Thank you for your kind words, Alison. It was my pleasure to help you and Alan, and I look forward to continue working with you both to make sure your financial plan is realised. Chris

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

My previous IFA had retired and recommended Chris

How has Christopher Gillespie helped you?

Chris has set up my investments to support my drawdown pension.

Have you seen the outcome you were hoping for?

Not yet but this is not because of Chris’s advice. Investment markets have not performed in the last 12 months

What could they have done better?

Nothing

Christopher's reply

Many thanks for your kind words, Mandy. Always a pleasure to work with you. Chris

Repeat review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Chris is always on hand for any questions I have and is proactive in reaching out to update me on how my savings are progressing.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

When I received a financial inheritage

How has Christopher Gillespie helped you?

By discussing with me the various investment options available for me & maintaining my personal pension plan, changing provider when it was in my best interest to do so.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't imagine how it could have been done better.

Review from verified client

March, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We have been clients of 3D Finance for several years so when we initially thought about Equity Release, we had no hesitation in going first to Chris Gillespie at 3D.

How has Christopher Gillespie helped you?

Chris's approach was friendly, informed and professional at all times. He knew exactly what we were in need of, and he discussed with us at some length the various options that we had. He recommended appropriate lenders and solicitors, known and trusted by 3D Finance, and each one has acted quickly - keeping us informed at each stage of the process and making a potentially stressful procedure, remarkably stress-free and easy to navigate.

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Nothing. As far as we are concerned, Chris Gillespie did a brilliant job.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

After taking early retirement I needed advice to ensure that my money was safely invested.

How has Christopher Gillespie helped you?

Chris explained everything clearly and we felt that we were in safe hands.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing immediately occurs to me.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

In need of independent financial advice with someone I could trust

How has Christopher Gillespie helped you?

Explained all procedures, requirements, ensured my personal protection and needs reflect my attitude to risk

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Can’t think of anything Chris is not already covering for me

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I am not happy that I have sufficient knowledge to feel confident about what I should do to handle my investment in a well-informed way.

How has Christopher Gillespie helped you?

He has talk through all of the options that were available to me and has taken on board my risk assessment.

Have you seen the outcome you were hoping for?

In a word, yes.

What could they have done better?

Nothing more.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

To get good financial advice without high pressure sales

How has Christopher Gillespie helped you?

Chris always gives good advice and my wife and I feel we are just more than a client.Would not go anywhere else

Have you seen the outcome you were hoping for?

Yes considering the financial markets at the moment

What could they have done better?

Nothing

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Inheritance money

How has Christopher Gillespie helped you?

I invested with a very expensive but poor performing company at the start and went to Chris on recommendation from a friend to see how I could best change my situation

Have you seen the outcome you were hoping for?

Not as yet but it’s very early days and this is a long term investment plan. The markets are currently in turmoil so it’s not likely there will be much overall improvement right now I’m told.

What could they have done better?

Nothing as far as I can see so far

Repeat review from verified client

October, 2022

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Planning options for funding my parents care.

Repeat review from verified client

May, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Chris has been excellent. Very proactive and on the ball chasing up the funds and pension firms. He is always willing and able to provide an insight or opportunity ahead of the curve. I rate him highly and trust him as an excellent professional.

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

The need to seek professional assistance with personal finances in a ever more complex and confusing subject area.

How has Christopher Gillespie helped you?

Chris initially reviewed my existing and 'muddled' financial situation and made suggestions and recommendations to bring financial plans into order and created the environment to allow me to track my situation more easily. Chris provides regular updates and feedback on my plans' performances, which is helpful and re-assuring.

Have you seen the outcome you were hoping for?

Not as yet, but that is down to the world situation and there's nowt that can be done about that!!

What could they have done better?

Nothing I can think of, or would want for.

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

To help manage finances and plan for the future.

How has Christopher Gillespie helped you?

Advise. Set up pension plan. Reviewed plans where needed.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in Hampshire

What were the circumstances that caused you to initially look for an adviser?

I needed to drawdown some of my pension funds and I took the opportunity to ask Chris to provide me with some financial planning advice.

How has Christopher Gillespie helped you?

Chris explained how he had arrived at his recommendation which took into account exactly what I wanted to achieve.

Have you seen the outcome you were hoping for?

Too early to say at the moment

What could they have done better?

Nothing could be done any better. Communication from Chris was excellent

Repeat review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Christopher Gillespie helped you since your last review?

Chris is always keeping me up to date with everything I need and goes above & beyond whenever I engage with him. I’d recommend Chris to any of my friends and contacts.

Review from verified client

October, 2021

Overall

Value

Service

Advice

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I have little knowledge of the money markets and decided to get advice from a financial advisor.

How has Christopher Gillespie helped you?

He guided me through the choices that were available to me in a structured way that I could understand.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The advice given was comprehensive enough.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We were looking for professional advice to prepare for our retirement.

How has Christopher Gillespie helped you?

A careful analysis of what we wanted and our current resources. then designing a plan.

Have you seen the outcome you were hoping for?

Yes - very pleased to see the expected plan for the future and the return from our investments.

What could they have done better?

No

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Sadly, the financial advisor I had been with for many years died so I was introduced to another IFA. This was a terrible experience where I was completely messed about and my best interests were definitely not met. I then looked around and found a few financial advisors and companies that had been recommended by others. After talking to several advisors, Chris, was the one who left me feeling completely confident in his competency and was so friendly, he put me totally at ease.

How has Christopher Gillespie helped you?

Chris took over all my investments and put them back into order, with the investment platform I wanted. He did this quickly and kept me fully updated with every step. Nothing was too much trouble and he answered all my questions ( even the dumb ones) fully and in a way I understood. Every time I had a reason to call, he has always answered either immediately or if not available at the time, as soon as he could within 24 hours.

Have you seen the outcome you were hoping for?

Yes, I’ve been really impressed.

What could they have done better?

Nothing. Chris is a fantastic financial advisor and I have had no hesitation in recommending him to family and friends.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking to consolidate a range of existing investments and secure more proactive advice and guidance.

How has Christopher Gillespie helped you?

good advice on options and ease of transfers. Great comms and guidance. Professional

Have you seen the outcome you were hoping for?

right outcome on consolidation and access through one portal. Investment performance to follow

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Over the years I had built up a number of different pension and savings schemes and decided I wished for independent advice on the best way to consolidate these. I was also in a position, having my own business, to require professional advice and assistance to suggest ways that I could maximise contributions from my business towards my future financial requirements.

How has Christopher Gillespie helped you?

Christopher completed comprehensive reviews of various financial plans I held and put forward proposals as to ways of consolidating these plans and suggestions as to how to both maximise Christopher carried out a comprehensive analysis of my existing financial plans and made proposals on ways to maximise returns and simplify administration. As Importantly to me, as well as putting forward proposals, Christopher managed the entire consolidation process from start to finish in a professional manner and was always available to explain, in understandable terms, any questions or queries I had.

Have you seen the outcome you were hoping for?

Yes, my plans are now in order and I am happy to have Christopher reviewing my financial situation on an ongoing basis. It is re-assuring to have him at the end of an email or phone with him having full knowledge of my investments and there to answer any questions I have.

What could they have done better?

Nothing springs to mind.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Advice required in an area that i'm not familiar with.

How has Christopher Gillespie helped you?

Talked through my needs, listened and advised accordingly.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything went as planned so therefore nothing.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was nearing retirement and my wife and I needed advice about how best to maximise our investment and retirement income.

How has Christopher Gillespie helped you?

He talked to us about our current finances, our future needs and priorities and our attitude to risk. He provided a range of investment options and pension drawdown recommendations supported by cashflow forecasts.

Have you seen the outcome you were hoping for?

Yes, even during this Covid stricken year (2020) our investments have performed surprisingly well.

What could they have done better?

2020/1, our first year with Christopher Gillespie, has been a most difficult year for everyone so I am reluctant to offer any advice or criticism.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I was made redundant and had 3 different pension pots with different providers.

How has Christopher Gillespie helped you?

He provided a recommendation on a pension consolidation, a full cash flow forecast and organised the set up of the new pension and the pension transfers.

Have you seen the outcome you were hoping for?

Yes I now have one consolidated pension pot.

What could they have done better?

No - everything was organised very smoothly with good communication throughout.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Covid made my employment position redundant so I needed to look into retiring earlier and looking into what options open to me and my wife.

How has Christopher Gillespie helped you?

Came up with different way of acquiring an income.

Have you seen the outcome you were hoping for?

In the short time (less than a year) it's doing what was planed.

What could they have done better?

Not sure.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Pensions advice

How has Christopher Gillespie helped you?

Having little or no experience or understanding about pensions it was good to have someone I could trust to guide me through it all, clearly explaining the best pension option for my current needs. Also, being regularly updated with how things were progressing.

Have you seen the outcome you were hoping for?

Very pleased with the outcome.

What could they have done better?

Nothing.

Christopher's reply

You're more than welcome, Janie. And thanks so much for the kind review. Be in touch soon. Chris

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

After being made redundant, I wanted to use my redundancy savings wisely

How has Christopher Gillespie helped you?

Advised how to use this money and making very sound judgements. He was very patient in his explanations and and you felt you could trust Chris 100%. He has our utmost respect.

Have you seen the outcome you were hoping for?

Yes, everything is going to plan

What could they have done better?

They covered all the bases and more and the the standard of work is exceptional.

Christopher's reply

Thanks guys, that's really very kind. All the best and we'll speak soon. Chris

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed a hand in transferring several legacy pension pots into a one place and also advice on finding a suitable ISA provider.

How has Christopher Gillespie helped you?

Chris talked me through the options I had available to me and gave me guidance on how I can save more effectively moving forward.

Have you seen the outcome you were hoping for?

100%