Reviewed for

Insurance and Protection ( 53 )

Mortgages ( 114 )

Pensions ( 51 )

Equity Release ( 8 )

Retirement income (annuities, drawdown) ( 12 )

Auto Enrolment ( 4 )

Investments and Savings ( 34 )

Pension Transfers - Non Specialist ( 12 )

Inheritance Planning ( 12 )

Long Term Care ( 5 )

Pension Transfers - Specialist ( 9 )

Financial Planning ( 19 )

Financial Mentoring ( 4 )

Financial Coaching ( 2 )

Reviewers' assets

£500k+ ( 12 )

£200k - £500k ( 12 )

£100k - £200k ( 8 )

( 1 )

£50k - 100k ( 12 )

Up to £50k ( 11 )

Client reviews

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage to buy a home.

How has Owrang Rahmani helped you?

Finding a mortgage with all the associated process surrounding it and dealing with lenders is not something you want to do on your own. Having someone on the other end of the phone who is helping you through that process is vital and probably one of the best value parts of the whole house buying process. Owrang and his team were great.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

There weren't any areas that were not dealt with in a very professional manner.

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My existing IFA moved on to a new venture and recommended Owrang as a good fit for my financial planning needs.

How has Owrang Rahmani helped you?

Owrang has taken over my personal pension plan management and more recently arranged a product transfer for my expiring mortgage deal.

Have you seen the outcome you were hoping for?

I am happy with the advice I was given and the new product that Owrang and Credius have secured for me.

What could they have done better?

I would have preferred to know of all supporting documents/specific information that was required at the start of the process rather than being informed in stages. Otherwise it was a smooth transfer with no issues.

Review from verified client

April, 2024

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I live in England and was looking to purchase a property in Scotland.

How has Owrang Rahmani helped you?

I had an initial telephone consultation with Owrang during which he provided excellent advice and following that we had a face to face meeting. At this meeting Owrang talked me through the process. He is a great communicator and explained the process clearly as well as providing information on costings, fees and timescale. During the process his team were so helpful and it was very easy to communicate with them.

Have you seen the outcome you were hoping for?

Yes. The outcome was exactly as I hoped.

What could they have done better?

Nothing. Owrang and his team helped me enormously to achieve a successful outcome.

Owrang's reply

Thank you so much for your kind words, these comments will really help other potential clients in their decision making.

Repeat review from verified client

March, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Secure a new 5 year fixed rate mortgage and managed Pension.

First impression from a user who is not yet a client

March, 2024

Overall

Please provide a brief comment about your experience with Owrang

We had an introductory call with Owrang in which he provided very useful advice in just 30 minutes. We concluded that I don't need immediate financial advice but I'll definitely consider consulting him for future financial decisions. Thank you!

Owrang's reply

Thank you for taking the time to provider your feedback, I am pleased I was able to help guide you and be clear on the information I provided including on fees. I hope to hear from you when you are ready to take the next step.

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Started looking at new mortgages for Aug24

Review from verified client

February, 2024

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Foreigner buying the first property in London, looking for help to secure a good mortgage

How has Owrang Rahmani helped you?

By carefully selecting the right mortgage for us, helping us understanding how it all works and assisting every step of the way during the buying process, and advicing on various insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Unfortunately during the process the initial adviser following our case left, so we had to change advisor. It would have been nicer to have the whole process with the same advisor.

Repeat review from verified client

February, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Great

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Owrang

Owrang followed up on our previous contact and explained processes clearly .

Repeat review from verified client

January, 2024

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He has provided me with accurate advice and the best rates, even when they were high.

Repeat review from verified client

January, 2024

Overall

Advice

Service

Value

Based in Hertfordshire

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

I undertook a review of my legacy protection / assurance policies, undertaken with my previous advisor, and it was clear the cover and terms were now not suitable for the cover and protection I need today. So Owrang, with my wife and I, undertook a full review. We are now very happy with what we have in place. We have also revisited our IHT planning. Once again, Owrang's service was first-class, informed and professional.

Owrang's reply

Thank you for your kind words. I look forward to continuing to work with you and please refer anyone else you think might benefit from my service.

Review from verified client

January, 2024

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We have worked with Owrang for over the past 10 years over various matters such as mortgages, life time policies and other financial products.

How has Owrang Rahmani helped you?

Owrang has always been able to find a suitable solution to our needs, whether this is a loan with ga food rate or a policy with the best cover. He is patient and diligent, which are 2 qualities one needs is his role.

Have you seen the outcome you were hoping for?

Yes- 100%

First impression from a user who is not yet a client

January, 2024

Overall

Please provide a brief comment about your experience with Owrang

Met all my expectationd

Owrang's reply

Thank you for your review, I appreciate it. I hope I was able to articulate the information you needed to be able to make a decision on cost, and do let me know if you require further elaboration on that.

First impression from a user who is not yet a client

December, 2023

Overall

Please provide a brief comment about your experience with Owrang

Very nice

Repeat review from verified client

December, 2023

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Continues to offer advice and support and insight in to what is happening in financial sector and how that tailors against your needs and requirements.

First impression from a user who is not yet a client

December, 2023

Overall

Please provide a brief comment about your experience with Owrang

Very good initial chat with Owrang. Even though I have chosen not to continue with the paid for service at this point, I found the initial call very informative and useful.

First impression from a user who is not yet a client

November, 2023

Overall

Please provide a brief comment about your experience with Owrang

Owrang is a very professional and highly knowledgeable financial advisor. He took some time to explain some of the key services offerings and the mechanics behind the various financial products. Very clear, precise and transparent. Would highly recommend.

Owrang's reply

Appreciate the feedback, and pleased I was able to articulate the information you needed to make a decision. Hope to be able to help you in the future.

Review from verified client

November, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Owrang Rahmani helped you?

Invaluable advice and guidance throughout the whole process

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing, exemplary service from start to finish.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

remortgage / new mortgage

How has Owrang Rahmani helped you?

dealt with all enquiries from very beginning, carried through out all process.

Have you seen the outcome you were hoping for?

absolutely

What could they have done better?

not sure that would be possible to do it any better or quicker.

Owrang's reply

Thank you for your feedback, I would be delighted to assist colleagues, clients or friends you think could benefit from our service on mortgages and related insurances.

First impression from a user who is not yet a client

October, 2023

Overall

Please provide a brief comment about your experience with Owrang

In our initial telephone conversation Owrang was extremely helpful and clear regarding my questions.

Owrang's reply

Thank you for your feedback. I will spend some time explaining how my fees work when we meet up to discuss your requirements further. I look forward to working with you.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Getting close to Pension age

How has Owrang Rahmani helped you?

Good advice on how my finances could look in the future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I was well informed throughout

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

He always finds me excellent rates on mortgages

How has Owrang Rahmani helped you?

He is very knowledgeable and quick at finding solutions.

Have you seen the outcome you were hoping for?

Always

What could they have done better?

Keep up the same level of good work

Owrang's reply

Thank you for the feedback, always a pleasure working with you.

Review from verified client

September, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Review of all my finances and cover to ensure everything covered at best possible rates and insurances available

How has Owrang Rahmani helped you?

Across the Board Owrang has helped us both as a business and personally with all of the categories selected.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Repeat review from verified client

September, 2023

Overall

Advice

Service

Value

Based in East Sussex

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He has always been a caring adviser and keeping in touch for advise on my mortgage

Owrang's reply

Thank you for your kind words, I really appreciate the feedback. I look forward to continuing to work with you in the future. Please do recommend my services on to others you think could benefit from my service.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Equity Release because of interest rate rises.

How has Owrang Rahmani helped you?

Owrang managed to secure an equity release package on my behalf that suited my needs.

Have you seen the outcome you were hoping for?

Yes. I am very happy with the end result and his thoroughness and conduct throughout.

What could they have done better?

There is nothing more Owrang could have done better. He gave the matter his full attention and achieved an excellent outcome for me.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buying a house and wanted some advice and assistance with life insurance

How has Owrang Rahmani helped you?

Owrang and his team were incredibly helpful from the beginning and have continued to ensure that I have been able to take out this insurance without any hassle. They have been extremely easy to communicate with and I am very happy with the service I have received.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Honestly nothing. They have been fantastic to work with

Owrang's reply

Thank you for the kind feedback, really happy we have been able to deliver and that you are so happy with our service. Please do think of us for colleagues and friends you think might benefit from our service and put us in touch.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buying my first home.

How has Owrang Rahmani helped you?

Owrang and Karen have sorted my first mortgage along with mortgage protection, life insurance and income protection.

Have you seen the outcome you were hoping for?

Absolutely, advice has been considered and balanced from the beginning, with my personal needs and concerns fully taken into account.

Owrang's reply

Thank you so much for your feedback and please do recommend us to those you feel could benefit from our service.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Upcoming re-mortgage

How has Owrang Rahmani helped you?

Owrang guided me through the available options. He answered all my questions and was prompt and professional.

Have you seen the outcome you were hoping for?

Yes.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking to remortgage

How has Owrang Rahmani helped you?

He and the team secured me a good deal, so my mortgage rate only went up by a small amount. Timing may have played a part too, but they acted swiftly and professionally to source a good deal, and then get the mortgage over the line in good time.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My Mortgage came to the end of its special rate and went on to a crippling variable rate at a tricky time in my life and I needed help in sorting as quickly as possible

How has Owrang Rahmani helped you?

He and his team moved quickly to find me a new tracker mortgage which reduced my monthly payments considerably

Have you seen the outcome you were hoping for?

absolutely

What could they have done better?

nothing - very happy with the service

Owrang's reply

Thank you for the kind words

First impression from a user who is not yet a client

July, 2023

Overall

Please provide a brief comment about your experience with Owrang

I am very thankful for the professional, responsive, and honest assistance with the whole mortgage process from beginning to end. Owrang, Jonathan and Karen made themselves available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. Owrang even stayed in touch with me during his vacation over the summer. I am grateful for the support devoted to my property purchase.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Owrang Rahmani helped you?

He made the whole process as seamless and pain free as possible. Extremely informative and cant help enough.

Have you seen the outcome you were hoping for?

Yes

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Advice on mortgage for first home purchase.

How has Owrang Rahmani helped you?

Gave excellent and comprehensive advice, really added value. Reliable and friendly. Pleasure to work with.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, no complaints whatsoever.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was seeking an expert to help me put in place key elements for this next phase of life.

How has Owrang Rahmani helped you?

Owrang has helped me immensely. It’s a minefield out that and to have his guidance, expertise and care across numerous products from mortgages to critical illness protection has been incredible.

Have you seen the outcome you were hoping for?

More than I could have hoped for!

Owrang's reply

Thanks for your kind feedback, really pleased to have been able to exceed your expectations. Please refer us on to others you feel could benefit from my service, I would appreciate it.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Long standing client, due to being self employed.

How has Owrang Rahmani helped you?

Yes for more than 10 years

Have you seen the outcome you were hoping for?

Exceeded expectations

Owrang's reply

Brilliant, thank you for your feedback. I am so pleased we have been able to support you well in this time, and please do refer us on to others you feel could benefit from our service as that is how I grow my business.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on what to do with my three pension pots without taking an annuity

How has Owrang Rahmani helped you?

He investigated the possibility of doing a partial lump sum drawdown on my pension pots and found that was not possible so recommended transferring everything to Quilter which allowed partial drawdowns

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I can't think of anything

Owrang's reply

Thank you for your kind words, I am delighted that you are happy with the outcome of our work together. Please do recommend my services to anyone else you feel could benefit from my advice.

Review from verified client

July, 2023

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

I needed pension advice

How has Owrang Rahmani helped you?

Owrang has helped with clear, value for money advice to make my fund work best for me.

Have you seen the outcome you were hoping for?

In the current global financial chaos, yes.

What could they have done better?

Nothing

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

The need for sound financial advice as was having difficulties finding this elsewhere.

How has Owrang Rahmani helped you?

Great advice and steering in the bets directions so far.

Have you seen the outcome you were hoping for?

So far yes

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Financial planning.

How has Owrang Rahmani helped you?

Owrang and his brilliant team have been superb at handling my and my parents’ financial planning and mortgages. Splendid service and advice all round throughout the years.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing.

Repeat review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Surrey

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

I wanted to increase my pension pot, and the ideas Owrang gave to me have gone so.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

need to re mortgage

How has Owrang Rahmani helped you?

he helped me get a re mortgage at a good rate

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

Repeat review from verified client

June, 2023

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

follow up on other prioducts

Owrang's reply

Thank you so much for your kind feedback, I would be delighted to help any of your friends or contacts that you think could benefit from my service.

First impression from a user who is not yet a client

May, 2023

Overall

Please provide a brief comment about your experience with Owrang

Very knowledgeable and helpful

Owrang's reply

Thank you for your feedback, pleased that you could be open about what your circumstances and what you need help with. In terms of my fees, I would be happy to clarify how they work when we next speak. I hope to work with you on your financial roadmap.

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My mortgage was expiring and required renewal.

How has Owrang Rahmani helped you?

He tried very hard to get me the best rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for help and advice from a professional. Owrang filled that role then and still does today. He is knowledgeable and professional and easy to talk to.

How has Owrang Rahmani helped you?

Owrang has advised me on my options and I am feeling positive about the future thanks to Owrang

Have you seen the outcome you were hoping for?

Mostly Yes. I've also seen Owrang in cycling shorts but that's another story.

What could they have done better?

Nothing. Owrang is perfect.

Owrang's reply

Thanks for the feedback, really appreciate it.

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

BTL and Main house purchase

How has Owrang Rahmani helped you?

saved money. understood my requirements

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

Owrang's reply

Thank you for the feedback and for being a passionate advocate for our services. I look forward to helping you again in the future.

Review from verified client

April, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have been using Owrang for the last twenty years

How has Owrang Rahmani helped you?

He has guided me given sound advice.

Have you seen the outcome you were hoping for?

Definitly.

What could they have done better?

Taken me for lunch?

Owrang's reply

Thank you for your kind feedback, it has been a pleasure working with you all these years. I look forward to continuing to build on our relationship and I want to thank you for continuing to refer others like yourself that could benefit from my service.

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Owrang

Owrang's approach is to look at client objectives and the bigger picture first. He also has detailed knowledge of the market and products to give sensible financial advice.

Owrang's reply

Thank you, I appreciate the feedback and look forward to working with you on your financial plans

First impression from a user who is not yet a client

April, 2023

Overall

Please provide a brief comment about your experience with Owrang

Great initial discussion.

Owrang's reply

Thanks for your review much appreciated. I look forward to helping you when the time is right.

First impression from a user who is not yet a client

February, 2023

Overall

Please provide a brief comment about your experience with Owrang

Very down to earth, very transparent with all his information. No pressure to make immediate decision. Felt very comfortable with his approach and would definitely be using his services in the future.

Owrang's reply

Thank you for your feedback, I really appreciate it. I hope to work with you and your family on your financial planning when you are ready to take the next step.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Didn’t have time to do the work myself

How has Owrang Rahmani helped you?

With pension consolidation remortgages and critical illness insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Re-Mortgage

How has Owrang Rahmani helped you?

Found a provider

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Repeat review from verified client

January, 2023

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Continued to provide excellent service during difficult times. I great person to have in your corner.

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Initially I was buying my first house and probably engaged with Owrang around 7 years ago

How has Owrang Rahmani helped you?

Provided clear helpful advice around a range of issues from mortgages to insurance and investments, talking through all the options very clearly, always prompt in following up and checking in on a periodic basis

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that springs to mind

Owrang's reply

Really appreciate the kind review, please do think of us for others you know who might benefit from our service.

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Continued to be pro active ensuring I am planning well for the future as well as taking advantages for today

Review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Pension cash in

How has Owrang Rahmani helped you?

Very professional explained very clearly my options.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Honestly they were amazing from start to finish

Repeat review from verified client

December, 2022

Overall

Advice

Service

Value

Based in Middlesex

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Owrang has been on hand ever since to provide us with support in regard to the finances of a number of family members. He is particularly important in respect of support to our elderly parent.

First impression from a user who is not yet a client

November, 2022

Overall

Please provide a brief comment about your experience with Owrang

My experience with Owrang was professional and very helpful. He is a swift and clear communicator, asking questions about my situation and offering three clear areas with which he could support and provide advice. He offered me time face to face and followed up promptly.

Owrang's reply

Thank you for the feedback, really appreciated. I hope to be able to assist you with your financial plans going forward.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Owrang Rahmani helped you?

Found excellent rates

Have you seen the outcome you were hoping for?

Yes

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

My deadlines were very tight

How has Owrang Rahmani helped you?

He jump straight to the problem and solved it on time

Have you seen the outcome you were hoping for?

Absolutely

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We needed a mortgage.

How has Owrang Rahmani helped you?

He advised us and got us a mortgage at great a great rate.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

Nothing.

Owrang's reply

Thank you for the kind words. So pleased you are happy the service you received from me and the team. We look forward to assisting you again throughout your financial journey. Please refer us to friends and colleagues you think might benefit from our service.

Review from verified client

November, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Initially to change mortgages, however then added on life insurance, income protection and end of life cover for our new family

How has Owrang Rahmani helped you?

Through Owrang we have sorted life insurance, income protection and end of life cover. We also managed to lock in a very favourable mortgage rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Owrang's reply

Thank you so much for you kind feedback. I am delighted to have been able to assist and look forward to continuing to work with you in the future. I would really appreciate it if you would pass my details on to any colleagues, clients or associates who may be interested in the way we do business.

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking out for a mortgage to buy my first flat and then re-mortgage it after 2 years

How has Owrang Rahmani helped you?

Owrang and his team have not only helped me to secure my dream flat via a special lender, but they also helped me to re-finance the flat after two years before the rates have increased significantly.

Have you seen the outcome you were hoping for?

Definitely - 10/10!

Owrang's reply

Thank you for the kind words, I am delighted to have been able to assist you. Please do refer us on to others whom you think could benefit from our advice.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Change of role and organisation that needed a serious review of my financial planning with specific actions to increase protection and invest resources.

How has Owrang Rahmani helped you?

Owrang is brilliant and he has a stellar team ready to support and help. He spent a good amount of time listening to my concerns and aspirations. Credits also have a great portal for secure data transfer that enabled Owrang to assess my short and longer term requirements. Owrang has given no nonsense and also careful advice on my priorities. He has taken a broad focus to ensure that any gaps are properly considered and addressed. He has been very realistic with me in light of my circumstances but has also put together a package that builds a foundation for longer term security. His team have also been fantastic. Owrang has also put me in touch with other relevant professionals so has very much worked for a holistic outcome. No hard sell and in fact Owrang has paced it very well though has also given a gentle nudge when I have needed it.

Have you seen the outcome you were hoping for?

Owrang and Credius have exceeded my expectations. I now have a professional, expert advisor who I know I can turn to for advice and help now and in years to come.

What could they have done better?

Nothing.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

i didn't have time in my busy schedule to focus enough time on my personal finances

How has Owrang Rahmani helped you?

Having Owrang in place helps me to focus on my personal finances and saves me time in assessing the market for what products are best for me

Have you seen the outcome you were hoping for?

yes

What could they have done better?

everything went smoothly and to plan

Owrang's reply

Thanks for your kind feedback :-)

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Owrang Rahmani helped you?

Proactive, energetic and responsive assistance end to end. Delivered options and results.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing!

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have always been offered a better rate when I have dealt with Owrang and his team.

How has Owrang Rahmani helped you?

He managed to get me a mortgage offer with an excellent rate.

Have you seen the outcome you were hoping for?

Yes and this is not the first time.

What could they have done better?

Nothing

Owrang's reply

Thank you for the kind words, it is really appreciated. We look forward to working with you again in the future and those you know who could benefit from our service.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Taking on a lum sum to invest on behalf of my mother to pay for ongoing care .

How has Owrang Rahmani helped you?

He has supported me and been super patient as I waited and became frustrated by the courts delays for LPA . Then acted quickly as soon as the LPA was in place . He also advised on the banking system to move the money across as again the high street banks were less than helpful in understanding of LPA.

Have you seen the outcome you were hoping for?

AS it is less than a year into the investment I have not yet seen the results although I am happy with the feeling of more security that the monies are being looked after and no longer held in a Bank.

What could they have done better?

Absolutely nothing could have been improved as the court situation was out of our control so all other info was very clear .

Review from verified client

August, 2022

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

Buy-in my first Home

How has Owrang Rahmani helped you?

He went through all aspects of getting a mortgage for us and took us through the best options

Have you seen the outcome you were hoping for?

100%

Review from verified client

August, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To find a mortgage product

How has Owrang Rahmani helped you?

Found the best available rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Been clearer on the concerns they had with the conveyancers used by the bank

Owrang's reply

Thank you for taking the time to give your feedback. I appreciate your frustrations with the conveyancing process and I have taken on board your comments about us making that clearer at outset. On the plus side, we still managed to complete on your mortgage on the 1st August as planned (with some assistance from you of course). So thankfully you did not incur any additional higher interest costs with your previous lender. We will do better next time :-)

Review from verified client

August, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We needed to re-finance our main residential mortgage as the fixed term was coming to an end.

How has Owrang Rahmani helped you?

He carefully and professionally guided us through the options and presented the most suitable products for us to choose from.

Have you seen the outcome you were hoping for?

Yes absolutely. We have recently completed our new mortgage.

What could they have done better?

N/A.

Review from verified client

July, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed help with deciding what to do with my pension pots

How has Owrang Rahmani helped you?

He very clearly explained the options that were available and made recommendations based on my personal circumstances

Have you seen the outcome you were hoping for?

Yes, definitely

What could they have done better?

I cannot think of anything

Owrang's reply

Thank you for your honest feedback, it is much appreciated. I look forward to working with you over the coming years on ensuring you maximise your financial position. i would be very grateful for any recommendations from you to others you feel could benefit from my service.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed help with finanical planning, equity release and remortgaging. They provided excellent service all across.

How has Owrang Rahmani helped you?

with excellent financial advice and remotgaging.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

no

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Buy to lets and company pension scheme

How has Owrang Rahmani helped you?

multiple times on arranging mortgages for buy to lets and advised/set up our pension

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Happy with service.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Need to re mortgage

How has Owrang Rahmani helped you?

He helped us getting a new suitable mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Perhaps tell us at the beginning that the application was going to be longer and more time consuming than previous years due to changes in legislations. Also send a request for a review once the process was completed not whilst we were still going through it.

Owrang's reply

Really appreciate the feedback which I will take on board and bring up with the team.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

I had a few pensions sitting there doing nothing.

How has Owrang Rahmani helped you?

My pensions were put into 1, and were put into stocks/shares, businesses etc to make more money on my pension.

Have you seen the outcome you were hoping for?

I have seen the outcome in writing, I havn’t withdrawn from my pension yet.

What could they have done better?

Nothing, i’m happy with what they have done.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Property purchase

How has Owrang Rahmani helped you?

Fabulously friendly, professional and a seamless experience from start to finish. Highly recommended

Have you seen the outcome you were hoping for?

Yes, better than I actually hoped for

What could they have done better?

Nothing, was perfect

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking to get a remortgage.

How has Owrang Rahmani helped you?

He was super helpful. Him and his team managed to make the impossible …possible!

Have you seen the outcome you were hoping for?

Yes absolutely

What could they have done better?

Nothing

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed to take a mortgage out on a buy to let property

How has Owrang Rahmani helped you?

Excellent advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

Review from verified client

May, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was in the market for changing my mortgage from buy to live to buy to let.

How has Owrang Rahmani helped you?

I talked to 3 advisors before speaking to Owrang and they said they could not help. The team really looked into my case, untangled it and not long after my mortgage was complete after months of research!!!

Have you seen the outcome you were hoping for?

Yes, I did indeed

Owrang's reply

Thank you so much for your kind review.

Review from verified client

April, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Need to mortgage and later remortgage my property

How has Owrang Rahmani helped you?

Great help and good knowledge of the market

Have you seen the outcome you were hoping for?

Yes

Owrang's reply

Thanks for the kind words, I am pleased you have been so satisfied with the assistance my team and I have given you. I am also grateful for the referrals you have given me from your friends and associates looking for similar advice and service.

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

So many thing

How has Owrang Rahmani helped you?

With all my mortgage process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Communication

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Essex

What were the circumstances that caused you to initially look for an adviser?

Poor credit score found it hard to get a mortgage.

How has Owrang Rahmani helped you?

Looked at options for us and helped us through the application process.

Have you seen the outcome you were hoping for?

Yes. We now have a mortgage and a home.

What could they have done better?

Nothing

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

re-mortgage

How has Owrang Rahmani helped you?

found one

Have you seen the outcome you were hoping for?

yes

First impression from a user who is not yet a client

March, 2022

Overall

Please provide a brief comment about your experience with Owrang

I had put together a page of background info on my financial and personal situation but had failed to upload it properly to Owrang's secure portal. I had to send it at the start of our phone call and he read and absorbed it within minutes - very impressive. He subtly established my level of understanding and quickly focussed on the areas where I needed to work out what I wanted and how to achieve that most efficiently.

Owrang's reply

Thank you for the kind feedback, I hope to able to assist you when you are ready to progress matters.

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Change in circumstances/ personal New job This is a long term relationship that ebbs and flows with a client’s needs as they change. The approach is personal yet professional.

How has Owrang Rahmani helped you?

Owrang and his team have been professional, responsible and proactive. Owrang assisted me in securing a mortgage offer at short notice and secured several insurance policies to provide me with protection and peace of mind.

Have you seen the outcome you were hoping for?

Yes- mortgage offer secured and insurance policies.

What could they have done better?

I cannot fault the service received.

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

Family commitments and responsibilities

How has Owrang Rahmani helped you?

Bespoke advices based on individual needs and objectives but with review options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very happy with the service

First impression from a user who is not yet a client

February, 2022

Overall

Please provide a brief comment about your experience with Owrang

Perfect advice. Found right lender and awesome service.

Repeat review from verified client

February, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Yes

Review from verified client

February, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

As an expat, I needed a mortgage and was able to secure lending.

How has Owrang Rahmani helped you?

Owrang and his team secured me a mortgage and assisted in locking in the lowest rate possible.

Have you seen the outcome you were hoping for?

absolutely.

What could they have done better?

Nothing

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Having an NHS pension I tended not to look at the financial aspects of investments and income but had been a client of Owrang's in previous years to arrange a couple of buy to let mortgages and had always been really pleased with his support. At the end of last year when he was arranging a mortgage for my son we chatted briefly and from there he has now gone on to offer absolutely brilliant advice and support for financial planning and pension investment for the future.

How has Owrang Rahmani helped you?

He advised on pension investment as I had capital within my small consultancy company. Owrang also highlighted and advised us with regard to inheritance planning as living in London and having more than one property it automatically brings us into the inheritance tax bracket that without proper planning would result in a significant inheritance tax bill for our children.

Have you seen the outcome you were hoping for?

Yes, they were patient, knowledgable and professional.

What could they have done better?

Nothing!

Owrang's reply

Thank you for your kind review. Delighted to have been able to assist you and your family over the years. I look forward to working with you and others you might think could benefit from my service in the years to come.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have used Owrang and his team on several occasions in the past and in this particular situation we were looking to remortgage our primary residence.

How has Owrang Rahmani helped you?

Owrang knows me and my family well and is therefore in tune with our needs and priorities. He and his team quickly helped us find the mortgage deal best suited to our particular situation. They were then in constant touch during the remortgage process keeping us update of developments.

Have you seen the outcome you were hoping for?

Yes we achieve what we were hoping and I could not fault Owrang or his team.

Owrang's reply

Thank you for your kind review. I hope we can continue to deliver for you and your family on your mortgage requirements in the years to come.

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in Devon

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

The mortgage need has since closed

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Thanks again for helping with another mortgage !

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Yes he continues to be my financial adviser , I have recommended him to my family and my nieces and nephews as well as my sister also now seek his advice on a number of areas

Owrang's reply

Appreciate your continued support and referring your family too.

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He created an investment plan that balanced growth with security and let me updated frequently as to progress against my plan. Under his guidance, funds have had an average growth rate of over 10% in the last year. Looking back over the last five years, the return on investment has still been very healthy at almost 6%. It has been satisfying to watch my accounts grow over time.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I have a property portfolio and I am always looking for a better mortgage deal.

How has Owrang Rahmani helped you?

He is always searching and recommending the best deals in the market

Have you seen the outcome you were hoping for?

Always

What could they have done better?

They always provide the best service

Owrang's reply

Thank you for the kind words and positive feedback. I look forward to working with you in the years to come.

Repeat review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Due to the high quality service, friendly attitude and great results, I have allowed Credius to expand its offering with me. They continue to do a wonderful job on the mortgage front and are now continuing to offer the same professionalism across pensions and insurance. I couldn’t recommend them more.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Initially I approached Owrang for getting a mortgage for my flat. Afterwards I used the services for remortgage.

How has Owrang Rahmani helped you?

Mortgaging and remortgaging could be a long and stressful process. Owrang made the process so much easier and smoother for me. It was great to know he is always a call/email away to answer any questions that we had.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Cannot think of any

Owrang's reply

It has always been a pleasure working with you, thank you for the kind words and look forward to helping you in the future. Please share our details to those you think could benefit from our service as you have.

First impression from a user who is not yet a client

December, 2021

Overall

Please provide a brief comment about your experience with Owrang

My experience with Owrang has been brilliant. I found him to be warm, understanding and insightful. I felt like he listened to my concerns and was able to offer advice that was personal to me without trying to hard sell me a service.

Owrang's reply

Thanks for the feedback, much appreciated and I hope to work with you in the future.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Wanted someone professional to advise me

How has Owrang Rahmani helped you?

Idea generation, financial planning, long term thinking, risk planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - very happy with service

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted someone professional to help me with my planning

How has Owrang Rahmani helped you?

Idea generation, long term thinking, risk debating and solutions for me

Have you seen the outcome you were hoping for?

Yes,

What could they have done better?

Nothing really - plenty of ideas

Owrang's reply

Thanks for the feedback, really appreciate it. I'm looking forward to continuing to work with you in the future, and helping any friends or colleagues you think could benefit from my service.

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed to look at mortgage rates from a number of lenders

How has Owrang Rahmani helped you?

He trawled the market and suggested some good deals

Have you seen the outcome you were hoping for?

yes

Review from verified client

December, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We had unusual circumstances regarding the financial situation of my elderly parents and needed the advice of a specialist. Owrang has advised my brother for many years and so we naturally turned to him.

How has Owrang Rahmani helped you?

Owrang helped my mother explore all her options; re-mortgage versus equity release. He helped her to identify her wants and needs regarding the properties she owns, with the specific aim of arranging her finances to enable her to retain a property in the UK and one abroad. Once he had established her specific requirements via a number of zoom calls, he then helped her to prioritise these requirements in order to establish a basis for the basis re-financing option. I have to say that he was brilliant with my mother. He explained everything thoroughly: where she had doubts or had not understood, he repeated information as much as necessary. He was patient, calm, friendly and reassuring, even at the point that my mother put everything on hold and Owrang had not earnt a penny! Once my mother decided to proceed, he searched for the best options for her given her particular requirements and initiated the process of changing lender. Owrang has overseen the process and been on hand to chase and advise whenever necessary.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Owrang could not have done anything better.

Owrang's reply

Thank you so much for your kind words, it means a lot. I am delighted to have been able to help your mother sort out her Equity Release mortgage so she could stay in her home.

Review from verified client

November, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for an advisor that would help with my particular circumstances, as I am an independent management consultant without a regular contract. I also needed a lender prepared to borrow funds for staircasing on my shared owner flat. I also have a number of pensions pots that I am considering consolidating, and I was seeking the best advice and approach to this.

How has Owrang Rahmani helped you?

Owrang has provided some interim mortgage options which are extremely competitive and would allow me to meet my home ownership goals

Have you seen the outcome you were hoping for?

Whilst we are still in the early stages, I couldn’t be happier

What could they have done better?

Absolutely nothing. I really appreciated Owrang’s style and patience. He understood my needs, as well as my worries. Owrang has taken the time to explain matters to me simply and effectively. At no time did I feel pressured into decision making in any shape or form. I have also spoken with Karen, a member of the team who was also extremely friendly and helpful. Finally, the client portal is a wonderful tool, and made the painstaking task of document production so much easily.

Owrang's reply

Thank you your find feedback, really appreciate it and looking forward to working with you in the months and years to come.

First impression from a user who is not yet a client

November, 2021

Overall

Please provide a brief comment about your experience with Owrang

It was excellent to talk to Owrang. He was helpful, friendly, and very clear on the next steps to achieving our financial goals. We will be coming back to him down the line.

Owrang's reply

Thanks for the feedback, really looking forward to working with you in the future.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in West Sussex

What were the circumstances that caused you to initially look for an adviser?

I wanted a mortgage to buy a family home and was referred by a property developer friend. I have since re-mortgaged twice with Owrang's help.

How has Owrang Rahmani helped you?

Owrang helped by finding a really competitive mortgage product and put together an end to end service that took very little of my time.

Have you seen the outcome you were hoping for?

Yes I got the outcome I hoped for.

What could they have done better?

No there were no issues at all.

Owrang's reply

Thank you for the positive feedback, really appreciate that and look forward to working with you again in the future. Please do recommend us on to friends who you think could benefit from our service.

First impression from a user who is not yet a client

October, 2021

Overall

Please provide a brief comment about your experience with Owrang

Really friendly and gave advice in a way that I could understand and didn't feel pressured to take action. Would recommend to anyone.

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted a long standing partner for my financial life

How has Owrang Rahmani helped you?

For years now Owrang has given me good solid advice that so far has paid dividends

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Outside UK

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Owrang Rahmani helped you?

By giving my wife and myself considered advice which has so far provided the results we'd hoped for

Have you seen the outcome you were hoping for?

Yes, so far

What could they have done better?

At the moment I can't think of anything

Owrang's reply

Thank you for your kind review Joe, I look forward to continuing to work with you on acheiving your objectives in the years to come.

Review from verified client

August, 2021

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

Buying my first property.

How has Owrang Rahmani helped you?

We had a one to one meeting and he went through all options to find a suitable mortgage which ticked all the boxes for me and my husband

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

There was nothing more I could have asked for. Perfect in all aspects

Owrang's reply

Thank you for your thoughtful review, it is much appreciated. I look forward to assisting others you think might benefit from my service.

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in East Sussex

What were the circumstances that caused you to initially look for an adviser?

I have a number of UK properties and Owrang and his team have been brilliant at supporting me in remortgaging and finding the right lender in each case

How has Owrang Rahmani helped you?

Remortgaging Finding mortgage companies for new ventures

Have you seen the outcome you were hoping for?

Absolutely - very happy with the service provided

What could they have done better?

Very happy - cannot think of anything

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

We had a complicated financial situation with income from outside the UK and we couldn't get a mortgage from a high street lender.

How has Owrang Rahmani helped you?

Owrang has been very helpful, friendly and patient through the entire process and we've got the right mortgage with the insurance and protections we need.

Have you seen the outcome you were hoping for?

Yes. We've moved to a wonderful new home!

Owrang's reply

Thank you for your kind words, I wish you all the very best in your new home. Please remember me to anyone you think could benefit from my services.

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Flat purchase

How has Owrang Rahmani helped you?

Advice, looking for the best rates, assistance with solicitors and liaising with banks

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Outsite their scope, Maybe more advice on how to handle slow solicitors

Owrang's reply

Brilliant, thank you for the feedback, much appreciated. Look forward to working with you again and any one else you think might benefit from my service.

Review from verified client

July, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Getting a mortgage

How has Owrang Rahmani helped you?

Owrang and the team were brilliant in understanding my circumstances and finding the perfect product for achieving my goals, would definitely recommend

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, it was a good experience

Owrang's reply

Thank you for taking the time to provide your feedback.

First impression from a user who is not yet a client

June, 2021

Overall

Please provide a brief comment about your experience with Owrang

I'm not terribly clued into the financial world but Owrang has been very helpful in our initial conversations concerning my financial affairs; he explains concepts and options clearly, listens intently, and generally comes across as good-natured and helpful, very easy to talk with and very knowledgeable. I will likely engage his services based on those qualities.

Owrang's reply

Thank you for your thoughtful feedback, I look forward to working together on your long term financial planning.

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was overwhelmed by the options available and needed to find someone who could assist me in making the best choice for my specific financial situation and long term goals.

How has Owrang Rahmani helped you?

He gave me very sound advice and found the best products to suit my situation and long term financial goals, with an eye on the future and planning for retirement.

Have you seen the outcome you were hoping for?

Yes. Absolutely exceeded my expectations

What could they have done better?

The service I received was flawless. Right products. Great advice and always on hand to contact for advice.

Owrang's reply

Thanks for the kind review.

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Owrang

responsiveness and follow-up

Owrang's reply

Thanks for the kind words, I look forward to working with you.

First impression from a user who is not yet a client

May, 2021

Overall

Please provide a brief comment about your experience with Owrang

Had a free initial phone consultation with Owrang to discuss a repayment and a buy to let mortgage that lasted 45 minutes. Thought he did a brilliant job of getting both the salient details from me and clearly explaining the best possible approaches going forward. Will be using Owrang to arrange these mortgages and wouldn't hesitate to use him for further services in the future.

Owrang's reply

Brilliant thank you for your kind feedback. I look forward to working with you and getting you in to your new home!

Review from verified client

May, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

We needed advice regarding a mortgage, Owrang & his team did a great job so good in fact they also helped us with pension advice, insurance cover & a buy to let mortgage, all in 9 months!

How has Owrang Rahmani helped you?

We got very sensible advice from Owrang an the team, they gave us clear options at every step

Have you seen the outcome you were hoping for?

We exceeded our expectations

What could they have done better?

Nothing!

Owrang's reply

Thank you so much for your kind review, you have been a pleasure to work with. I look forward to assisting you in the future, and please refer me on to people you know who could do with similar advice.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Owrang has helped navigate the financial planning concerns of my business and my personal pension.

How has Owrang Rahmani helped you?

Over many years Owrang has offered advice to help plan effective positioning of my finances and future planning.

Have you seen the outcome you were hoping for?

Broadly speaking - Yes.

Owrang's reply

Thank you for the kind words, look forward to continuing to work with you in the years ahead.

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Owrang

Great guy ! . . approachable, extremely knowledgeable and likeable. Recommended.

Owrang's reply

Much appreciate the feedback, and looking forward to working with you.

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Owrang

Owrang provided me with fantastic financial advice, free of charge for the initial call so that I could understand more about the situation me and my partner were in. He was very clear and concise and I would absolutely not hesitate to get in touch with him again for any financial situation I have.

Owrang's reply

Thank you for your kind feedback, it is much appreciated. I hope to work with you soon, so do keep in touch.

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Owrang

Can't thank Mr Owrang Rahmani enough! He was recommended to me and I was not disappointed one single bit. Really responsive and seemed to care about the case. Thank you

Owrang's reply

Thank you for your kind review. I hope to work to with you in the future, my door is always open!

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Owrang

Made it more interesting than I anticipated. If I had info overload I can’t remember discussing actual percentages of set up fees and ongoing fees.

Owrang's reply

Thanks for your feedback. Noted on fees. I will go through a personalised quote and include exact charges for my work once I have scoped this out with you in our next meeting on Monday.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Initially - 20 years ago - i needed to find someone who could help me with an unusual mortgage (i was recently self-employed, and looking to buy a property that was high risk, as it was above a restaurant) - I spoke to lots of people, Owrang proved to be the best.

How has Owrang Rahmani helped you?

Two ways - firstly, he actually explained all the different products that were available, the potential pros and cons of the different types of mortgage - seems simple enough to me now, but for 24 yr old me, it was all news; secondly, he actually found me a product, which was amazing as i'd been told by several highly experienced advisers that i would never get anyone to lend to me under the circumstances. He has been advising me ever since, and i've introduced him to friends and family who also still use him.

Have you seen the outcome you were hoping for?

Many times over

What could they have done better?

I am not always able to find all the details i need for everything i have through him using digital platforms - this could be my failing as much as his though - and whenever i need anything, i speak to him or one of the team, and i get what i need quickly.

Owrang's reply

Thank you for your review and feedback on the platforms. I look forward to working together for another 20 years and appreciate your referrals of friends and family over the years.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Bedfordshire

What were the circumstances that caused you to initially look for an adviser?

I wasn't initially looking for a financial advisor and would normally actively avoid them, suspicious they were just trying to sell me stuff. Back in 2010, I was struggling to find a mortgage and resigned myself to engaging a professional to do it for me. That was Owrang.

How has Owrang Rahmani helped you?

Owrang found the right mortgage for me and took the stress out of the application process. He also made me think about financial planning and put together a package which meant that when the worst happened and the mother of my children sadly passed away, there was financial protection in place meaning I could put my focus where it was needed most and care for my bereaved children.

Have you seen the outcome you were hoping for?

All I was hoping for was a mortgage, but what I got was far more. Owrang has changed my whole financial outlook. His advice meant my kids and I were fully supported when we needed it most and with his continued advice over the years we've got the future covered. For me, his advice has made all the difference to my family's financial security.

What could they have done better?

Absolutely nothing.

Owrang's reply

Thank you so much for the kind words, it has been a pleasure working with you over the years. I look forward to continuing to do so for many years to come.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I realised that i had no real plan for future finances.

How has Owrang Rahmani helped you?

Owrang helped me bring investments and insurances together into a coherent package. He gave me great advice on how best to take things forward.

Have you seen the outcome you were hoping for?

yes.

Owrang's reply

Appreciate your kind feedback, it has been a pleasure working with you and thank you for referring your mother to me for Equity Release advice.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

To change pension provider

How has Owrang Rahmani helped you?

Advised on different options and carried out a review of my circumstances to advise on the best provider

Have you seen the outcome you were hoping for?

Yes

Owrang's reply

Thanks for your kind review, pleased to have been working with you on your retirement plans.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I am looking to buy a new house

How has Owrang Rahmani helped you?

Owrang was incredibly helpful and informative and this will be the second mortgage he will arrange for me

Have you seen the outcome you were hoping for?

I absolutely plan to!

What could they have done better?

Nothing

First impression from a user who is not yet a client

April, 2021

Overall

Please provide a brief comment about your experience with Owrang

He was excellent, friendly, caring, genuine, and super knowledgeable in a variety of fields; finance, mortgages, pensions, insurance... His company is an excellent comprehensive and trustworthy one stop shop for me and my family!

Owrang's reply

I really appreciate the honest feedback - thank you! And I am looking forward to working with you in the future.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Personal financial circumstances and better choice than high st lenders for mortgage.

How has Owrang Rahmani helped you?

Mortgages Pension Savings

Have you seen the outcome you were hoping for?

Exceeded expectations, very professional and approachable.

What could they have done better?

Overall perfect.

Owrang's reply

Thank you for the positive feedback and for the clients & associates you have referred over the years. It is a pleasure working with you.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Securing the right mortgage.

How has Owrang Rahmani helped you?

Owrang assisted me with securing the best rate on a flexible mortgage to complete the purchase of my property. He then secured a further longer term mortgage at competitive rates a five year term. He has since assisted in finding a strong life insurance product and pension investment plan.

Have you seen the outcome you were hoping for?

Yes, I have beneficial arrangements with all my financial products, mortgage, pension and life.

What could they have done better?

N/A.

Owrang's reply

Thank you for the great feedback, it has always been a pleasure to advise you and I appreciate all the colleagues and friends you have referred to me over the years.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Sussex

What were the circumstances that caused you to initially look for an adviser?

I have a complex pension background and need to plan carefully for retirement and planning in case a chronic illness that does affect my ability to work

How has Owrang Rahmani helped you?

Overall analysis and assessment on my financial position and the planning I needed to make. He brought my personal pension plan into a new scheme and set up a life insurance policy to cover my new mortgage period. He has also enabled me to access some of my pension capital now for a key piece of expenditure.

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

No - I cannot find anything that I wish was done differently or better

Owrang's reply

Much appreciate the feedback so thank you. I look forward to building on that and working together going forward.

First impression from a user who is not yet a client

March, 2021

Overall

Please provide a brief comment about your experience with Owrang

Owrang explained things in simple terms so that I was able to understand my options fully. He was impartial and honest and I felt I could trust him. My meetings with him were a very positive experience.

Owrang's reply

Thank you so much for your feedback, it is really appreciated and I look forward to working with you in the future.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Initially we were looking for someone to help us with a mortgage for our first property and Owrang was recommended by a colleague.

How has Owrang Rahmani helped you?

He took the time to understand our unique situation, provided thorough and clear advice which led to us buying our first home. He has also provided advice on suitable insurance to cover the unforeseen and helped restructure an old pension into a more appropriate fund and tax efficient investment vehicle.

Have you seen the outcome you were hoping for?

Absolutely. We like many are on a financial journey and Owrang is helping us navigate our way to a sound and secure financial future. We have recently moved to a new home and Owrang was there to offer us help and advice to make the next step.

What could they have done better?

Nothing that I can think of. His thoughtful, engaging style is very much appreciated.

Owrang's reply

Thank you for your kind review - it is appreciated. It has been my pleasure to work with you over the past 7 years and please do refer me on to anyone who you think could benefit from my advice & service.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Kent

What were the circumstances that caused you to initially look for an adviser?

Lack of time to manage own affairs/pension

How has Owrang Rahmani helped you?

Clear and concise advice

Have you seen the outcome you were hoping for?

Yes, pension plan much more aligned to risk appetite

What could they have done better?

Nothing springs to mind

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in Surrey

What were the circumstances that caused you to initially look for an adviser?

We needed expert advise on setting up an Investment plan, including pensions, and to remortgage our property

How has Owrang Rahmani helped you?

He set out a clear to understand investment plan showing all the different options to risk etc; He set up an excellent Mortgage. He advised on setting up a a pension plan

Have you seen the outcome you were hoping for?

Yes; in spades. Simply excellent

What could they have done better?

I can't think of any. He has advised me on every aspect of financial planning that I have asked of him.

Owrang's reply

Thank you for your kind review. It has been a pleasure advising you over the past 10 years or more, and I really appreciate the friends and family you have introduced me to.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was struggling to stay on top of my financial situation, both current and long term and I needed better guidance and knowledge about the plethora of products on offer.

How has Owrang Rahmani helped you?

He has been my mortgage broker for 15 years and over the years, he's helped with financial advice for both personal situation and my business. This ranges from Equity release to Pension schemes.

Have you seen the outcome you were hoping for?

I am a very satisfied customer. At every step, Owrang presented the various options on offer and we talked through what was right for me. It was never rushed which allowed me to choose the right option. Five star service.

What could they have done better?

I have no complaints.

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Needed to remortgage & raise funds

How has Owrang Rahmani helped you?

Researched the market & found the most suitable re-mortgage options

Have you seen the outcome you were hoping for?

Yes

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed help to set up a company pension and business protection.

How has Owrang Rahmani helped you?

Owrang advised on the importance of protecting the business, as well as income, before we set up a pension.

Have you seen the outcome you were hoping for?

Yes, the business is secure, and the pension is doing better than I expected it to.

What could they have done better?

Nothing.

Owrang's reply

Thank you for your kind feedback. It has been my pleasure to advise you over the past 3 years.

First impression from a user who is not yet a client

February, 2021

Overall

Please provide a brief comment about your experience with Owrang

It was a very good service. He listened to our questions and provided us with answers, while also providing us with clarity on the steps needed to achieve our goals. Very approachable and knowledgeable. Would recommend.

Owrang's reply

Thank you for the feedback. I look forward to assisting you when you are ready to move things forward.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Seeking mortgage advice

How has Owrang Rahmani helped you?

Known to me as a trusted advisor

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He is a star!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

buying a house

How has Owrang Rahmani helped you?

4 mortgages over 4 years

Have you seen the outcome you were hoping for?

yes

Review from verified client

January, 2021

Overall

Value

Service

Advice

Based in Middlesex

What were the circumstances that caused you to initially look for an adviser?

Buying House

How has Owrang Rahmani helped you?

Mortgage advise

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

First time buyer of a property

How has Owrang Rahmani helped you?

Helped with mortgage offer

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

It would have been helpful to view the various offers out there to understand how they came to pick what they viewed as the best offer.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed advice on how best to invest a property gift from a relative and then to secure a mortgage to suit my needs.

How has Owrang Rahmani helped you?

Owrang was incredibly flexible and found time to talk to me around my busy family / work schedule. He gave me various solutions for my questions. Owrang and his team were far more useful in advising and updating me in the property buying process than my actual solicitor!

Have you seen the outcome you were hoping for?

Absolutely. I have invested the gift money I received and have secured an affordable mortgage.

What could they have done better?

Honestly nothing! The Credius team were so helpful and patient. Even helping me out with paperwork and tech which I’m poor at!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I am time poor.

How has Owrang Rahmani helped you?

Orange helped me secure a sizeable mortgage to secure the house that we really wanted.

Have you seen the outcome you were hoping for?

Absolutely - Owrang and his team did a great job.

What could they have done better?

They were always attentive and provide a great service - I was very satisfied.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for help to remortgage two buy-to-let properties and also to find the right mortgage for our new family home. During this process it became important to evaluate my existing insurances and ensure I had the best cover. I've had other advisors in the past who were not very effective so I was happy to take a friend's recommendation to use Owrang.

How has Owrang Rahmani helped you?

Owrang and his team did a solid analysis of the available mortgages for my requirements and were always happy to answer my long list of questions. His team is always available to give advice and I really appreciated their patience in walking me through all scenarios and outcomes.

Have you seen the outcome you were hoping for?

Yes I feel secure in my financial investments and the decisions I've made due to the great work from Owrang and his team. They really took care of the heavy lifting, helped me weigh up various options and kept me informed of progress along the way.

Owrang's reply

Thank you so much for the positive feedback!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Owrang assisted me with my first ever mortgage

How has Owrang Rahmani helped you?

My circumstances were somewhat unusual but Owrang helped me find a suitable mortgage and then again with subsequent refinancing.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. A helpful and efficient service was provided

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Recent market volatility pushed me towards seeking professional advice for investment and savings.

How has Owrang Rahmani helped you?

Owrang Provided various investment possibilities & Platforms , including financial planning and saving strategies that made me feel more safe and secure.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Managing freelance finances and mortgage applications as well as pension fund

How has Owrang Rahmani helped you?

Managed all my financial needs

Have you seen the outcome you were hoping for?

So far, so good.

Owrang's reply

Thanks for the feedback.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Hertfordshire

What were the circumstances that caused you to initially look for an adviser?

My previous adviser retired. Owrang was a recommendation from a trusted friend. My friend sets the bar high so I followed his recommendation. I have been using Owrang ever since!

How has Owrang Rahmani helped you?

Excellent mortgage advice, which has been ongoing over the years, plus specialist insurance advice.

Have you seen the outcome you were hoping for?

Yes, and more.

What could they have done better?

I struggle to find an answer to this. The service was excellent, the product suite was also excellent. I am a very happy client.

Owrang's reply

Thanks for your feedback David. Much appreciated.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed an experienced specialist adviser who was able to find a suitable mortgage within a very short period of time to allow exchange of contracts.

How has Owrang Rahmani helped you?

Owrang took time to understand my circumstances and provide financial planning to leverage my assets, savings and income to get the highest possible mortgage amount to be able to purchase our new home. He also arranged the necessary insurances as well as future planning for my family.

Have you seen the outcome you were hoping for?

Absolutely. Not only did Owrang manage to get the highest mortgage amount that we needed, but he pushed this through extremely quickly as was one of the conditions of the purchase. With such a tight timeline, the complexity of the mortgage and the high amount that we needed, Owrang and his team kept me informed all the way through and chased in the result that we needed.

What could they have done better?

Everything was as expected. Nothing more could have been done by Owrang and the team at Credius.

Owrang's reply

The feedback is much appreciated, thank you sir!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Owrang Rahmani helped you?

He gave me advice on my options, we discussed what’s best for me in my current situation. He was easy to talk to, explained everything and gave me all the time I needed.

Have you seen the outcome you were hoping for?

Yes

Owrang's reply

Thanks for your feedback, it is much appreciated.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Very helpful and informative adviser, on the ball, astute and thoroughly professional providing sound and practical advice. Highly recommend.

How has Owrang Rahmani helped you?

Helped on all wealth planning needs

Have you seen the outcome you were hoping for?

Very happy with the outcome

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

Looking for a mortgage and advise on life insurance.

How has Owrang Rahmani helped you?

He was excellent. Talked me through all my options and found the best deal for me.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Delighted with the service I received.

Owrang's reply

Thanks Matt for your feedback.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I am the Finance Director of an SME & I was setting up the company pension scheme for auto enrolment

How has Owrang Rahmani helped you?

Owrang took away all the hassle of auto enrolment- he & one of his colleagues did a presentation to all the staff & then helped with the selection & then upload & liaison with our pension provider. This was about 10 years ago & I used Owrang to repeat the process in my current company.

Have you seen the outcome you were hoping for?

Of course with no hassle whatsoever.

What could they have done better?

Nothing really - as a result of using him for the work pension I also appointed him as my personal finances advisor where we do a review once a year of all my finances which is really useful & also really helped put me in a good place for C-19 & lockdown & it’s effect on me financially. I referred my sister & husband to him to help with their retirement plans & they think he’s great too.

Owrang's reply

Awesome. Thanks Annie!

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

About 8 years ago I started to look into the buy to let market and I needed an advisor to help me with a buy to let mortgage. Owrang helped me and I never looked back. I now have a number of mortgages all sourced through Owrang and his team.

How has Owrang Rahmani helped you?

With mortgage advice, pension advice, home insurance and general counsel.

Have you seen the outcome you were hoping for?

Always. It's a very diligent and professional team. They not only help me find the best deals but also keep my involvement to a minimum as I am particularly time poor.

What could they have done better?

Send me a bottle of wine at Christmas. No seriously Owrang has always delivered.

Owrang's reply

Thank you for your feedback Ollie, much appreciated.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on how to set up a pension and invest in my money in the most effective way for my retirement.

How has Owrang Rahmani helped you?

Owrang took the time to explain all the options that were open to me once he had learned all about my specific circumstances. He was very patient as I am not a numbers person and it takes me a while to grasp the concepts.

Have you seen the outcome you were hoping for?

I now know how much I need to save to allow me to stop working when I plan to. I feel comfortable that I understand the plan and what is in place.

Owrang's reply

Great, thanks Nima for doing this

Review from verified client

December, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I wanted to take control and simplify my financial affairs.

How has Owrang Rahmani helped you?

He allowed me to do that by helping to consolidate my pensions.

Have you seen the outcome you were hoping for?

Yes, and he also ensured I was not paying more than I had to for my mortgage and that I was fully insured to help my family if something happened to me.

What could they have done better?

I had an excellent experience allround.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was newly self-employed and concerned that I was not contributing to a pension scheme or have any protection in place if something happened that meant I was unable to work.

How has Owrang Rahmani helped you?

Owrang was quick to understand my goals and explained my options very clearly. With both my pension and insurance, he recommended products that suited my situation best that I would never have found myself. I felt as though he was on my side throughout and his priority was achieving the best personal outcome for me.

Have you seen the outcome you were hoping for?

Yes, I now pay regularly into a personal pension plan and also have the necessary income protection in place. In a nutshell, he helped me achieve the peace of mind I was seeking.

What could they have done better?

Nothing really, I would highly recommend talking to Owrang if you have the same concerns I did.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I was trying to purchase a property and needed to know what my options were.

How has Owrang Rahmani helped you?

Owrang researched the mortgage market for me and ensured I got the best deal available which saved me a lot of money. He also ensured that I had the right policies set up so that I am protected financially should anything happen that could affect me paying my mortgage, so I am not at risk of losing my home.

Have you seen the outcome you were hoping for?

Yes, I'm paying a lot less interest on my mortgage than I would have had I attempted to go direct to my bank, so I have saved a lot of money. I can also now sit comfortably knowing that when my mortgage is up for renewal they will get in touch and make sure I get my next deal sorted!

What could they have done better?

Owrang was there from start to finish and kept me fully informed over the whole process. It took a lot of stress off my shoulders and I couldn't have asked for more.

Review from verified client

October, 2016

Overall

Advice

Service

Value

Based in London

What were the circumstances that caused you to initially look for an adviser?

I needed to get a mortgage. I was introduced to Credius and Owrang by a business relation.

How has Owrang Rahmani helped you?

Owrang helped me understand my options and maximise my chances of getting a mortgage, which I did.

Have you seen the outcome you were hoping for?

Yes, I have since been using Owrang and the Credius team for pension, savings and general financial advice. I also use them for the auto-enrolment scheme.

What could they have done better?

Nothing really. Owrang has been great and easy to reach whenever I needed to speak to him.