Ray Black

What were the circumstances that caused you to initially look for an adviser?

It's a confusing area with huge implications for my future Ray was recommended to me by another client of his.

How has Ray Black helped you?

Sorted out my pension planned my finances for my retirement.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Difficult to say early stages as yet but his company definitely made me feel they cared about me as a person not just my finance.

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer my Occupational pension, I was aware that it could be done but not sure if it was the right choice.

How has Ray Black helped you?

Ray and his team explained in detail the positives and negatives of the transfer and gave me the knowledge that I needed to make the right choice without any pressure. With a full report and a in depth meeting with Ray & Gary they took time to explain all the risks that could happen.

Have you seen the outcome you were hoping for?

With the support of Money-minder I am seeing the benefits of my choice but more importantly I have a team of Financial Adviser who are always willing to help and give advice when I need it. With Rays support I have been able to retire at a much earlier age then I expected. The value for money is excellent compared to other company's that I checked. I have recommended Money-minder to some of my colleagues from all around the country who are now using them if I was not confident I would not have.