0203 551 0160
Based in Stanmore
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FCA Regulated
Karishma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 19 April 2025
Karishma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
5
Recent Client Reviews
Karishma has received 5 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Karishma has received 5 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 18 March 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
7
Qualifications Uploaded
Karishma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7 qualification certificates available to view
Karishma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Karishma has not yet added their fees to their profile
Fees not yet added
Karishma has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA Regulated
Karishma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 19 April 2025
Karishma and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
5
Recent Client Reviews
Karishma has received 5 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Karishma has received 5 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 18 March 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
7
Qualifications Uploaded
Karishma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7 qualification certificates available to view
Karishma has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Karishma has not yet added their fees to their profile
Fees not yet added
Karishma has not yet added their fees to their profile
Having obtained a BSc Honours degree in Economics at the University of Surrey, and having previously worked within the Market Risk division, at a multinational Japanese investment bank in the City of London, I understand the true potential of making your money work harder for you. After my training at the St. James's Place Financial Adviser Academy, I advise individuals, families and business owners on how to preserve and protect their wealth, to support their personal, and financial aspirations, or secure their lifestyle needs throughout their life's journey. As a Qualified Financial Adviser, I have seen first-hand the value of personalised advice, and value-based approach to my ongoing service. With everchanging government legislations, market economy, and tax planning strategies empowering your financial well-being together, with those experienced, and qualified in the field can truly define your personal, and family wealth plans that much more, even across generations. My approach is to learn more about you, your loved ones, and things that matter most to you. I take pride in my open, and friendly approach to financial advice, that is simplified, and easy to understand. I am more than just a financial adviser. I am a wealth & money educator, advocate, and goals-based planner - to ensure you feel more in control for your added financial peace of mind. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 18/03/2025
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Karishma's clients
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Adviser Disclaimer
Hansa Wealth Management is an Appointed Representative of and represents only St. James’s Place plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the title ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Hansa Wealth Management is a trading name of Hansa Hirani. The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances. Trusts are not regulated by the Financial Conduct Authority.