Brett Gardner

I believe that every client is individual and requires a tailored approach to match their unique situation and future goals. Of course technical ability is crucial but listening and understanding your individual circumstances is key to our successful relationship. I am passionate about taking the time to understand your long and short term financial goals to build a plan that leads to your financial freedom, giving you peace of mid for you and your loved ones. I believe in building a long term relationship, advising you over the course of the changes that life brings to adapt your plan and support you to meet your needs at every stage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx