Joanne Gott

I established my own advice firm in 1998. I am an experienced financial planner with more than 30 years’ experience in the financial services industry. I want to help people make the right choices and guide them through their life stages in financial planning. I aim to build long-term relationships and help people smooth out the bumps that life can throw at them. When I’m not working, I’m in the gym attempting to keep fit. My other hobbies include cooking and singing. I have been known to sing the occasional piece of Handel! Based in York and drawing on expertise gained over 30 years, we offer bespoke personal and corporate financial advice and planning. The financial world is complex. We take the time to thoroughly understand your current needs, as well as your future lifestyle aspirations to provide you with a trusted financial strategy. Get help with understanding your options for releasing equity from your home. Understand the main options, the costs associated and the long term implications of each option. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. Your adviser should be able to assess and explain this to you. Warning: A Lifetime Mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.