Harj's reviews
Reviewed for
Insurance and Protection ( 10 )
Mortgages ( 14 )
Pensions ( 54 )
Equity Release ( 2 )
Retirement income (annuities, drawdown) ( 45 )
Investments and Savings ( 59 )
Pension Transfers - Non Specialist ( 13 )
Inheritance Planning ( 22 )
Long Term Care ( 11 )
Pension Transfers - Specialist ( 14 )
Financial Planning ( 34 )
Financial Mentoring ( 5 )
Financial Coaching ( 4 )
Reviewers' assets
£500k+ ( 29 )
£200k - £500k ( 5 )
£100k - £200k ( 8 )
Up to £50k ( 1 )
£50k - 100k ( 3 )
Review
by a verified client in London
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Harj has offered excellent advice to other family members so as I approached retirement I had confidence in turning to him .
How has Harj Heer helped you?
He has helped me understand my options in the context of my situation . His advice is personalised and clear.
Have you seen the outcome you were hoping for?
I am still in the process of deciding my course of action.
Review
by a verified client in Warwickshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Preparing for retirement and not satisfied with investment strategy and performance from previous advisor.
How has Harj Heer helped you?
Provided investment advice based on our risk profile and future investment and retirement planning. He took the time to understand what we wanted and needed from our investments, especially moving into retirement.
Have you seen the outcome you were hoping for?
Definitely, we have so far followed our plans to retire and feel confident in our financial position based on his advice.
What could they have done better?
We are been completely happy with all services and advice provided.
Review
by a verified client in Surrey
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Retirement
How has Harj Heer helped you?
I gave him all of mi financial details and he came back with a number of options and a plan.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review
by a verified client in Surrey
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Retirement
How has Harj Heer helped you?
He took details of my finances and pensions and came back to us with a detailed plan & advice on the best way to use our money for the future.
Have you seen the outcome you were hoping for?
Whilst it's early days having retired in December 2025, all of the promised actions were completed.
What could they have done better?
Nothing.
Review
by a verified client in Buckinghamshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I realised that I was hurtling through life without really having a financial plan in place and we were considering moving house. Due to some personal circumstances, I needed someone to be able to offer me financial advice about my situation.
How has Harj Heer helped you?
Harj has spent a lot of time with me so far, starting with an appointment at the office to discuss my initial situation and then ongoing support and advice. He's always available to discuss things, bounce ideas off and has provided me with direction in terms of where I go with my personal finances.
Have you seen the outcome you were hoping for?
Though it's a little early to say for certain, the advice he's offered thus far has been completely invaluable and has really helped me on the road to where I want to go next.