James State

James State

Perspective (Central & East) Ltd

Minimum savings/pensions: Any amount

0114 287 0193
Based in Sheffield
View location

Verified since: June, 2025

4.9 out of 5

11 reviews


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  • FCA Status: Pending

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    Checks for James and/or the firm they work for (or are appointed representatives of) are currently pending

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    James has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 09 May 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

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  • Transparent Fees

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    James has not yet added their fees to their profile

Checks carried out by VouchedFor

  • FCA Status: Pending

    This check is pending

    Checks for James and/or the firm they work for (or are appointed representatives of) are currently pending

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    James has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 09 May 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    James has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    James has not yet added their fees to their profile

Financial planning can be daunting — I’m here to make it feel simple and supportive. I take the time to really understand what matters to you, so that we can build a plan that supports both your financial goals and your lifestyle. Whether you're at the start of your financial journey or managing more complex assets, I work in partnership with you to provide practical, jargon-free advice. Many of my clients appreciate the peace of mind that comes from having a trusted adviser on hand — and I see that trust as a privilege. I am a fellow of the Personal Finance Society which something I am very proud of as only a small percentage of advisers in the UK have this qualification. After an extensive time at Aviva I started advising clients in 2017 Away from the office I am married with three young children Katie, Dylan and Theo. Inevitably that involves having a 2nd job as a part time taxi driver taking them to their various activities. We also have family season tickets at Sheffield United, following the Blades up and down the country.

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£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About James's clients

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