Thomas Heneghan
First Class Financial Solutions Ltd
Minimum savings/pensions: Over £50,000
Minimum mortgage: Any amount
0330 038 8939
Based in Wickford
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FCA Regulated
Thomas and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 30 April 2025
Thomas and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
4
Recent Client Reviews
Thomas has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Thomas has received 4 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 01 May 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
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Thomas has not yet added their qualifications to their profile
Transparent Fees
Thomas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Thomas has provided information on their typical fees
Thomas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Checks carried out by VouchedFor
FCA Regulated
Thomas and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 30 April 2025
Thomas and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
4
Recent Client Reviews
Thomas has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Thomas has received 4 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 01 May 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Qualifications Uploaded
Thomas has not yet added their qualifications to their profile
Qualifications not yet added
Thomas has not yet added their qualifications to their profile
Transparent Fees
Thomas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Thomas has provided information on their typical fees
Thomas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I started working in financial services in 2002 in London, working at numerous well-known high street banks, before taking up a new challenge with a boutique mortgage advisory firm in 2007. Then, in 2009, I decided to move closer to home and started working at First Class Financial Solutions, where I’ve been ever since. A qualified mortgage and insurance advisor since 2007, an equity release advisor since 2017 and a financial planner since 2019, I provide bespoke mortgage and wider financial advice to personal and commercial clients. I aim to build long-lasting working relationships which always start with a no-obligation consultation. This way, I can gain a better understanding of a client’s unique circumstances and their short to long-term needs in order to help them achieve their goals. I'm qualified to provide advice on Pensions, Investments, Inheritance Tax Planning, Equity Release, Mortgage and the appropriate Insurances. The value of investments and the income they produce can fall as well as rise. You may get back less than you invested. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited.
Offers available through VouchedFor
Contact Thomas through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Thomas's clients
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