Reviewed for
Insurance and Protection ( 11 )
Mortgages ( 4 )
Pensions ( 140 )
Equity Release ( 2 )
Retirement income (annuities, drawdown) ( 105 )
Investments and Savings ( 125 )
Pension Transfers - Non Specialist ( 35 )
Inheritance Planning ( 81 )
Long Term Care ( 10 )
Pension Transfers - Specialist ( 27 )
Financial Planning ( 105 )
Financial Mentoring ( 12 )
Financial Coaching ( 8 )
Reviewers' assets
£500k+ ( 40 )
£200k - £500k ( 33 )
£100k - £200k ( 17 )
( 1 )
Up to £50k ( 8 )
£50k - 100k ( 7 )
Review
by a verified client in London
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was not happy with the fund performance at my previous provider (a large institution) and the services offered.
How has Steve Perera helped you?
Steve has been excellent from the start and continues this on an ongoing basis. He took time to understand my wider situation and offers considered long-term solutions. Steve is extremely knowledgeable and technically highly qualified yet has the ability to put things in an easy to understand manner. It is clear he is driven by long term relationships and positive client outcomes rather than short-term financial gain. In short, he is highly knowledgeable, trustworthy and has left me feeling much more relaxed about my long term financial plan/ affairs.
Have you seen the outcome you were hoping for?
Definitely. Steve exceeds my expectations.
What could they have done better?
Nothing comes to mind.
Steve:
Thank you for providing this review - it is most appreciated. I'm delighted to hear how much you value our approach and expertise. Building long-term relationships and ensuring our clients feel confident about their financial future is our top priority. It is great to hear that we have been able to exceed your expectations and that we have helped put your mind at ease regarding your long-term financial plan. We truly appreciate you putting your trust in us and we look forward to continuing to support you in the years ahead.Review
by a verified client in Gloucestershire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My husband and I were seeking advice on how to manage our long-term finances before our retirement.
How has Steve Perera helped you?
He gave us the confidence and strategy to proceed with retirement knowing that we had a robust financial plan in place.
Have you seen the outcome you were hoping for?
Yes, our annual meetings confirm how excellent Steve's advice has been. He provides great reassurance and a clear picture of how that financial plan is proceeding.
What could they have done better?
I believe they could have done nothing better.
Steve:
Thank you so much for leaving this review - it is really appreciated. We are delighted to hear that our advice and planning gave you confidence and clarity as you approached and as you now enjoy retirement. Helping our clients feel reassured and secure in their financial future is always our top priority. We’re really pleased that the annual meetings provide you with reassurance and show the progress of your financial plan. Your trust and satisfaction mean a lot to us, and we look forward to continuing to support you for many years to come.Review
by a verified client in Worcestershire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My recent (early) retirement required us to review and reorganise our savings and investment plans
How has Steve Perera helped you?
Steve and his team led us through a comprehensive financial and life-plan review then recommended and implemented an approach to ensure we could meet our goals.
Have you seen the outcome you were hoping for?
To date - yes!
What could they have done better?
Very little
Steve:
Thank you so much for leaving this review - we really appreciate it. We were really pleased to be asked to carry out a comprehensive review of your financial situation as you transition into early retirement. We’re also delighted to hear that the outcomes so far have met your expectations, and we remain committed to ensuring your plan continues to deliver for you in the years ahead.Review
by a verified client in Worcestershire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
we had many investments and quite a few Pensions and with the sale of my Business imminent we decided to seek Professional advice in order to properly plan for our future and retirement
How has Steve Perera helped you?
Steve has helped us with every aspect of our finances including proper management and a overhaul of all of our investments and savings, inheritance planning and retirement income
Have you seen the outcome you were hoping for?
Absolutely
What could they have done better?
I genuinely cannot think of anything that could have been done better
Steve:
Thank you so much for leaving this review - it is really appreciated. Thank you also for your incredibly kind words and for your longstanding trust in our services. It’s been an absolute privilege to work with you over the years and support you through such significant milestones, from selling your business to planning for retirement and your future. We’re delighted to hear that you’ve achieved the outcomes you were hoping for and that you’ve found our guidance valuable. Your satisfaction is the greatest compliment we could receive, and we remain committed to ensuring your financial plans continue to work seamlessly for you.Review
by a verified client in Warwickshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Original pension investments
How has Steve Perera helped you?
Understanding my aims and objectives, then putting them into practice
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
No, not really
Steve:
Thank you so much for leaving this review - it is really appreciated. Thank you also for trusting us with your financial planning over the years. We really do make all efforts to understand your aims and objectives and, as you say, help put them into practice. However, it is great to receive feedback that we have done this. Your longstanding trust and satisfaction is really important to us, and we’ll continue to work hard to support you every step of the way.Review
by a verified client in Herefordshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
TO CONSOLIDATE PENSION ASSETS AND TO PLAN FOR RETIREMENT INCOME AND INVESTMENT
How has Steve Perera helped you?
CONSOLIDATED PENSIONS AND GIVEN REGULAR ADVICE
Have you seen the outcome you were hoping for?
YES
What could they have done better?
SPEEDIER COMPLETION OF MY INSTRUCTIONS, WITHOUT LONG REPORTS OF ADVICE (WHICH I BELIEVE ARE A REQUIREMENT OF THE REGULATOR)
Steve:
Thank you for sharing your feedback and for highlighting areas where you feel that we can improve. I do understand your point about the speed of completing instructions and the length of advice reports. Unfortunately, regulatory requirements do necessitate detailed documentation, but we’ll continue to look for ways to streamline the process while maintaining compliance and clarity. I am really pleased to see that you are happy with the advice and the service that we provide. Your lower score for value has been duly noted, although I do believe that we provide fantastic value for the range and quality of services that we provide. Finally, it’s great to see that, through working with us, you have achieved the outcome that you were hoping for.Review
by a verified client in West Midlands
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed advice on the entirety of my financial planning situation.
How has Steve Perera helped you?
By advising me on selection of the most suitable financial instruments, applicable for my needs.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I would prefer to have met him a few years earlier, as I had a period when my assets were not invested and didn't bring any returnds.
Steve:
Thank you so much for leaving this review - it is greatly appreciated. I'm really pleased to know that we have helped you achieve the outcomes you were hoping for. Helping our clients find financial solutions that align with their specific needs is at the heart of what we do, and it’s great to hear that our recommendations have been effective for you. I completely understand your sentiment about wishing we had met earlier. Ensuring your assets are working for you is so important, and we’re really grateful for the opportunity to work with you now and long into the future.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Moving to a retirement home and need to find a use for released equity.
How has Steve Perera helped you?
Thorough review of circumtances and assets followed by advice on the best options available.
Have you seen the outcome you were hoping for?
It's early days yet but all is satisfactory so far.
What could they have done better?
There were some minor digital gliches but these were quickly resolved.
Steve:
Thank you for leaving this review - it really is appreciated. I am so pleased that I was able to assist you with a thorough review of your circumstances and to provide advice on the best options for the equity that you had released. Moving to a retirement home is a big change, and I was happy to help make the process as smooth as possible. Thank you for your feedback on the digital issues and I was pleased to hear that these were promptly resolved. We will continue working to make our processes as smooth as possible. It’s great to hear that everything is on track so far, and I look forward to working with you long into the future.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Poor advice from previous big bank fund manager.
How has Steve Perera helped you?
Steve has helped me to invest with much better returns in a secure environment which in turn gives me far more security in my retirement.
Have you seen the outcome you were hoping for?
Yes. A big improvement in my investment portfolio.
What could they have done better?
Cannot think of anything.
Steve:
Thank you for leaving this review - it is most appreciated. I'm delighted to know that you have been pleased with your investment performance and that this has helped you feel more secure in your plan for retirement. Achieving good investment growth and helping clients feel secure in their retirement is what we strive for, so it’s fantastic to hear that you’re seeing the benefits firsthand. We look forward to continuing to help you get the best out of life during your retirement.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Lack of personal specialist knowledge
How has Steve Perera helped you?
Giving us the confidence to invest our pensions and savings wisely with a level of risk that we are comfortable with.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you so much for leaving this review - it is really appreciated. It’s great to hear that we have been able to provide you with the guidance and confidence that you were looking for to make informed decisions with your pensions and savings. Tailoring a plan to match your specific requirements is so important to us. We look forward to continuing to work with you throughout your retirement to make sure you can continue to live your best life.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Approaching retirement.
How has Steve Perera helped you?
Sound advice over a range of matters and has taught me that I do not need to be reckless in my investment dealings.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
Perhaps more frequent communication .
Steve:
Thank you for leaving this review - it really is appreciated. I'm really pleased to hear that the guidance we’ve provided has been helpful as you approached retirement, and that it reinforced a sensible approach to investing. It’s our aim to provide advice that builds confidence without unnecessary risk, so it’s great to know that this approach has resonated with you. I also appreciate your note on communication and we will see if we can keep in touch more frequently moving forward. Insights like this are invaluable in helping us to improve our service.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Setting up personal pension and advising on investments
How has Steve Perera helped you?
Created personal pension and created portfolio balanced according to my needs
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I am completely satisfied
Steve:
Thank you so much for leaving this review - it is greatly appreciated. I'm delighted to hear that you’re completely satisfied with the advice provided on your pension and investments. Crafting a balanced portfolio that aligns with your specific needs and goals is always our priority, so it’s great to hear that it’s working well for you. We look forward to continuing to support you and to adjusting your strategy, as and when needed, throughout your retirement.Review
by a verified client in Staffordshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was approaching retirement and needed advice.
How has Steve Perera helped you?
Most definitely
Have you seen the outcome you were hoping for?
Not quite since like everyone my investments have been affected by lower growth due to the Covid Pandemic and the Ukraine War. But given the circumstances he has done very well.
What could they have done better?
Not much.
Steve:
Thank you for taking the time to leave this review - it is greatly appreciated. I'm so glad to hear that, despite the challenges brought by the pandemic and global events, you have been pleased at how your investments have performed. Our aim is to help our clients navigate even the most uncertain times, and it’s great to know that our approach has provided you with some reassurance. We’ll keep working hard to support you and adapt to any new challenges long into your retirement.Review
by a verified client in Gloucestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Where to find the money to pay off the mortgage at the end of its term. And a legacy that needed investing.
How has Steve Perera helped you?
Sorted out our finances.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Very happy with what was recommended and achieved
Steve:
Thank you so much for leaving this review - it is greatly appreciated. We’re delighted to know that our recommendations have helped sort out your finances and achieve the results you were hoping for. Helping our clients gain clarity and confidence in their financial plans is always our goal, and it’s great to know we’ve met your expectations. We look forward to continuing to support you in your retirement.Review
by a verified client in Warwickshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Approaching retirement.
How has Steve Perera helped you?
Steve’s been great and do easy to talk to. He covers all areas of my financial retirement plans making them simple to understand.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Difficult to say as been happy and not felt he was missing anything.
Steve:
Thank you for leaving this review for me - it really is appreciated. I'm so pleased to hear that our support has made your retirement planning journey clear and straightforward. Making sure our clients feel informed and confident in their retirement decisions is a top priority, and it’s great to know we’ve helped you feel at ease. Please know that we’re here to continue to guide you every step of the way, as you navigate your way through your retirement.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Advice on financial matters
How has Steve Perera helped you?
Giving sound advice
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you for taking the time to leave this review - it is greatly appreciated. We're pleased to hear that our sound advice has helped you achieve the outcome you were hoping for. We look forward to continuing to work with you long into your retirement.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Money to invest
How has Steve Perera helped you?
Has given sound advice that has paid off financially
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I really don't know!
Steve:
Thank you so much for this feedback - it is greatly appreciated. We’re pleased that the advice and strategies we put in place have made a positive impact on your finances. Our clients' success is our top priority, and it’s really rewarding to know that our guidance has helped you achieve meaningful results. We look forward to continuing to support you long into your retirement.Review
by a verified client in Worcestershire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We had a change of circumstances and needed advice to ensure that our finances were in order.
How has Steve Perera helped you?
We wanted to be able to 'offload' the stress of managing our finances, simplify our financial arrangements and ensure we had sufficient funds in the future.
Have you seen the outcome you were hoping for?
Definitely.
What could they have done better?
No
Steve:
Thank you so much, Katy, for your kind words - it really is appreciated. I'm delighted to hear that our financial planning services have brought you the peace of mind and clarity you were looking for. Helping our clients simplify their financial arrangements and secure their future is our main priority, so, it’s fantastic to know that you've seen the results you hoped for. We’re here to continue supporting you through any changes ahead and to keep your financial journey as stress-free as possible. Thank you again for your trust and for sharing your experience!Review
by a verified client in Worcestershire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to take early retirement and had a couple of pension plans so needed some financial advice on what options were open to me.
How has Steve Perera helped you?
Steve began by getting to know my wife and i , our family , our background and our future aspirations . Once he got to know us a little better , he began to look at our finances and provided a range of options for us to consider , together with a recommendation. This enabled us to make an informed decision about our retirement .
Have you seen the outcome you were hoping for?
Absolutely we have - we are both retired whilst being young enough to enjoy it , and a regularly reviewed financial plan giving us security
What could they have done better?
I cant think of anything they could have done better
Steve:
Thank you so much for taking the time to share your feedback - it is greatly appreciated. We’ve really enjoyed getting to know you and learning about your specific circumstances and financial goals. It’s been a pleasure helping you develop a tailored financial plan, and we're so glad to hear that you're pleased with our service. The fact that you have trusted us with your financial future means a great deal to us. We look forward to continuing our partnership as we continue to work together in the years ahead.Review
by a verified client in Worcestershire
5 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Dissatisfaction with previous adviser.
How has Steve Perera helped you?
Provided a friendly and approachable means of finding a solution.
Have you seen the outcome you were hoping for?
Yes.
What could they have done better?
No.
Steve:
Thank you so much for leaving this reply John - it really is appreciated. I am pleased that you and your wife came to us for advice when you became dissatisfied with the large organisation that had taken over your original adviser. It is great to hear that you are pleased with the outcome, now that we have moved you into a lower cost evidence based solution. We are looking forward to working with you long into the future to ensure that you can continue to live the best lives that you can without any money worries.Review
by a verified client in Worcestershire
6 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Looking to understand the best options for retirement
How has Steve Perera helped you?
Steve has guided me through the process of understanding my pensions and advised on options opens to me
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I’m n my view I do not believe anything could of improved the process and advise I have been given
Steve:
Thank you for leaving this review for me Tony - it is greatly appreciated. I am pleased that we were able to help you understand that you could actually retire following some changes in your circumstances and at your previous employer. We have now set up a plan to ensure that you can enjoy the best out of your retirement without worrying about running out of money. We look forward to working with you over the years to allow you to spend the time doing what you want, safe in the knowledge that your finances are firmly on track.Review
by a verified client in Worcestershire
6 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We are reaching the "R" word! Reinvention for us, retirement for some
How has Steve Perera helped you?
Steve helped us in many areas, the most and the most important is taking away and fear.
Have you seen the outcome you were hoping for?
Yes, we see the beginnings, namely small but important savings coming from the secure transfer of pensions
What could they have done better?
I can't thnk of anything!
Steve:
Thank you so much for leaving this review - it really is appreciated. I am very pleased to hear that we were able to take away the fear of dealing with your various pensions and your upcoming "reinvention". It was a pleasure working with you through the process. I do think that it is really important for people to think about what they are retiring to rather than what they are retiring from, as they move towards a new and, hopefully, exciting stage in life. I am looking forward to continuing to work with you to ensure that you manage to live the best life that you can going forwards.Review
by a verified client in Gloucestershire
9 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was planning for my retirement
How has Steve Perera helped you?
Steve has handled all of my pension and investment requirements for circa 20 years. Steve and his team are proactive. We have a formal review annually. In addition I receive regular updates on my investments and changes in regulatory, legal or fiscal matters that I need to know. Solid advise from a very safe pair of hands.
Have you seen the outcome you were hoping for?
Yes, my expectations have been exceeded and no nasty surprises along the way.
What could they have done better?
Nothing!
Steve:
Thank you for leaving this review Dom - it really is most appreciated. It has been a joy to work with you over the many years, since before I even founded Britannic Place. I am really pleased to hear that we have been able to exceed your expectations and that we have been able to keep you on track for the retirement that you have planned. I look forward to continuing to advise you long into the future and to ensuring that you continue to live the best life that you can.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My partner and I wanted to plan for our next phases and stages of life, and ensure our financial matters were working optimally for us!
How has Steve Perera helped you?
Steve has made the process of reviewing our finances enjoyable and informative - he's given us confidence and structure and for the first time, we'll feel that we can annually review with a professional alongside - we feel safe and a sense of trust in his capable hands and those of his team
Have you seen the outcome you were hoping for?
Yes
Steve:
Thank you for leaving this review for me Sian - it is most appreciated. I have really enjoyed getting to know you and hearing about your plans for the future - I was really pleased that you had enjoyed the process too. We are looking forward to working with you over the long term to get you on track and to making sure that you stay there.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I believe I am a well informed amateur investor , but am also aware that there are gaps in my knowledge , thus I believed it prudent to seek out a professional adviser.
How has Steve Perera helped you?
By helping me to see investments/ pensions from different perspectives.
Have you seen the outcome you were hoping for?
Yes .
What could they have done better?
Nothing.
Steve:
Thanks for leaving this review for me Mark - it is most appreciated. I am looking forward to seeing how your new business develops now that you have retired from your previous role. Starting a new business is very different from the security of an employed role but I am confident that you will make a real success of it. However, I am pleased that we have been able to give you the peace of mind that, whatever happens with the new business, you should still be secure financially to live the life that you want.Review
by a verified client in Surrey
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Financial advice and monitoring in retirement.
How has Steve Perera helped you?
Made useful recimmendations on how to maintain my standard of living in retirement.
Have you seen the outcome you were hoping for?
Yes, definitely.
What could they have done better?
Nothing I can think of.
Steve:
Thank you for leaving this review for me Vicky - it is greatly appreciated. I have enjoyed working with you over the many years since you were referred to us for advice on your various investments. We have brought together most of your investments so that they are much more straightforward to manage and so that they are invested tax efficiently. I look forward to continuing to advise you so that you can carry on enjoying the best life that you can (and to keep those cruises coming!).Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Wanted to make best use of available funds; needed pension advice; sought long term regular investment advice.
How has Steve Perera helped you?
The advice and information provided has always been clearly explained and we have always be confident that we understand any actions proposed. All contact has been friendly and approachable and any queries have been addressed, however trivial.
Have you seen the outcome you were hoping for?
The overall outcome has far exceeded our expectations.
What could they have done better?
Nothing comes to mind.
Steve:
Thank you for leaving this review for me Janet - it really is appreciated. I have really enjoyed working with you and Phil over the 15 years or so since you first got in touch with me. You both had a number of pension arrangements that we advised on, as well as your personal investments, and I am pleased to see that you have been really happy with the outcome. You have been retired for quite a while now and it is really good to see you still enjoying your time and your travels. I will look forward to continuing to work with you to ensure that you can continue to do all the things that you would like to long into your retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
After taking early retirement I needed to invest part of my retirement fund to provide growth
How has Steve Perera helped you?
He has helped me think through my investment approach and attitude to risk. The approach taken to advising on and managing investment has helped take some of the uncertainty out of investing for me. I know that what we've agreed is based on a sound analytical basis.
Have you seen the outcome you were hoping for?
Yes the investments have performed well over a number of years
Steve:
Thank you for leaving this review for me Delwyn - it is much appreciated. I am really pleased that you came to me for advice when you were looking to take early retirement nearly 15 years ago now. Although the markets have been through quite a few ups and downs over that period, I am pleased that you are happy with the investment returns that we have achieved. I know that we have talked through a number of decisions that you have considered over the years and I look forward to continuing to do this for many years.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
On the advice of Accountant
How has Steve Perera helped you?
Comprehensive Annual Meeting
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I have no complaints with how matters are currently handled
Steve:
Thank you for leaving this review for me Jessica - it is most appreciated. I have enjoyed working with you since your accountant referred you to me some years ago now. We have seen the value of your pension funds grow significantly over this period and we hope that we have increased your confidence in the decisions that you have made over this time. We will continue to encourage you to stay on the right track to ensure your continued prosperity throughout your retirement.Review
by a verified client in Gloucestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
financial help & inheritance planning
How has Steve Perera helped you?
definitely.
Have you seen the outcome you were hoping for?
I consider that we have had good advice but at the end of the day the decision is ours, so I hope so.
What could they have done better?
Nothing that I am aware of, Steve is a very good listener and explainer.
Steve:
Thank you for leaving this review for me Janet - it really is appreciated. I have enjoyed working with you over these very many years now. I am looking forward to continuing to work with you over many more years and to helping you to ensure that as much of your wealth is passed down to your family as is possible.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Via Accountant
How has Steve Perera helped you?
Annual Meetings
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Not sure
Steve:
Thank you for leaving this review for me Peter - it is much appreciated. Your accountant referred you to me many years ago now and we have seen the value of your pension funds grow significantly over this time. I have been pleased to advise you through your changing circumstances and I look forward to continuing to work with you long into your well deserved retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needed advice on my pension
How has Steve Perera helped you?
He has explained and advised how I can get the best out of my pension
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you for leaving t his review for me Carol - it is most appreciated. I was glad that your accountant referred you to us to deal with your pension and investment planning. We have lots of expertise and experience in helping small business owners like yourself manage their finances and ensure that they are making the most of their tax allowances. We are looking forward to continuing to work with you as you work towards retirement and to then helping you to make sure that you have a long and happy retirement after that.Review
by a verified client in Herefordshire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to consolidate my pensions and I was worried about one pension I had with someone else.
How has Steve Perera helped you?
He recommended a solution i.e personal SIPP and saved one ongoing costs. He was able to transfer all our pensions into one scheme
Have you seen the outcome you were hoping for?
Yes, absolutely, couldn't have been better
What could they have done better?
nothing
Steve:
Thank you for leaving this review for me Michael - it is much appreciated. I was happy to help when your accountant referred you to me for pensions advice and I am glad that we were able to simplify matters and reduce your costs. We are pleased to have been able to continue to advise you through a number of changes in your circumstances in recent years. We will look forward to continuing to work with you over the long term.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
On the death of my husband.
How has Steve Perera helped you?
Steve has help me in managing finances, nothing is to much trouble for him or his excellent team.
Have you seen the outcome you were hoping for?
Most definitely.
What could they have done better?
No.
Steve:
Thank you for leaving this review Meriel - it really is appreciated. I was delighted when your solicitor referred you to me to help you with your investments over 15 years ago, following the death of your late husband. A lot has happened in the intervening period and I am glad that we have been able to help to keep you on track financially over that period. We have been involved in so much more than just your investments over this time and we will continue to help out in any way that we can over the coming years.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Financial planning for retirement. Inheritance after my mother’s death.
How has Steve Perera helped you?
He has explained all the things to be considered when planning for retirements, the pros and coms of investment. He has organised a Sipp for me and an annuity. He has helped me access funds for me to help my son with a house purchase in a difficult market. He does not try to persuade me to move all my funds to the providers he uses but lets me make my own independent decisions after advising me. As a woman, that is important to me. I like his use of graphs to show the client clearly how things are going and how they might change according to circumstances.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing. Steve or Dean are always available to speak to when needed and have set up ongoing portfolio for myself and husband so we do not have to worry about finances in out retirement.
Steve:
Thank you for leaving this review for me Valerie - it is much appreciated. After advising your husband for many years, I am pleased that you felt able to ask for my advice when you wanted to deal with your pension and access some funds. We always try to provide the best advice and levels of service that we can, whilst recognising that it is always the client's decision as to what they ultimately wish to do. We look forward to continuing to advise you and your husband for many years whilst you enjoy a long and happy retirement.Review
by a verified client in Gloucestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to plan retirement
How has Steve Perera helped you?
Sound advice based upon my expectations, goals and objectives. Steve always gets to the heart of the matter by asking really good questions. He provides insight and challenges thinking.
Have you seen the outcome you were hoping for?
Yes - I'm not retired yet but very happy with my financial position.
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Dom - it really is appreciated. A lot has happened since you were referred to me by your late mother-in-law. I have really enjoyed working with you and Philippa, first in relation to your pension and subsequently the inheritance. I am pleased to say that, when you do eventually decide to retire, your finances are in a really healthy state and you should be able to carry on living your best life throughout your retirement. I look forward to continuing to work with you to make sure that this happens.Review
by a verified client in Warwickshire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needing to save for retirement
How has Steve Perera helped you?
Guidance on pension planning and drawdown
Have you seen the outcome you were hoping for?
No, but that is entirely due to the current market conditions
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Peter - it is much appreciated. I have enjoyed working with you since before I set up Britannic Place, from when your were employed to when you set your business up and, latterly, whilst you have been fully retired. Once you have finished refurbishing your new property I am sure that you will be able to kick back and really get the most out of your retirement. I look forward to working with you over many more years.Review
by a verified client in West Midlands
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Having found myself with certain amount of money following a company sale, I needed the help of a financial advisor to optimize the return of my savings and to help me plan for retirement.
How has Steve Perera helped you?
Steve helped me over the entire process of investment, selecting the best financial instruments according to our profile and preferences, explaining their place, potential benefits and pitfalls.
Have you seen the outcome you were hoping for?
So far, the results are in line with my expectations, considering market conditions.
What could they have done better?
Honestly, I don't know.
Steve:
Thank you for leaving this review for me Chavdar - it is most appreciated. I am pleased that you were referred to me by a solicitor following the company sale so that I could help you with your pensions and investments. I look forward to helping you and your wife to structure your finances so that you can continue to live your best life.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needed professional advice
How has Steve Perera helped you?
To be confident about what to do for the future
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Jonathan - I really appreciate it. I have really enjoyed working with you over the many years since you came to Britannic Place for advice on your pensions and investments. I am really pleased to hear that you are confident about your future, as that is exactly what we are trying to help people with when they are looking to do their financial planning. I look forward to helping you to maintain that confidence whilst you make the most of your retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was looking to take early retirement , had two different pension investments and wanted them consolidated with an affordable future spending profile mapped out to see if i could afford to retire early and still live a reasonable standard of life.
How has Steve Perera helped you?
Steve has always been interested , taking time to understand our life , background , family and future wishes . He then explains the financial options and ensures they are fit our goals . He is a really friendly and likeable guy and we look forward to our reviews with him . I know i can give him a call or drop in to see him whenever i need either advice or reassurance .
Have you seen the outcome you were hoping for?
Yes absolutely , Steve and the team have delivered exactly what i needed
What could they have done better?
I am not really sure what they could have done better , as they have achieved everything we discussed and delivered exactly what we need, along with creating a friendly and open environment to discuss future plans
Steve:
Thank you for leaving this review for me Peter - I really appreciate it. I was really pleased to be able to help you make some important decisions when you were considering whether or not to retire. I hope that our service continues to give you the peace of mind to carry on living your best life in a long and enjoyable retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needed professional advise
How has Steve Perera helped you?
Given us sound advice and made it understandable
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Di - it is most appreciated. I am so pleased that your friend referred you to us all those years ago for advice on your pensions and investments. I have really enjoyed seeing you do so much that was on your 'bucket list' over the last few years and I look forward to seeing you tick many more items off in the future.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was busy with running my Company and recognised that I needed professional help with pretty well all aspects of my finances.
How has Steve Perera helped you?
Steve has completely restructured every aspect of our finances, our investments, pensions, inheritance planning - everything!
Have you seen the outcome you were hoping for?
Absolutely, I am extremely grateful for Steve and the Team's excellent advice.
What could they have done better?
I am completely happy with our service
Steve:
Thank you for leaving this review for me Paul - I really do appreciate it. I am so glad that you got in touch with me to help you to manage your pensions and investments when you were busy managing your successful business. It was great to see you get rewarded for all of your hard work when you sold the business and retired. I will do my best to help you to continue living your best life long into your well-deserved retirement.Review
by a verified client in Gloucestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Needed help to manage various pension funds and several collections of investments shares
How has Steve Perera helped you?
An independent advisor who is very thoughtful, trustworthy and kind hearted
Have you seen the outcome you were hoping for?
Very pleased for the last twenty of so years that Steve Perera has been supporting and advising best outcomes for my investments
Steve:
Thank you for leaving this review for me Chris - it is really appreciated. I was really pleased when you decided to continue working with me after I set up Britannic Place all those years ago. I am also pleased that I was asked to advise your wife after you got re-married and I will look forward to advising you both into what I hope will be a long and enjoyable retirement.Review
by a verified client in Herefordshire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
WISHING TO CONSOLIDATE MY DC PENSIONS IN ONE PLACE, AND GET THE BEST RISK/REWARD BALANCE WHEN INVESTING THEM
How has Steve Perera helped you?
ADMINISTERED TRANSFERS INTO ONE PENSIONS SCHEME, ARRANGED DRAWDOWN AND ANALYSED MY HOUSEHOLD'S FINANCES
Have you seen the outcome you were hoping for?
YES
Steve:
Thank you for leaving this review for me Stephen - it is most appreciated. I am also really pleased that you came to us when you were looking for someone to assist you with your pension planning around 15 years ago. Given the level that you worked at in the field of pensions, it was a big compliment to be asked to assist you in managing and investing your pension arrangements. I am really pleased to see that you have been happy with the outcome so far and I will do my best to ensure that you remain so throughout your retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I had previously taken financial/pension/investment advice from the bank with whom I had my business account. However, after a couple of years of changing personnel and "standard" advice I wanted someone to give a more personal advice which would be tailored to my particular preferences and circumstances. Steve has provided that.
How has Steve Perera helped you?
Steve has provided advice tailored to my particular preferences, has helped me to improve my investments, to secure my pensions and to invest for my grandchildren's future. He is available at any time to give specific advice when I have asked for it and keeps me up to date with any changed external financial cicumstances.
Have you seen the outcome you were hoping for?
Yes. Overall have seen my investments grow and my pensions secured.
What could they have done better?
I am not aware of anything.
Steve:
Thank you for leaving this review Peter - it is really appreciated. I am really pleased that you came to us all those years ago when you decided to seek financial advice away from your bank adviser. It was great to work with you whilst you continued to do your consulting work and then after you fully retired. We look forward to continuing to work with you over what will hopefully be a very long retirement where you get to live the best life that you can.Review
by a verified client in Gloucestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Age, approaching retirement, company pension
How has Steve Perera helped you?
By just being there
Have you seen the outcome you were hoping for?
Yes, I think I have
What could they have done better?
I am not qualified to answer that.
Steve:
Thank you for leaving this review for me Allan - it is much appreciated. I was pleased to be able to advise you over the last few years of your employment and as you transitioned into retirement. We look forward to continuing to help you to manage your pension funds during your retirement and to allowing you to concentrate on living the best life that you can.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Inheritance advice
How has Steve Perera helped you?
Clear, patient advice.
Have you seen the outcome you were hoping for?
Yes
Steve:
Thank you for leaving this review Sue - it is really appreciated. We are so pleased that you took our advice when you inherited the share of a farm, as the tax planning that we gave ensured that the proceeds remain outside of your estate for inheritance tax purposes. We have continued to advise you on how to invest these funds wisely and how best to utilise them to allow you to live your best life, whilst ensuring that any remaining funds are protected as much as possible from any potential threats. We look forward to continuing to advise you for many more years.Review
by a verified client in Dorset
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Wondering how to manage our pensions
How has Steve Perera helped you?
With advice and explanations
Have you seen the outcome you were hoping for?
Yes, market downturn hasn't helped, but totally trust Steve to achieve the best outcome
What could they have done better?
I can't think of anything!
Steve:
Thank you for leaving this review for me Niki - it is really appreciated. We only started working together in 2022 so it has, unfortunately, coincided with a tricky period for investment markets. However, our steady, evidence-based approach should ensure that your pension funds are positioned well when the inevitable market recovery materialises. We are looking forward to working with you for many years into the future.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed help and advice to get the best pension option
How has Steve Perera helped you?
He has grown my pension pot
Have you seen the outcome you were hoping for?
I have regular updates and yearly meetings with Steve
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Catherine - it is most appreciated. I am pleased that I have been able to help you to manage your existing pension arrangements and to grow them through some challenging times. We will continue to do our best to make sure that you stay on track and we are always here to help if there is ever anything that you need.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
retired with no idea how to look after my money
How has Steve Perera helped you?
in more ways than i could count
Have you seen the outcome you were hoping for?
yes
What could they have done better?
?
Steve:
Thank you for leaving this review for me Vanda - it is really appreciated. We have been working together for over 15 years now, as you initially became a client back in 2008. Quite a lot has happened over that time and I am glad that we have been able to help you to manage your financial affairs through your changing circumstances. I look forward to continuing to work with you over the next 15 years and more.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I like to think I am a good amateur with regard to my pension planning etc, but Steve very gently makes me aware of all the things I was not aware of!
How has Steve Perera helped you?
Made me aware that I don’t know everything!
Have you seen the outcome you were hoping for?
Not entirely as the markets have been flat, but I know I’m in safe hands.
What could they have done better?
Nothing.
Steve:
I really appreciate you leaving this review Mark - thank you. We have some really good discussions during our meetings and I do try to give you a sounding board to talk things through. Markets have been a little challenging since you came onboard but our steady, evidence-based approach should mean that you benefit from the inevitable recovery in markets when it comes.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Lack of knowledge to maximise investment potential
How has Steve Perera helped you?
Adding confidence to the level of risk v reward we are willing to take
Have you seen the outcome you were hoping for?
Considering the economic and world issues yes
What could they have done better?
-
Steve:
Thank you for leaving us this review Stuart - it really is most appreciated. I am really glad that your wife's accountant referred you to us when you were looking to retire from work. I am even more pleased that we were able to give you the confidence that you could retire into the life that you wanted to live without you having to worry about the financial side of things. I look forward to continuing to work with you over many years.Review
by a verified client in Herefordshire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was dissatisfied with the performance of my pension funds
How has Steve Perera helped you?
he changed the invested funds.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing that I know of.
Steve:
Thank you for leaving this review for me Gary - I really appreciate it. It has been great to work with you over the last 15 years and I am really pleased that you have been happy with the results. Quite a lot has happened during that time but I am pleased that we have been able to help you to stay on track and to manage your pension funds to fit your changing circumstances. I look forward to continuing to work with you over the long term and to helping to ensure that you live the best life that you can over your well deserved retirement.Review
by a verified client in Worcestershire
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Increasing value of our portfolio creating a growing need for investment advice Need to seek advise on IHT planning Need to seek investment advice on pension pot
How has Steve Perera helped you?
Creation of Trusts to mitigate IHT creating a diverse portfolio for investments Recommendation to use ISA investments as pension source and only use pension pot when this source has been run down Monitored diversity of portfolio to minimise risk whilst maintaining growth Comprehensive annual review meeting
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Steve:
Thank you for leaving this review for me Richard - it really is appreciated. I have enjoyed working with you as your financial planner from when you were still working and building up your funds through to now that you are in the retirement/spending phase. We will continue to guide you through your retirement and ensure that you can maintain a tax efficient income that will allow you to live your best life in a sustainable way.Review
by a verified client in Shropshire
a year ago
Overall