Sammy-Jo Gillies

Sammy-Jo Gillies

Harbour Financial LLP

Minimum mortgage: Over £100,000

0330 038 8940
Based in Southend-on-Sea
View location

Top Rated 2025
Verified since: January, 2024

5 out of 5

19 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 29 April 2025

    Sammy-Jo is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sammy-Jo's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Sammy-Jo has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 02 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Sammy-Jo has not yet added their qualifications to their profile

  • Transparent Fees

    Sammy-Jo has provided information on their typical fees

    Sammy-Jo has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Sammy-Jo

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sammy-Jo (based on 6 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 29 April 2025

    Sammy-Jo is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sammy-Jo's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Sammy-Jo has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 02 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Sammy-Jo has not yet added their qualifications to their profile

  • Transparent Fees

    Sammy-Jo has provided information on their typical fees

    Sammy-Jo has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Sammy-Jo

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Sammy-Jo (based on 6 first impressions)

As an independent mortgage and protection adviser, I pride myself on the level of service and value I provide my clients, their families and loved ones through my advice and recommendations. I am passionate about building great relationships, providing support and finding the most suitable product and outcome for each client I work with. Having a wealth of knowledge coupled with access to whole of market allows me to search a large variety of lenders and insurers to ensure this goal is achieved. There really is no one size fits all when it comes to mortgages and protection and everyone’s circumstances and needs are individual and unique. Building those relationships and really understanding my clients needs, requirements and ideals is vital to achieve their goals. I offer flexibility with meeting options - these can be arranged for either daytime or evenings and either face to face (if within local proximity) or remotely on Team/Zoom.

Offers available through VouchedFor

Contact Sammy-Jo through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Sammy-Jo's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

Your home may be repossessed if you do not keep up repayments on your mortgage.