0330 038 8941
Based in Sandbach
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2023
4.9 out of 5
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FCA status: Certified by Firm
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
Last checked: 08 May 2025
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
10
Recent Client Reviews
Tom has received 10 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 10 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 24 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Tom has not yet added their qualifications to their profile
Transparent Fees
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Tom has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
Last checked: 08 May 2025
Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status
10
Recent Client Reviews
Tom has received 10 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Tom has received 10 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 24 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Tom has not yet added their qualifications to their profile
Qualifications not yet added
Tom has not yet added their qualifications to their profile
Transparent Fees
Tom has not yet added their fees to their profile
Fees not yet added
Tom has not yet added their fees to their profile
I joined Cullen Wealth in 2010 and have worked in the financial services sector since 2006. I work with clients across a broad spectrum – individuals, families, small businesses, and business owners. Often, I meet people that have worked hard to save, but don’t really know how best to use their money. I work with clients to set meaningful financial targets and implement a strategy to help get them there. I specialise in offering expert advice in a wide range of areas including investments, retirement planning, estate planning, personal and business protection. The greatest enjoyment for me is helping my clients to see how much better off they can be if their assets are well managed. Outside of work is mainly time spent with my wife and our friends & family, occasional snow-boarding trips and following Manchester United when I get the chance.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Tom's clients
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