Paresh Shah

I have 30 yrs of financial services experience & was delighted to join St. James's Place Wealth Management as an Associate Partner Practice. Most of my clients come through personal recommendations from existing clients. I typically work with business owners 40+ years who want to plan for retirement & reduce potential inheritance tax. You have a “good problem”- you may be paying too much in tax & have a minimum of £50k to invest per year. You are looking for an adviser who can help extract money from your company in the most tax-efficient way. More info is available on my website cityfinancialconsultants.co.uk I solve problems such as: ► You’ve not been saving for retirement ► You’ve invested in some pensions, but it’s been ad hoc ► You’ve got a pension, but you don’t know how it’s doing ► You’ve invested elsewhere, e.g. Buy to Let & you are aware the tax relief has been reduced, meaning you will no longer be able to offset the mortgage interest against profits ► You want to reduce the potential inheritance tax for your family Example of how I can help: ► A business owner referred via his accountant wanted to extract profits from the business to plan for his retirement, & to ensure funds are protected in case his business suffers. He had been busy building his business & neglected to make plans. We explored options available & implemented several strategies to ensure he was able to extract money from the business in a tax-efficient manner to help fund his retirement & to protect against interruptions to business e.g. long-term illness or death. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 08/04/2025