Michael Piper
Armstrong Watson Financial Planning & Wealth Management
Minimum savings/pensions: Any amount
0330 038 8940
Based in Workington
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2024
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
Last checked: 26 May 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
14
Recent Client Reviews
Michael has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 15 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
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Michael has not yet added their qualifications to their profile
Transparent Fees
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Michael has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
Last checked: 26 May 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
14
Recent Client Reviews
Michael has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 15 April 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
Qualifications not yet added
Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has not yet added their fees to their profile
Fees not yet added
Michael has not yet added their fees to their profile
Since 2007, Michael has been a trusted financial adviser to individuals, families, and businesses across Cumbria. As a Chartered Financial Planner, Michael specialises in wealth management, retirement planning, tax-efficient strategies, Inheritance Tax planning, and financial protection. Michael is dedicated to delivering tailored, forward-thinking financial solutions that ensure his clients to achieve long-term security and prosperity. His meticulous approach to financial planning ensures that each strategy is uniquely created to align with his clients' evolving needs and aspirations throughout their lifetime. With a 5.0/5.0 rating from independent client reviews on VouchedFor, Michael is featured in the ‘2025 Top Rated Financial Adviser Guide” showing Michael’s commitment to excellence, integrity, and client-focused service is widely recognised by his clients. By combining expertise with a relationship-driven approach, Michael helps clients navigate complex financial situations with clarity and confidence, ensuring their financial future remains secure and well-structured.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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