Johanna Bowcher

What were the circumstances that caused you to initially look for an adviser?

Looking to take early retirement and needed advise on the 3 pensions I had

How has Johanna Bowcher helped you?

Helped to put my pensions together and explain what options I have

Have you seen the outcome you were hoping for?

To early

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Me and my husband are looking to retire to Spain and needed some pension planning and advise.

How has Johanna Bowcher helped you?

Johanna has explained everything in simple understandable words and given good advice

Have you seen the outcome you were hoping for?

To early to see, but happy so far

What could they have done better?

Nothing everything was great

What were the circumstances that caused you to initially look for an adviser?

Too much money was held with one bank after a house move and we want it to work harder.

How has Johanna Bowcher helped you?

Johanna Bowcher has gone through a review of the bigger picture of our finances and made recommendations appropriately.

Have you seen the outcome you were hoping for?

Too soon to say - it’s a long term investment

What were the circumstances that caused you to initially look for an adviser?

I am coming up for retirement within the next few years and had multiple pensions that I didnt know the worth of and how much income they would generate

How has Johanna Bowcher helped you?

Jo is amazing. We went through everything and she helped me to understand where my pensions were and what they were worth. Her down to earth approach with my total lack of understanding on the pension world and the way she explained things without any jargon has helped me so much.

Have you seen the outcome you were hoping for?

Yes I have . I know where my pensions are and have put some into a scheme that doesnt charge as much and that earns me more

What could they have done better?

Nothing . I couldnt of wished for better help. Jo is outstandin

What were the circumstances that caused you to initially look for an adviser?

Review pension

How has Johanna Bowcher helped you?

Joanne input been fantastic, her advice and understanding was exceptional, I honestly thought my small pension was useless and wasn’t worth any further investment. Joanne showed and explained without bamboozling my brain how important and how easy it is to invest for my retirement without leaving my self short whilst I’m still working.

Have you seen the outcome you were hoping for?

No not yet , it’s far to early to tell.

What could they have done better?

Joanne could not of done anything better I’m more than happy with this advice I received.