Tim Felstead

My name is Tim Felstead, I have been a financial adviser for over 30 years and am qualified as a Chartered Financial Planner, and also hold a Fellowship with the Personal Finance Society, the highest level of qualification awarded by these bodies. I deal with the typical financial planning areas such as wealth management, retirement and estate planning and tax efficient investments. However, I view my main role as planning your finances through out your lifetime by looking at your life now, understand your goals and objectives for the future and establish whether you are positioned correctly financially to be able to achieve your desired lifestyle. We are all different and each have unique goals and dreams. By listening carefully to you, I will assess your situation and use my knowledge and experience, as well as a selection of powerful lifetime cash-flow modelling tools and the latest financial analysis software to come up with sensible tax efficient solutions. Knowledge is power and my aim is to help you understand where you are now and where you need in the future to fulfil your goals and dreams. I aim to build long standing trusted relationships and have known many of my clients over 25 years. I am fortunate to have a dedicated team of administration staff who assist me. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.