Nikki Zammit

What were the circumstances that caused you to initially look for an adviser?

Wanted to find someone who had time to answer my questions

How has Nikki Zammit helped you?

Transferred pension to cut costs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

Retirement and transition into.a new role which meant I needed Specialist financial advice in terms of income and tax liability as well as investment

How has Nikki Zammit helped you?

Provided clearly and easily understood financial advice .

Have you seen the outcome you were hoping for?

Yes I have - in fact it exceeded expectations

What could they have done better?

Nothing at all

What were the circumstances that caused you to initially look for an adviser?

My wife and I needed support on investment planning for our long term future. We needed help in developing our portfolio.

How has Nikki Zammit helped you?

Nikki was very helpful in many aspects of financial planning giving us great advice leading to a diverse investment portfolio.

Have you seen the outcome you were hoping for?

Yes, Nikki's advice has had a positive impact on our finances and we feel more than confident that we are in great hands!

What could they have done better?

Nothing to add

What were the circumstances that caused you to initially look for an adviser?

Felt like our pensions and savings were not performing as well as they could, so was looking for someone to make our money work harder for us. Nikki did not disappoint!

How has Nikki Zammit helped you?

Nikki has helped with the following: - Re-allocated a pension into a higher returning more balanced investment portfolio - Made additional investment suggestions - Offered insight on how to manage funds more efficiently

Have you seen the outcome you were hoping for?

Yes, we feel our savings and investments are performing above average.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I first met Nikki while seeking urgent advice for a dear friend, aged 75, who had ignored all communication from her pension company. With a tight deadline, we turned to recommended advisers and were fortunate to connect with Nikki. From the very first meeting, he immediately put us at ease — his professionalism, clear guidance, and personable manner gave us complete confidence that he had our best interests at heart.

How has Nikki Zammit helped you?

Since working with Nikki for my dear friend, I have entrusted Nikki with both my own portfolio (pension plus investments) and my son’s. Under his diligent care, we have consistently seen positive outcomes. What stands out most is not only his expertise, but also the trust and reassurance he inspires. He makes what could be a daunting process straightforward and even enjoyable, and the fees feel fair and transparent in light of the value delivered. I would not hesitate to recommend Nikki to anyone seeking thoughtful, trustworthy, and effective financial advice.

Have you seen the outcome you were hoping for?

Absolutely and we all have a positive outlook for the future.

What could they have done better?

Nothing at this stage as it is still early days but I know Nikki is only a phone call away and is available for face-to-face meetings as required. He also has a wonderful support team and it's always a pleasure to connect.