Johanna Bowcher

Johanna Bowcher

Clear Financial Advice

Minimum savings/pensions: Any amount

0330 038 8939
Based in Wickford
View location

Top Rated 2025
Verified since: January, 2025

5 out of 5

19 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 19 April 2025

    Johanna is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Johanna's status

  • 19

    Recent Client Reviews

    Verified reviews: 100%

    Johanna has received 19 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 29 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Johanna has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Johanna has not yet added their fees to their profile

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 19 April 2025

    Johanna is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Johanna's status

  • 19

    Recent Client Reviews

    Verified reviews: 100%

    Johanna has received 19 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 29 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Johanna has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Johanna has not yet added their fees to their profile

I am a fully Independent Financial Adviser, based in the Southend on Sea area with over 29 years experience in the financial industry. My aim is to deliver excellent client service by offering clear financial guidance that matches your needs and life goals. Together, I can help make your wealth, no matter how large or small, the asset you need it to be. I can offer 'whole of market' advice, meaning I am not restricted in who I can deal with. I can help you in Savings, Investments, Protection (personal and business), Inheritance Tax Planning, Retirement planning - helping you achieve the retirement you deserve! I feel it is so important my clients understand their finances and it can sometimes be so overwhelming, so I promise to explain things in a clear manner and not make it any more complex than it needs to be. I do offer a Free Pension Audit, so if you have any old pensions that you don't know what to do with or what they mean to you I will help you review them. Feel free to contact me at jo@clearifa.com

Offers available through VouchedFor

Contact Johanna through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Johanna's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Adviser Disclaimer

Clear Financial Advice is a trading name of Clear IFA Limited, which is authorised and regulated under the Financial Conduct Authority. Clear IFA Limited is registered in England, no: 5070654.