Reviewed for

Insurance and Protection ( 3 )

Mortgages ( 3 )

Pensions ( 77 )

Equity Release ( 3 )

Retirement income (annuities, drawdown) ( 39 )

Investments and Savings ( 33 )

Pension Transfers - Non Specialist ( 26 )

Inheritance Planning ( 3 )

Long Term Care ( 6 )

Pension Transfers - Specialist ( 33 )

Financial Planning ( 7 )

Financial Mentoring ( 2 )

Reviewers' assets

£500k+ ( 5 )

£200k - £500k ( 17 )

£100k - £200k ( 20 )

( 1 )

Up to £50k ( 5 )

£50k - 100k ( 6 )

Client reviews

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Planning for older age.

How has Gary Singh helped you?

Gary is doing a great job of earning me more money to my Pension pot each year.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

nothing at all.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Lump sum of money and where I could put it to get a better return

How has Gary Singh helped you?

Advised me on available funds to invest my money

Have you seen the outcome you were hoping for?

Have been reasonably happy.

What could they have done better?

Nothing really. Advice was good. the rest depends on the stock market.

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I didn't now anything really about pensions but Gary sorted this for me

How has Gary Singh helped you?

By sorting out my pension not really

Have you seen the outcome you were hoping for?

Not really

What could they have done better?

Made more money for me

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Looking after my pensions

How has Gary Singh helped you?

Gary is very professional and yet very down to Earth nothing but pride for this guy highly recommend him

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't think so it always keeps me informed of everything that's going on very professional

Review from verified client

March, 2024

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

For pension advice.

How has Gary Singh helped you?

Helped to sort pensions and gave advice on the best way to form my pension.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In my opinion nothing.

Review from verified client

October, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I wanted to move my pension from one provider to another and withdraw funds

How has Gary Singh helped you?

Gary is the most wonderful person and his help was second to none. He made the whole thing so simply for me too under..Nothing was too much trouble for him he went above and beyond to help me and did everything in his power to make sure I was happy with everything he had done. Can’t recommend him enough don’t hesitate in choosing Gary too help you you won’t be disappointed.

Have you seen the outcome you were hoping for?

Yes Gary did everything I asked of him and more and the outcome was exactly what I wanted and asked him too do

What could they have done better?

Gary could not have done anything better from the start he was always on time always kept in touch with me keeping me updated in everything and did everything I asked of him . What as amazing person he knows how to look after him clients.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

There is that much to sort out in a pension and doing it the best way for me was mind blowing

How has Gary Singh helped you?

Gary sorted it all out from start to finish I would have made so many mistakes in doing this myself it is costly but I can’t believe how he put it all into perspective and sorted it for me

Have you seen the outcome you were hoping for?

Yes more than I expected

What could they have done better?

Nothing it as all been done one step at a time to suit me

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I had money invested in a pension scheme with a previous employer which I needed to access.

How has Gary Singh helped you?

Gary was very helpful in contacting my previous employer, obtaining a quotation from them for me to leave their pension scheme and arranging the investment of the monies released and a SIPP.

Have you seen the outcome you were hoping for?

Yes. I am receiving a monthly income from my investments. I also benefited from a tax free amount which enabled me to become mortgage free.

What could they have done better?

Nothing.

Review from verified client

August, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

The reason I was looking for an adviser was to put some pensions together to pay my mortgage.

How has Gary Singh helped you?

How Gary was helpful was the fact that he made easy to understand what he was going to do.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing at all.

First impression from a user who is not yet a client

August, 2023

Overall

Please provide a brief comment about your experience with Gary

Gary is a very nice guy and he dose actually know what he's talking about.

Review from verified client

June, 2023

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I needed advice on what to do with my inheritance and pensions.

How has Gary Singh helped you?

Gary helped me invest my inheritance that now gives me an income and helped me with advice on my pensions.

Have you seen the outcome you were hoping for?

Yes I have seen the outcome expected.

What could they have done better?

N/A

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pension & investment

How has Gary Singh helped you?

To make me better financially when I retire

Have you seen the outcome you were hoping for?

In the past yes. But now market being low not so good

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Advice about saving and jnvestmant

How has Gary Singh helped you?

20 years

Have you seen the outcome you were hoping for?

Yes

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Lack of confidence in understanding pensions needed professionals help

How has Gary Singh helped you?

Gary is very good at explaining pensions and investing a subject most people don't understand

Have you seen the outcome you were hoping for?

Yes we have had decent return bearing in mind the current world situation

What could they have done better?

In my mind a super service and I struggle to say we're improvement could get found

Review from verified client

May, 2023

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Not satisfied with other pension.

How has Gary Singh helped you?

Sorted out transfer.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not in my mind.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I retired when i was 65 and had a private pension and needed someone to manage my fund. I was recommended to Gary by my accountant who was in a similar position to myself and had been with Gary for sometime.

How has Gary Singh helped you?

Gary explained to me what i could do with my pension pot and how to get the best out of it. He explained a number of ideas with myself and left any decisions to myself and did not try to influence me in my decisions. Gary makes at least one visit a year to discuss where i am with my plan and to make any changes that i may wish. He is readily available should i wish to have a chat with him either in person or via the telephone.

Have you seen the outcome you were hoping for?

Yes i think that i have long term plan in place and have been been more than well looked after by Gary.

What could they have done better?

I think Gary has helped me enormously and i don't think anyone could have done any better.

Review from verified client

February, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Gary was referred to me by my son, I contacted him to get some advice on my pension funds. He was very professional and responsive and we had a number of meetings to ascertain what my goals were. He was extremely meticulous and professional, I would recommend his services as a trustworthy and honest person. He follows up every year to review the plan that has been put in place.

How has Gary Singh helped you?

As above

Have you seen the outcome you were hoping for?

100%

What could they have done better?

Nothing, all was done as I expected and his service was impeccable.

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I am 73 years young and I am still working (it keeps me active and honestly I need the money) the State Pension Would not keep me going and my personal pensions, i has about four of them andmost was put into h Equitable Life (and we know how marvelous they were) Most personalpensions operate for tye benefit of the fund holders. Your pension is dependent on how much terminal bonus they choose to give or not give so there is no mesure or any useful measure of how your fund is doing whilstnyou invest with them crooked.

How has Gary Singh helped you?

he cut through the rubish (ie Pension companies don't tell you how they are doing only what your pension might provide by way of an annuity but this is tosh as i said you have no idea what the terminal bonus will be) Gary doesn't advise without reconpence yes he chargesa fee once you overcome your natural resentment for being charges for advice. I now have all my personal pensions (except for one) grouped into one draw down pension pot

Have you seen the outcome you were hoping for?

it is early days. but the declared return is certainly with in the range of te invetment groups peer range

What could they have done better?

nowt. i call or email and i get a resply straight away first rate response

Review from verified client

January, 2023

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Consolidation of existing pensions to get the best results from the funds

How has Gary Singh helped you?

Gary advised of the best way forward, allowing us to mitigate risk where we had concerns and providing us with portfolio that runs superbly

Have you seen the outcome you were hoping for?

Given the recent challenging times the finds have performed to expectation. Gary continues to monitor them and updates me when required

What could they have done better?

Truthfully, nothing. Gary has always and continues to provide a professional service with personal touches

Review from verified client

October, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Recommended from a family member and wanted to Place pensions in one place.

How has Gary Singh helped you?

N/a

Have you seen the outcome you were hoping for?

N/a

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gary Singh helped you?

Pre-retirement and ongoing advice regarding financial security in later life.

Have you seen the outcome you were hoping for?

Yes, Gary has met my expected outcomes

What could they have done better?

I don't think Gary could do anything more in the current financial climate.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I had a lot of pension about need to consolidate or leave alone so seemed advise

How has Gary Singh helped you?

Consolidated all bits of pensions, always there when advice was needed,

Have you seen the outcome you were hoping for?

Yes very pleased

What could they have done better?

Nothing

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pensions tax free release

How has Gary Singh helped you?

Consolidated pensions, overseen tax free release and advise on future pension. His advice saved me considerably and has helped set me up for future.

Have you seen the outcome you were hoping for?

Yes, and some, his knowledge has helped me invest in a property for myself and partner, and leave a future investment in personal pension.

What could they have done better?

Nothing, everything was done excactly as planned and spoken to by me.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

To merge my pensions, and draw down funds.

How has Gary Singh helped you?

He has explained in detail the benefits and risks of what I wanted to do.

Have you seen the outcome you were hoping for?

In part yes, but its still early days.

What could they have done better?

I cannot think of any point to raise at this time.

Review from verified client

September, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Having 2 final salary pensions and unsure as to how best look after them upon retirement. It was suggested that I employ the use of a financial advisor to help.

How has Gary Singh helped you?

Gary has ably demonstrated that my pension pot would be best served in investment, the whole process was managed seamlessly from start to finish.

Have you seen the outcome you were hoping for?

The successful transfer of the pension pots into investments was achieved, and seen positive outcomes of the transfer.

What could they have done better?

The process was slightly hindered due to the pandemic, it took longer than expected!

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was about to retire and wanted advice on pension income options

How has Gary Singh helped you?

The new pension freedoms had come into being. Gary spent a considerable amount of time explaining the options and which would suit my income expectations . He also explained simply how we could maximise potential income with our savings.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

I am extremely happy with the service Gary has provided. No gimmicks or pie in the sky promises. Overall income has been as expected over a number of years and I don’t think he could have done anything better.

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Needed someone who was independent and had the time to sort out all my pensions

How has Gary Singh helped you?

He sorted out all me pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

June, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Retirement consolidation of several company pensions.

How has Gary Singh helped you?

Most helpful in explaining my retirement options. and helping me to set up a SIPP (embark pensions) - and

Have you seen the outcome you were hoping for?

Due to the current Market environment and COVID19 - I have not as yet seen the out come I am looking for.

What could they have done better?

I am still in the process of evaluating the process.

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I needed someone to explain what options were available to me

How has Gary Singh helped you?

He explained, very clearly, what my options were, and what, in his opinion, were my best route given my circumstances. He consolidated my pension pots and placed them with a scheme which , so far , has performed admirably.

Have you seen the outcome you were hoping for?

I have

What could they have done better?

I doubt it

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Had a lot of different pensions and didn't know what to do with them

How has Gary Singh helped you?

He amalgamated the pensions giving us a clear view of their value

Have you seen the outcome you were hoping for?

Yes, definitely. We feel much more secure for our future. Gary definitely helped us and explained everything in layman terms

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

My wife was suffering from I’ll health and needed to cut her hours worked and we want to use my pensions to help out our income.

How has Gary Singh helped you?

I was adamant to cash in both pensions but Gary explained that it was not in our favour to cash in the one as most of its income comes at the end of the policy.

Have you seen the outcome you were hoping for?

The outcome as been great for us.. our income is till the same and the wife reduced her hours, helping her out. She as now retired but the extra money and her pension means we are still in a very strong financial position.

What could they have done better?

I cannot think of anything that would improve the service we received. Everything was done without fuss and any problems and Gary is just a phone call away.

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Needed to put my pensions together

How has Gary Singh helped you?

Moving pensions and taking a lump sum at 55

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing great service

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Deferred pension scheme transferred to SIP

How has Gary Singh helped you?

Gary was very helpful and informative

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing better could have been done, I was very happy with the work Gary carried out for me

Review from verified client

March, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had some savings to invest

How has Gary Singh helped you?

He helped me understand about investments discussed my future requirements and acted accordingly

Have you seen the outcome you were hoping for?

Yes he has increased my investments and I feel very comfortable in his hands

What could they have done better?

Only by making more profit but as I did not want to go high risk that is down to me.

Review from verified client

January, 2022

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Had been paying into a pension for years that was no performing

How has Gary Singh helped you?

Looked at my finances and pensions and advised how my pension could be managed better

Have you seen the outcome you were hoping for?

Yes my pension now is at a level were I can retire when I'm 67

What could they have done better?

Notthing

Repeat review from verified client

November, 2021

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

During this difficult Covid time we were questioning if we should leave our investment or withdraw it and cut our, then, losses. However, with Gary's advise and reassurance we left it invested and were extremely glad we did as his advise was most accurate. We definitely rest easier knowing we are in safe hands.

Review from verified client

October, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer a pension into a SIPP

How has Gary Singh helped you?

He explained how a SIPP works and arranged everything.

Have you seen the outcome you were hoping for?

Yes, the returns have exceeded my forecast.

What could they have done better?

Slightly more clarity on the charges would be useful.

Repeat review from verified client

October, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Ongoing, professional, efficient advice, as and when required

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Need to sort out my various pensions prior to retirement.

How has Gary Singh helped you?

All my pensions put into one.

Have you seen the outcome you were hoping for?

Yes, so far good return on my pension investments.

What could they have done better?

Not that I can think of.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Gary continues to give excellent advice on my pensions and investments. Always available to help and for guidance. We discuss my needs and requirements and he produces options and recommendations. I have during the last couple of years followed his advice and I am extremely satisfied with the outcomes.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Shropshire

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Gary has supplied both my wife and I with further investment of savings that are not currently required in the near future. The process was easy with Gary advising and supporting us throughout.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Gary has continue be be of excellent service, always there at the end of the phone.

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

5 Years ago I was finishing work early, so need to look at my investments.

How has Gary Singh helped you?

He advised me on the best ways to use my money ,in order to get the best returns from my money.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

I do not think so.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Staffordshire

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Has kept a good eye on investments for my pension.

Repeat review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

This review is a follow-up review from a client who left a review previously.

How has Gary Singh helped you since your last review?

Gary has advised me on.my various pensions I have had over the years and amalgamated them into 1 plan ro get the most benefit.

Review from verified client

September, 2021

Overall

Advice

Value

Service

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Having a range of pension products, I wanted to consolidate and look to maximise their return for when I retire. Looking through the FCA website, I identified Gary and made contact. Following this initial introduction, I was happy to proceed more formally.

How has Gary Singh helped you?

Gary was able to 'translate' the pension plans that I had accumulated and discuss their merits or negatives. On that basis , Gary interpreted my targets and requirements and set out a plan of action.

Have you seen the outcome you were hoping for?

So far yes. One year in and resulting in an exceptional value growth, plus having a clearer idea of what the pension products mean, the plan is currently working well.

What could they have done better?

Gary works naturally at pace and is accurate. However, and sometimes for a financial novice like I am , that pace can be a little daunting.

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Control and good advice for my pension

How has Gary Singh helped you?

Brilliant advice from the very start, Gary gave excellent advice. Correspondence and needs were very good and client care is second to none.

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

Nothing Gary’s help as always is much appreciated.

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Taking early retirement

How has Gary Singh helped you?

Transferred & consolidated existing pensions and arranged regular income from the funds

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Divorce transfer

How has Gary Singh helped you?

Gary sorted out my pension transfer with ease, keeping me informed all the way and made my life easy. Gary was very professional, knowledgeable, genuine, helpful and really cared.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

My previous FA would not continue to advise me as my pension savings were not large enough.

How has Gary Singh helped you?

He advised me and helped me set up private pensions

Have you seen the outcome you were hoping for?

He has met with me regularly and helped to manage my private pensions

Review from verified client

September, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Looked for Pensions advice.

How has Gary Singh helped you?

Helped to combine Pensions into one pot and to access a lump sum.

Have you seen the outcome you were hoping for?

Outcome has been very pleasing considering the state of the World these past couple of years.

What could they have done better?

Nothing.

Review from verified client

June, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Getting close to retirement

How has Gary Singh helped you?

To make my money work for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was spot on

Review from verified client

June, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Had to so I was able to transfer pension

How has Gary Singh helped you?

Made to process so easy

Have you seen the outcome you were hoping for?

Yes very happy with the out come

What could they have done better?

I don't think he could have done anything better

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Early retirement and pensions advice

How has Gary Singh helped you?

Gary explained everything in very fine detail with a vast wealth of knowledge in the area i was looking into ,pensions,nothing was too much trouble and anything I was unsure of he was able to help me with

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing from my point of view

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking for advise & help in working out how to manage my pensions from a Varity of previous employers & found Gary was registered as a pension advisor.

How has Gary Singh helped you?

Over the years Gary has offered advise on my pensions & practical financial advise which has made sense, his approach is both professional & friendly, his work on ,my pensions has helped improve my pension provissions.

Have you seen the outcome you were hoping for?

Yes I have seen the growth of my managed pensions in line with his predictions & he has assisted me in decisions as my circumstances have changed over time

What could they have done better?

I have not had an reason to question the advice that I have had & am happy with the information provided, so have no complaints.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Professional help with my pensions

How has Gary Singh helped you?

Gary was very helpful sorting out my pensions.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Nothing, more than happy with the service Gary provided.

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gary Singh helped you?

He was very informative, helpful and was always available if I had any questions

Have you seen the outcome you were hoping for?

It is early but everything is working as I hoped

What could they have done better?

Nothing everything has been handled very well

Review from verified client

April, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Looking for help with our capitol

How has Gary Singh helped you?

Very clear as to what was a safe investment and would give an income

Have you seen the outcome you were hoping for?

No, but the financial market at the moment is very unsteady.

What could they have done better?

Nothing given the circumstances

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Peers were retiring and I wanted to know my options

How has Gary Singh helped you?

He was able to assess my many pensions, and amalgamate some.

Have you seen the outcome you were hoping for?

The financial market struggled during the Covid and Brexit chaos, but yes the funds have recovered and Gary's shrewd financial acumen has been responsible i am sure

What could they have done better?

Nothing that I am aware of

Review from verified client

March, 2021

Overall

Service

Advice

Value

Based in Northumberland

What were the circumstances that caused you to initially look for an adviser?

Needed to join existing pensions as I had too many left over from previous employments

How has Gary Singh helped you?

Moved all my pensions into one pot at Prudential

Have you seen the outcome you were hoping for?

Covid has devalued all pensions but not Gary's fault

What could they have done better?

Not sure

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

We had downsized our house and was prepearing for retierment

How has Gary Singh helped you?

Gary was very efficient and ensured we only took risks we were comfortable with and explained everything to us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing he has kept in touch through lockdown and reassured us

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Advice for our retirement

How has Gary Singh helped you?

Explained the best way to provide for our retirement with the finances we had got.

Have you seen the outcome you were hoping for?

Up to yet our finances are in place.

What could they have done better?

Gary has been spot on with the advice he has given to us.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Sort my pensions

How has Gary Singh helped you?

He sorted them

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Having savings that I had which were idle, I felt that I could put it to a good cause but did not know where or what. This is where I needed someone with Gary Singh's experience and advice.

How has Gary Singh helped you?

Gary Singh listened to what I wanted and then advised me on different investments that he felt would meet my requirement. I was never forced or put under any pressure, but explained in a gentle, opened manner.

Have you seen the outcome you were hoping for?

Like all people experiencing something new where their finances are involved, I was a bit apprehensive at first, but when I saw the end of my return year I was more than pleased with the outcome. This has continued over the years, especially during these terrible times. Some investments have slightly decreased some have slightly increased.

What could they have done better?

In my view, nothing, unless they could see into the future.

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Needed advice with income planning on savings and investments post retirement.

How has Gary Singh helped you?

Gary explained various means of receiving income from savings and investments.. looking at post retirement needs.

Have you seen the outcome you were hoping for?

Yes...income from my investments has enhanced post retirement funds and lifestyle

Review from verified client

March, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I have a significant amount of savings

How has Gary Singh helped you?

Gary, with patience and speaking in plain language helped me to ensure that my investments were as secure as possible and grow in line with the level of risk I am prepared to take

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Review from verified client

February, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Gary Singh helped you?

Advised on pension re investment and actioned the transfer of funds.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Everything was just right.

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Proffesional advise is important

How has Gary Singh helped you?

Brilliant person

Have you seen the outcome you were hoping for?

Most definatly

What could they have done better?

Nothing they ate brilliant

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Coming up to 65 years of age and wanting financial advice for consolidating and transferring a few different pensions schemes I had. Aiming to retire at around 67.

How has Gary Singh helped you?

Gary came round to our house and went through all the options that were available to me and on the discussions we had, he went away to create a couple of possible pension schemes and pension transfers for me to review. After reviewing the schemes suggested we came to a plan that suited me.

Have you seen the outcome you were hoping for?

Yes, I am very pleased with the outcome

What could they have done better?

No, I don think so as I was very please the overall decision of the plan we agreed

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Gary always keep us in the loop he is efficient polite and friendly he is always on top of our investment etc he always keeps in touch with us

How has Gary Singh helped you?

Gary advise us on our investments etc letting us to decide what we wanted after he explained on our options

Have you seen the outcome you were hoping for?

Yes in previous years today’s is to soon to say but it will be a good choice

What could they have done better?

Gary is a helpful advisor he tells and explains what is happening and if we are unsure he will explain to you until understand I would recommend him

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

coming to pensionable age and having multiple pension plans

How has Gary Singh helped you?

sorted all plans out and reinvested

Have you seen the outcome you were hoping for?

yes especially in the current climate

Review from verified client

January, 2021

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pension transfer with new sipp fund with ongoing management

How has Gary Singh helped you?

Transfer of final salary pension into a Sipp with ongoing management

Have you seen the outcome you were hoping for?

Yes, the fund is in good hands

What could they have done better?

Happy with all of Gary’s services

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Pension merger

How has Gary Singh helped you?

Recommended by a family member

Have you seen the outcome you were hoping for?

very happy with the current situation

What could they have done better?

I find that my financial advisor very thorough in all aspects

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was approaching my 55th Birthday and having owned a property in Cyprus for seven years, was seriously looking to re-locate there permanently. To achieve this dream, I needed to release funds from my Company pensions.

How has Gary Singh helped you?

As we worked long hours during the week, Gary agreed to see us on a Saturday morning whenever we needed to see him. Firstly, he asked what our aims were and how we hoped to achieve them. He sorted through all the paperwork relating to my pensions, and believe me there was a great deal and explained what options were available to us. He took the paperwork away with him and approximately six weeks later, came back to us to tell us our dream could be achieved. During his next visit to us, he explained everything thoroughly and went through all the pros and cons with us. He was open and upfront about everything with us.

Have you seen the outcome you were hoping for?

Having now been living very comforably in Cyprus for over four years, we can say that we have most definitely seen the outcome we were hoping for.

What could they have done better?

To be honest, we cannot see that he could have done anything better for us. He was always on hand when we had any questions and also available to us. Every visit he made was over the weekends for our convenience and with him being a family man, we always appreciated him taking the time out for us.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

i had many pensions with different companies in different parts of the country needed get them all together

How has Gary Singh helped you?

Gary advised me on what to cash in and invest and what to use to top up my state pension

Have you seen the outcome you were hoping for?

very pleased with the outcome

What could they have done better?

How the financial situation is at the moment I do not think Gary could have any better than he has done

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I was looking at bringing a number of pensions together.

How has Gary Singh helped you?

He provided a review of the options available and highlighted the risks of the various options.

Have you seen the outcome you were hoping for?

My investment is now transparent with easy access for review which previously was very difficult with many separate policies.

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

looking to the future

How has Gary Singh helped you?

Gary help me understand the pensions I had, and gave me advise and recommendations on other products

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Gary as done everything I have asked of him and more. With that I have recommended Gary's services to Family and friend

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Consolidated my pension

How has Gary Singh helped you?

Did everything i asked,

Have you seen the outcome you were hoping for?

Yes, and possible more

What could they have done better?

Nothing

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had money to invest after a house sale

How has Gary Singh helped you?

He advised me on the best way to invest for the future in a cautious and minimum risk environment which I was looking for. He listened to what I wanted and advised on the best way to achieve that.

Have you seen the outcome you were hoping for?

I have seen gains to my initial investment.

Review from verified client

November, 2020

Overall

Value

Advice

Service

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

Early Retirement

How has Gary Singh helped you?

Transferred multiple pensions and consolidated savings, advised on income needs, and tax thresholds

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

perhaps advised on the potential returns available on higher risk options

Review from verified client

November, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

After several years of my pension fund being left alone, I decided it was time for a review and possible change to how it was managed.

How has Gary Singh helped you?

Gary took the whole of my financial affairs into account, not just my pension, and provided me with the best plan of action to provide a manageable and financialy sound future.

Have you seen the outcome you were hoping for?

After just 12 months of my pension being managed by Gary, the outcome has more than exceeded my expectation and continues to do so, even in these uncertain times of Covid19.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pensions and invest

How has Gary Singh helped you?

Gary worked with me to find the right pension vehicle and investment company.

Have you seen the outcome you were hoping for?

Yes. Things have progressed well despite the current economic situation.

What could they have done better?

I cannot think of anything that Gary could do above that which he has already done.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Due to banks low savings rates.

How has Gary Singh helped you?

By doing an assessment that could help us in our current situation without taking too much risk.

Have you seen the outcome you were hoping for?

Initially not what we were expecting..but after 2 years our investment started to produce dividends

What could they have done better?

Nothing to be honest Garry was very truthful and informative and knowledgeable...

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate a number of plans into one and having moved to a new location/area was looking for a more 'Local' adviser.

How has Gary Singh helped you?

Gary was able to advise me on the most suitable route for me to take and the advice was clear, concise, and factual.

Have you seen the outcome you were hoping for?

Yes, and given the current climate of Covid-19, I am still seeing an outcome that is better than my own personal expectations.

What could they have done better?

I can't really fault Gary in any way, his advice is always concise and geared towards gaining the best outcome for me. Any significant changes are always discussed and explained so I am fully aware of what is happening with my finances and why.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was in my early 60's and about to seea reduced income because of the Covid - 19 shutdown of March 2020.

How has Gary Singh helped you?

Gary Singh was prompt and visited my home within a week of my first contacting him. He was (is ) extremely professional and gathered all my personal cicumstance information explaining the need to do so, which was very easy to follow. He then tailored my financial package to fit my needs and ensure the maximum benefit for my requirements. Gary Singh was (is) a sincere, highly professional and a great gentleman who empathised with my needs and treated me with great respect and sympathy. My pension draw down was smooth and promt. All the paperwork was actioned with efficiency and he contacted me by sms to provide me with updates on the progress of my application for drawdown.

Have you seen the outcome you were hoping for?

Yes, My pension draw down was smooth and promt.

What could they have done better?

In my personal circumstances there could not have been an improvement in our dealings. Gary was the perfect gentleman and professional.

Review from verified client

October, 2020

Overall

Advice

Service

Value

Based in Worcestershire

What were the circumstances that caused you to initially look for an adviser?

I had a number of pension polices that I wanted to consolidate into one policy, and to understand my current pension position.

How has Gary Singh helped you?

He reviewed all my policies and recommended the options that were open to me.

Have you seen the outcome you were hoping for?

Yes, I have reduced my pension policies into two from about six, so I feel my pension contributions are under control, whereas before I didn't know what they were doing for me.

What could they have done better?

Garry is always professional, engaging, listens to me, and has given me great guidance.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Upon retirement I wanted to know what were the best optioins to protect and secure the best income and growth from both lump sum pension and savings.

How has Gary Singh helped you?

Gary gave sound advice which is proven over the last 5 years he has been advising me. The guidance was very personal and bespoke to my needs and the goals for my retirement income.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Did Gary give me the full range of products at the time I was planning for investment and retirement income? He is obviously better informed than I am on potential returns from the various investment organisations. Also, at the very outset perhaps Gary didn't explain or I may not have fully appreciated the fees and charges all the parties were charging and exactly how much this would be initially and throughout the life of the investment.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

Retirement was due in 3 years and I requested Gary to review my financial standing.

How has Gary Singh helped you?

Gary organised the transfer of my various pension pots into a specific investment which would provide me with a pension that would meet my needs. Gary cast a quick look at my wife's pension plan. With the advice that Gary provided my wife's various pension pots were amalgamated into one fund. As my wife had a final salary pension with her then employer the advice given allowed her to finish work early to spend more time with our 10year grandson as we are his guardians due to the death of his mother.

Have you seen the outcome you were hoping for?

Overall the outcome we wanted has been exceeded. Our commitment to use Gary and his services has been fantastic. Any queries from ourselves have been responded to very quickly, with contact by phone, e-mail and text.

What could they have done better?

We have no suggestions as everything is going so well. The services provided meet our needs and we know Gary is only a phone call away.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had a pension policy for many years but had never delved deeply into what advantages / disadvantages it had and as I was "considering" early retirement then I thought it prudent to appoint some professional guidance & advice.

How has Gary Singh helped you?

Gary came to my house after making initial contact, he took my pension profile away for review & returned a short while later with his recommendations on what to do, to transfer my private pension to a more accessible policy & give me some possible investment options should I be interested. At no time did Gary attempt to force any investment options which he left entirely to my own decision.

Have you seen the outcome you were hoping for?

Most definitely. Gary sorted out the transfer of my personal pension which now allows me access to any funds, ensures that my wife receives my pension upon my passing and allows me a small amount of money to be drawn from my pension, monthly, to help in paying household bills etc as I have now been retired almost 3 years (retiring at the age of 56). Gary has also monitored the markets ensuring that, and due to the Covid pandemic, that my pension pot was moved around to ensure minimal investment value issues due to the market volatility. I have not moved or altered in any way my pension following Gary's advice which has meant that my pension policy is maintaining it's positivity.

What could they have done better?

To be perfectly nothing. Gary explained in simple terms, answering any queries, my policy & contacts me a couple of times a year just as an update or I contact him for any specific questions as & when. I have passed Gary's details onto other people for his assistance with their own pensions etc, something I wouldn't do if I wasn't satisfied completely with Gary's knowledge, bedside manner & credibility.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

We had two requirements namely a sum of money to invest and full pension reviews required. Having searched for FCA approved independent advisers we chose Sigma Wealth and met with Gary for initial fact finding.

How has Gary Singh helped you?

Gary collected our information and and gave an initial overview of where we stood and what our most suitable options were based on our appetite for risk. We discussed other potential options in full so we understood what else was available and why these were not the preferred option for our needs. Having reviewed all aspects he made his recommendation and left it with us to discuss together and then come back if we wanted to move forward. We fully understood the costs associated with his advice so there were no surprises. We were not put under any pressure at any time and just received supportive advise to any questions we raised.

Have you seen the outcome you were hoping for?

The advise we received has meant we made changes to our pensions to suite our needs and time of life and level of risk. We also went forward with the investment and it is delivering in line with the expectations discussed. We are now in a position whereby we have reviewed our finances and have piece of mind that we are in a strong position with the added benefit of annual reviews with an independent professional to ensure we remain on track and in control of our finances.

What could they have done better?

For the services we have received to date I really can't find any constructive suggestions to further improve. The service and advise has been excellent and we have recommended Gary to our friends and colleagues.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate and take control of my primary and other pension pots.

How has Gary Singh helped you?

Gary reviewed my situation and made an appropriate recommendation which I am pleased I took advantage of.

Have you seen the outcome you were hoping for?

It is a long term investment and in these unprecedented times mu answer is definitely yes.

What could they have done better?

I really cannot criticise him!

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Retirement and muliple pension fund.

How has Gary Singh helped you?

Advised on how to get the best out of our pension pot.

Have you seen the outcome you were hoping for?

For the most yes. We would all like more

What could they have done better?

All financial advisors need to be ready to quick and appropriate action in these uncertain times to keep loses to a minimum

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

when I retired I needed to decide whether the pension provisions I had were suitable for my personal requirements.

How has Gary Singh helped you?

he suggested a range of products/services that met my needs and circumstances.

Have you seen the outcome you were hoping for?

In general yes. No adviser can predict the vagaries of the stock market , so I have seen a slight dip in my portfolio performance, but I have confidence in Gary that in the long term things will return to previous levels or better.

What could they have done better?

nothing I can think of at the moment.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

semi retiring, bring all my pensions together

How has Gary Singh helped you?

gathered all my assists together.

Have you seen the outcome you were hoping for?

yes no problems at all.

What could they have done better?

Gary was aways very helpful, always there, couldn't have been better.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Company pension was closed and I needed to transfer my pot to a SIPP

How has Gary Singh helped you?

Advised me on options and timescale etc.Plus all the related paperwork, taking away all the stress , Excellent.

Have you seen the outcome you were hoping for?

Very much so , I continue to use Gary @ Sigma as he provides all the help and advice I need , very satisfied

What could they have done better?

Cannot think of anything , I have contact with Gary whenever I need to , always ready to help.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Shropshire

What were the circumstances that caused you to initially look for an adviser?

I received a reasonable amount of inheritance.

How has Gary Singh helped you?

Provided sound advice on how to treat my inheritance, redundancy pay out & private pension. He keeps a professional eye on everything and reviews regularly with me to ensure I am well informed on the performance of my investments. In our meetings he explains things in layman terms so I understand fully.

Have you seen the outcome you were hoping for?

I have been pleased with the outcome of my investments.

What could they have done better?

I have been very satisfied with Gary's service.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I had come to the stage in my working life where I had acquired a variety of pension funds and thought maybe it was time to gather them and place into one pension pot.

How has Gary Singh helped you?

The first time I met Gary, a well presented gent walked into my home and it didn't take very long before I felt very at ease with him. We went through a questionnaire covering my background, funds and expectations and he advised me of, and set in process, his plan to bring together my individual funds and place with one specialist investor and pension provider.

Have you seen the outcome you were hoping for?

Yes, so far so good.I am currently enjoying a retirement drawdown pension income which Gary has advised I can increase as and when my requirements may change.

What could they have done better?

This is a difficult one to answer. Talking generally, we all hope that pension investments will keep on going up and up, but we know that is not always the case with market growth. When market prices do fall it is ideal, of course, to try and recoup the losses. I know that Gary goes one step further to try and correct such issues, but sometimes is that mission impossible?

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Needed advise on my private pensions.

How has Gary Singh helped you?

Gary delivered exactly what I expected and ensured there was nothing that I did not understand along the way.

Have you seen the outcome you were hoping for?

Yes I have seen the outcome I was hoping for and more. The service was exceptional and I was given an in depth insight into my situation and options.

What could they have done better?

No Gary was first class.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in Staffordshire

What were the circumstances that caused you to initially look for an adviser?

Divorce, and I needed to transfer my pension from a closed one to one I could access to generate cash for my divorce.

How has Gary Singh helped you?

Gary advised me on different pension plans suitable when moving my former works pension pot.

Have you seen the outcome you were hoping for?

I'm pleased with the investments in my drawdown pension and the investment risks he has suggested.

What could they have done better?

fortunately, Gary has fulfilled my expectations and I cannot see him do any better in the present financial environment. He has been in touch and tailored my investments to my satisfaction.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I HAD SEVERAL FROZEN PENSIONS FROM PREVIOUS EMPLOYMENTS

How has Gary Singh helped you?

GARY COORDINATED THE TRANSFER OF THESE PENSIONS HE ADVISED ME OF THE RISKS INVOLVED IN DOING THIS HE ALSO UNDERTOOK AN ASSESMENT OF MY PREFERENCES/NEEDS/OUTCOMES IN ORDER TO ESTABLISH THE BEST INVESTMENT OPTIONS FOR ME MOST IMPORTANT, GARY FILLED ME WITH CONFIDENCE THAT HE WAS THE RIGHT PERSON TO TRUST MY FUTURE WITH!

Have you seen the outcome you were hoping for?

IT IS EARLY DAYS AS YET, BUT SO FAR I AM VERY HAPPY WITH THE OUTCOME

What could they have done better?

I HONESTLY CANNOT FAULT HIM!

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

I was coming up to retirement and needed help planning how to use my pension.

How has Gary Singh helped you?

Gary went through each step and informed me in layman terms which made me understand which would be the best way to go.ye

Have you seen the outcome you were hoping for?

Yes, each year I have been satisfied with the financial results.

What could they have done better?

I think Gary covered every aspect for me.

Review from verified client

September, 2020

Overall

Advice

Service

Value

Based in West Midlands

What were the circumstances that caused you to initially look for an adviser?

Long term planning on Savings that had built up over many years. Advice on the way forward was needed.

How has Gary Singh helped you?

Gave us advice on what we should do. Gave us plan for what to do with the funds I had accumulated. This included merging 2 pension plans together. Also gave advice on drawdown options

Have you seen the outcome you were hoping for?

Yes . But I hope to see the real benefits when I retire in a few years.

What could they have done better?

we have been very happy with Garys service and advice.