Richard Payne

Richard Payne

Perspective (Central & East) Limited

Minimum savings/pensions: Over £100,000

0330 038 8938
Based in Warwick
View location
Verified since: November, 2025
4.6 out of 5

19 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 11 September 2026

    Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Richard has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 06 March 2026

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Richard has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Richard has not yet added their fees to their profile

  • 3

    Positive First Impressions

    67% of users who are not yet clients had a positive first experience with Richard

    67% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 3 first impressions)

About

Richard has over 30 years of experience working in Financial Services, having started his career at Barclays followed by a role at a stockbroker and then onto Warwick Financial Solutions in 2002. Richard has achieved Chartered status and enjoys working closely with clients and encouraging them to try and live the life they want, by setting goals and then working together to achieve them. Outside of work Richard enjoys travelling, walks in the countryside and watching most sports.