Joe Parker

What were the circumstances that caused you to initially look for an adviser?

My current savings arrangements were coming to the end of their term and with the decline in interest rates, I needed to find alternative ways to make a better return on my savings. Having no experience in this area, I wasn’t confident to approach this alone and sought the advice of Joe.

How has Joe Parker helped you?

Joe has spent time with me, explaining the options available to me, the risks associated with each one, and how the switch to these alternative products compare to what I currently hold. He delivered the information clearly and in a format I understood.

Have you seen the outcome you were hoping for?

I look forward to tracking the outcome of my new investments, and for now I can say I have made my transfers to Foxgrove, via Joe, with the trust and confidence that my finances are in good hands.

What were the circumstances that caused you to initially look for an adviser?

As I recently turned 55 I was looking at withdrawing some of my tax free benefit from my pensions

How has Joe Parker helped you?

He explained everything in a way which was easy to understand. Communication was excellent in updating each process

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing it was perfect

What were the circumstances that caused you to initially look for an adviser?

Pension advise

How has Joe Parker helped you?

Pension advise

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Thought that my situation needed to be reviewed.

How has Joe Parker helped you?

He gave me some options and I chose one that suited me well.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

not much. He was very good.

What were the circumstances that caused you to initially look for an adviser?

To get some specialist guidance

How has Joe Parker helped you?

He has provided good information and service

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

He helped us achieve what we needed

What were the circumstances that caused you to initially look for an adviser?

We needed advice on balancing our finances/pensions with regards to retirement / possible early retirement

How has Joe Parker helped you?

Joe helped us by looking at our whole situation and was very organised and clear about different possible options we could consider

Have you seen the outcome you were hoping for?

Everything is very clear to us now. We feel confident and organised after Joes help and advice

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Joe Parker helped you?

Swapped my pension over.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t see they could do better.

Please provide a brief comment about your experience with Joe

I recently had the pleasure of working with Joe, and I can't recommend his services highly enough. I approached Joe with several queries about my pension, feeling quite overwhelmed by the complexity of it all. From the start, Joe was incredibly patient, attentive, and knowledgeable. He took the time to explain everything in clear, understandable terms, ensuring I was comfortable with each aspect of the process. Joe's expertise and professionalism were evident throughout our interactions. He didn't just provide answers to my questions; If you're looking for an IFA who is not only knowledgeable but also approachable and client-focused, Joe is the one to go to.

What were the circumstances that caused you to initially look for an adviser?

Recently divorced and going freelance.

How has Joe Parker helped you?

A very thorough and patient Teams call, explaining key terms, summarising my portfolio and answering questions. I found Joe very friendly and approachable whilst also being meticulous with his advice.

Have you seen the outcome you were hoping for?

Yes. I have 3 action steps which I'm clear about.

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

I needed help in understanding my pension option with Kent fire brigade

How has Joe Parker helped you?

He went through paperwork thoroughly and contacted KFB on my behalf

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Everything was fine

What were the circumstances that caused you to initially look for an adviser?

It was long overdue and my change of circumstances made it important to do so.

How has Joe Parker helped you?

Brought everything pension wise into focus with clear and easily understandable explanations. He understood my position which always helps.

Have you seen the outcome you were hoping for?

Certainly.

What could they have done better?

Unable to think of anything.

What were the circumstances that caused you to initially look for an adviser?

We initially were recommended Joe as a mortgage advisor due to buying our first home.

How has Joe Parker helped you?

Joe went above and beyond in assisting us throughout the whole process as our mortgage advisor. Everything was explained to us in depth and he was always there to assist with further questions if we needed his advice.

Have you seen the outcome you were hoping for?

Yes - we are now due to complete on our first house!

What could they have done better?

Nothing - Joe’s professionalism was exemplary and great value for money.

What were the circumstances that caused you to initially look for an adviser?

Initially looked for a mortgage advisor and Joe was highly recommended to us by two of our friends.

How has Joe Parker helped you?

He supported us with financial advice and with updating our life insurance to suit our new circumstances.

Have you seen the outcome you were hoping for?

Absolutely. We had financial advice twice before over the years and it’s made us realise they didn’t offer us the best advice at the time. Joe gave us so many options to choose from and talked the pros/draws backs of them all thoroughly to us. I actually couldn’t believe how much work and research he did and so quickly!

What could they have done better?

Nothing, he exceeded all expectations and was so helpful. No question was too silly, he wasn’t pushy or forceful, he was very customer led.

Please provide a brief comment about your experience with Joe

Joe is very easy to talk to and a very pleasant young man. He understood our circumstances and offered very good advice. Will be happy to use Joe in the future when needed.

Please provide a brief comment about your experience with Joe

Approached Joe for investment advice and Joe gave specific assistance on where I could move my investment from a recently matured sharesave scheme. Originally thought I’d be liable to pay a large portion in CGT however following Joes advice I have now managed to avoid having to pay CGT entirely. Thanks Joe

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage advisor and someone to help set up my children’s investment accounts

How has Joe Parker helped you?

Joe has advised me with my mortgage. Giving me great advice according to my 2 year plan. He’s currently helping me set up my children’s investment accounts and overseeing my pensions portfolio. We are also in talks about setting up further investment plans for the future.

Have you seen the outcome you were hoping for?

Yes. Joes advise has put myself and my family in a good position going forward,

What could they have done better?

Nothing. Everything so far has been great.

What were the circumstances that caused you to initially look for an adviser?

Inactive involvement from the provider I was with at the time.

How has Joe Parker helped you?

Joe is an absolute delight and went through all my options in a carefully explained procedure which left me completely comfortable with the decisions I made.

Have you seen the outcome you were hoping for?

Hopefully yes, as it’s a long term investment time will tell.

What could they have done better?

Nothing as far as I’m concerned.

What were the circumstances that caused you to initially look for an adviser?

With the rising interest rates on mortgages we wanted to make sure we took professional advice from an advisor.

How has Joe Parker helped you?

Joe has given us lots of options for mortgages & we have discussed every option in detail until we found the best mortgage for us.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

I needed mortgage advice, pension advice and help setting up my children's investment saving accounts

How has Joe Parker helped you?

He has given me valuable advice on remortgaging and helped me a great deal here. We also have an ongoing relationship in regards to pension and investment savings.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To access pension pots.

How has Joe Parker helped you?

He is assisting me to access my pension pots.

Have you seen the outcome you were hoping for?

We are getting to where I want to be.

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

I initially looked for an advisor after receiving an inheritance. Knowing that I am not good with money, I thought I should speak to someone!

How has Joe Parker helped you?

Joe explained the different types of investments available, and why they would/wouldn’t be suitable for me.

Have you seen the outcome you were hoping for?

I have just made my investment so haven’t got any data yet, but looking at the funds previous performance I am confident in the advice Joe has given.

What were the circumstances that caused you to initially look for an adviser?

To consolidate pensions into 1 pot

How has Joe Parker helped you?

With good advise

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Need to streamline different pensions into one portfolio and discuss long term financial planning

How has Joe Parker helped you?

How is kind, professional and explains things in terms I can understand, which is really helpful.

Have you seen the outcome you were hoping for?

Financial and pension planning has been really helpful

Please provide a brief comment about your experience with Joe

Joe was incredibly helpful. He made the confusing language of finance understandable without ever being patronising. He provided excellent advice and guidance in terms of my pension and presented me with investment options going forward for the small amount of savings I have. However, in the end I decided to take the lazy risk averse option and invest in a cash ISA with my existing bank..

What were the circumstances that caused you to initially look for an adviser?

First time buyers and was looking for some guidance finding a mortgage

How has Joe Parker helped you?

He helped us through the whole mortgage application process taking a lot of stress off of us. He presented us with several options to suit our needs and made it much easier to make a good decision

Have you seen the outcome you were hoping for?

We have, we received our mortgage offer and it was approved within days, it was all super quick.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I run a limited business and wanted to collate my existing pensions into one pot that i could start contributing to.

How has Joe Parker helped you?

As a complete novice to the world of pensions, Joe has been invaluable in helping me understand and feel comfortable with the process - providing all the detailed information as well as high level summary. Joe's been extremely patient with all my questions and overall been great to work with.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Joe

Joe was really helpful and insightful. Would definitely recommend chatting with him!

What were the circumstances that caused you to initially look for an adviser?

Reliability and trustworthiness

How has Joe Parker helped you?

He has myself and my family assess our financial health and plan for the future.

Have you seen the outcome you were hoping for?

Absolutley

What could they have done better?

Nothing. Joe is very professional.

What were the circumstances that caused you to initially look for an adviser?

Myself& partner was looking for a mortgage advisor to buy our first home and Joe came recommended through word of mouth.

How has Joe Parker helped you?

He helped us secure our mortgage giving us a stress free experience along that way.

Have you seen the outcome you were hoping for?

Yes in more ways than ever imagined. We have now been in our first home for almost a month, thanks to Joe for securing it.

What could they have done better?

Nothing. Joe is an outstanding mortgage advisor and really helped us along the way.

What were the circumstances that caused you to initially look for an adviser?

As a Director of a business, we were looking for some advice around personal and collective investments, including pensions.

How has Joe Parker helped you?

Joe was really good at listening to my needs and requirements, as well as answering all of my questions in a way that was easy to understand.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, Joe was brilliant, and I'd be quick to recommend him to others.

What were the circumstances that caused you to initially look for an adviser?

Growing family required better insurance and protection in place, along with lots of workplace pensions all in different place.

How has Joe Parker helped you?

Joe listened to my circumstances, considered my financial situation and goals to ensureI got the correct type of life insurance and income protection setup. He also helped consolidate my workplace pensions from previous jobs into a new SIPP.

Have you seen the outcome you were hoping for?

Yes. Joe was brilliant in tailoring his advice to my circumstances. He was happy to amend options (many times!) to make sure I got the right level of protection and at an affordable cost.

What could they have done better?

There was nothing that Joe could have done better.

What were the circumstances that caused you to initially look for an adviser?

I had 6 pensions from a variety of jobs over the last 30 years, I met Joe at an networking event and spoke about it with him, and he offered to review them for me.

How has Joe Parker helped you?

Joe's advice was amazing, I have left most of my pensions in place and transferred one to St James' Place. He made the whole process easy to understand and completely jargon free. The whole process I have felt involved and Joe has helped me grow my understanding of my pensions and how they are performing. Joe has been terrific throughout with regular communication and advice.

Have you seen the outcome you were hoping for?

100% Joe has delivered a thorough review of my pensions and the advice has been first class

What could they have done better?

Nothing at all !!

What were the circumstances that caused you to initially look for an adviser?

I was wanting to look for pension advice as options best suited for me when I retire.

How has Joe Parker helped you?

Extremely professional and personal for the first time he explained in a way I could understand. I feel a lot more confident and secure having him as a financial advisor. I highly recommend him to anyone.

Have you seen the outcome you were hoping for?

Yes 100%.

What could they have done better?

Everything was highly professional cannot think of anything they could have done better.

What were the circumstances that caused you to initially look for an adviser?

I became self employed and needed someone with expertise in pensions and income protection to advise me on the best course of action.

How has Joe Parker helped you?

Joe has demonstrated an in depth knowledge of the fields I needed support with and advised me with clear explanations about the pros and cons of the decisions I was taking. What most impressed me was his integrity and honesty.

Have you seen the outcome you were hoping for?

I have got the income protection and pension plan that best suits my circumstances and needs. I would have no hesitation in recommending Joe to family or friends.

What could they have done better?

N/A

Please provide a brief comment about your experience with Joe

Joe helped us look into mortgage options if we was to try and move house. He was very honest with us and gave some great advice. He was able to guide us with what we could borrow and our options for lenders as we have the problem of being self employed. How was an excellent help for us.

What were the circumstances that caused you to initially look for an adviser?

Pension consolidation and investment advice

How has Joe Parker helped you?

Consolidation of pensions and understanding defined benefit scheme

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - good use of face to face time and also efficient use of video conferencing meeting to suit me

What were the circumstances that caused you to initially look for an adviser?

I found myself with my finances all over the place and I was sure my money wasn’t working as hard as it could or should be.

How has Joe Parker helped you?

Joe was extremely polite and professional. He went through everything in detail and explained several different options. Of a product or service was not right for me then he was honest and explained why. Nothing was ever too much trouble and Joe was happy to go over things as much as I needed him to.

Have you seen the outcome you were hoping for?

Although too early to specifically see outcomes, I am happy with my projections and the products I have.

What were the circumstances that caused you to initially look for an adviser?

My mortgage interest was rising and my husband needed a pension

How has Joe Parker helped you?

We have transferred the pension to a different pot and fixed our mortgage

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to know know about what Joe offered. I felt I needed to keep up with what my finances were doing and if I could make my money/investments work harder.

How has Joe Parker helped you?

Joe explained clearly and simply what was available to me and how it would work going forward. He is very friendly and approachable and I know I will be in good hands.

Have you seen the outcome you were hoping for?

We haven't been a client of Joes for very long, but I'm confident in his capabilities and on the best path going forward.

What could they have done better?

Nothing. I was completely happy with the service and advice.

Please provide a brief comment about your experience with Joe

I am look at my finance options in middle-age, and Joe was recommended to me. He has been professional, keen to explain issues and most of all non-pushy when it came to the advice he provided.

What were the circumstances that caused you to initially look for an adviser?

We needed a tax-efficient way to lower our business tax

How has Joe Parker helped you?

Joe advised us on the best pathway to legally retain as much of our earnings as possible

Have you seen the outcome you were hoping for?

We're very pleased with Joe and the work he's done for us.

What could they have done better?

I really can't fault Joe, there's nothing he could have done better. We're very confident in his abilities and advice.

Please provide a brief comment about your experience with Joe

Joe was a total professional in all of our dealings with him...concise, thorough, knowledgeable, patient, honest and affable. If we were unsure of any technical or strategic points, he'd explain the complexities in plain, understandable terms so that we could move forward to the next stage of our planning. If you are seeking an adviser with the all around abilities to animate your financial ideas, look no further than Joe.

What were the circumstances that caused you to initially look for an adviser?

I was looking at options for investment

How has Joe Parker helped you?

He asked questions to understand my position, listened carefully to any concerns and made sensible and practical suggestions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Too many pension in lots of pots

How has Joe Parker helped you?

Advised on best option for me

Have you seen the outcome you were hoping for?

Yes Jo has been a great help

What could they have done better?

Nothing advice was great

What were the circumstances that caused you to initially look for an adviser?

I had a conversation with my accountant and she recommended that I speak to Joe regarding my pension.

How has Joe Parker helped you?

Joe has helped me with my pension

Have you seen the outcome you were hoping for?

Absolutely! Joe was very informative, he was courteous, he answered my questions, he arranged to come and meet me to go through the plan in detail and always followed up when he said he was going to.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I needed help and advice about setting up a private pension and general advice on savings and investments to benefit my future

How has Joe Parker helped you?

Joe has been great at giving clear and accurate advice, he’s answered all my questions and made me feel at ease throughout

Have you seen the outcome you were hoping for?

With Joe’s help I’m setting up a pension and will use his guidance whenever I have worries or issues in the future

What were the circumstances that caused you to initially look for an adviser?

With ten years to go until retirement my wife and I needed a financial health check, some advice on whether we were doing the right things now to hit that retirement age with a decent income, and some guidance as to investing over the next ten years.

How has Joe Parker helped you?

Joe went through our current investments and pensions and advised us what to leave and what to change and showed us various scenarios as to where we'd be in ten years depending on what we did next.

Have you seen the outcome you were hoping for?

Yes, we've changed a couple of things and now feel happy we're on course as best we can be. We now have a plan, as opposed to before which was a bit ad-hoc.

Please provide a brief comment about your experience with Joe

Joe understood my position but couldn’t help. He freely gave me advice and guidance

What were the circumstances that caused you to initially look for an adviser?

I was looking for a adviser. Because I was retiring from my place of work.

How has Joe Parker helped you?

When Joe spoke for the first time he was nice to talk to.As spoke about me Retiring Joe was up front and honest with all questions I asked.when i retired he saved me a health tax bill

Have you seen the outcome you were hoping for?

Yes the outcome very good .I think he went above and beyond to help me to Retire.

What could they have done better?

Joe done a excellent job.

What were the circumstances that caused you to initially look for an adviser?

Planning for our retirement and requiring a review and advice regarding our existing pensions.

How has Joe Parker helped you?

Joe completed a comprehensive review of our existing pensions and then provided his recommendations to enable us to secure the best possible scenario for financial security in our retirement based on our current circumstances. We felt that Joe’s friendly manner gave us confidence and Joe was both honest in his advice and was very professional in his delivery.

Have you seen the outcome you were hoping for?

Yes, absolutely. Joe recommended that I don’t move my pensions at the current time but we review at a future time and my husband consolidates his pensions in to a new pension.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

I inherited some money after my husband’s death and wanted advice on the best way to invest it.

How has Joe Parker helped you?

Joe explained the options I had and gave appropriate advice.

Have you seen the outcome you were hoping for?

As the changes are only just being put in place, I don’t know what the eventual outcome will be but I am happy with Joe’s suggestions.

What were the circumstances that caused you to initially look for an adviser?

I met Joe by chance, but colleagues then recommended I seek his expertise

How has Joe Parker helped you?

Joe has helped me consider how to use my savings wisely and to good effect

Have you seen the outcome you were hoping for?

It is too early to see an outcome and this will probably be quite dependent on a quite unstable economy, but I am certain in the longer term I will see the benefit

What could they have done better?

Nothing. Joe was extremely patient, knowledgeable and personable.

What were the circumstances that caused you to initially look for an adviser?

I needed to access my pension pot , after contacting a number of Independent financial advisors I decided to go with Joe because he was clear , concise and took the time to explain the processes clearly, additionally I did not feel pressurised to access any of the services offered.

How has Joe Parker helped you?

He has helped me to understand the pension, and the importance of financial planning.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

To understand how best to manage finances , while planning for and during retirement.

How has Joe Parker helped you?

Making things understandable. His knowledge and expertise were helpful to enable us to make good finance decisions , to make best use of our assetts. He took account of our risk appetite and needs.

Have you seen the outcome you were hoping for?

Yes . Must more reassured

What could they have done better?

Nothing we can think of

What were the circumstances that caused you to initially look for an adviser?

Due to my husbands I’ll health

How has Joe Parker helped you?

Joe helped us with a difficult pension transfer.

Have you seen the outcome you were hoping for?

Looking into the future, my husbands pension will be reviewed yearly. Instead of just sitting in a pot.

What could they have done better?

I honestly can’t find fault at all. Fabulous service.

What were the circumstances that caused you to initially look for an adviser?

I needed a pension

How has Joe Parker helped you?

Joe has helped to make pensions schemes more understandable, I have a new pension starting in January 2023 so I’m excited to be guided and watch it develop.

Have you seen the outcome you were hoping for?

It’s a new pension, watch this space I will give up dates, I’m excited. With all the information Joe has provided along with complete hand holding, I know l’m in safe hands

What could they have done better?

I feel the process was perfect and would highly recommend Joe

What were the circumstances that caused you to initially look for an adviser?

We needed advice on personal and business pensions and also Business Income protection insurances.

How has Joe Parker helped you?

Joe has been brilliant, his advice means we have excellent pension schemes he made everything so clear and was so patient with us explaining each step. This also led us to question the protection of both my daughter and myself as a small business we need to cover ourselves in terms of income should something happen and yet again Joe helped us sort out insurance and made it so easy and clear he could not have been more helpful.

Have you seen the outcome you were hoping for?

Absolutely Joe made each step easy and was so very informative.

What could they have done better?

Nothing, Joe is an excellent advisor who is very clear and concise so makes decision making easy.

What were the circumstances that caused you to initially look for an adviser?

To start planning for the future and having multiple pensions running from previous employments I was wanting to understand what options were available to me

How has Joe Parker helped you?

Joe has been fantastic, right from the very first meeting to where we are at now within the process, always excellent at communicating and keeping me updated

Have you seen the outcome you were hoping for?

We are starting to get to the final stages now

What could they have done better?

At this moment I’m really pleased and happy with the interaction between Joe and myself, no other improvements needed this far

Please provide a brief comment about your experience with Joe

4 this was just an initial chat but the advice was better then expected.

What were the circumstances that caused you to initially look for an adviser?

Buying our first house

How has Joe Parker helped you?

Joe has been incredibly helpful. We had a particularly difficult case with an unknown CCJ so Joe had to do a lot more work than normal behind the scenes, but always kept us updated and was honest and realistic with us to get us the outcome we wanted.

Have you seen the outcome you were hoping for?

Yes, secured a mortgage

What were the circumstances that caused you to initially look for an adviser?

Started thinking about my future financial plans.

How has Joe Parker helped you?

Giving sound financial advice.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

To re-mortgage my house as a Let to buy and take out a second mortgage for new purchase.

How has Joe Parker helped you?

Joe found 2 mortgages to meet what we needed, explained well each step and kept us well informed.

Have you seen the outcome you were hoping for?

Yes