Tom Hughes

What were the circumstances that caused you to initially look for an adviser?

i had a number of investments and pensions from a variety of providers

How has Tom Hughes helped you?

organised and rationalised my workplace pensions to maximise there return as I planned to retired in 3 years. also invested cash lump sums and existing saving in a mixed portfolio of investments to maximise the return and obain long term security.

Have you seen the outcome you were hoping for?

generally yes, although investment markets have been volatile. annual review meetings are particularly helpful in reviewing the overall long term plans and making any alternative investment decisions.

What could they have done better?

nothing.

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement w

How has Tom Hughes helped you?

Good quality advice in an easy to understand way. Tom cuts through the jargon and makes everything very clear which is a great help.

Have you seen the outcome you were hoping for?

100%, couldn’t be happier

What could they have done better?

I honestly can’t think of a single thing

What were the circumstances that caused you to initially look for an adviser?

I was exploring my options for early retirement 4 years ago and wanted to understand my ( and my husbands) financial position to see if this was an option.

How has Tom Hughes helped you?

Tom has been absolutely amazing, He had helped us make choices to secure and maximise our financial security. His manner and approach helps us understand complex financial information, to be able to make informed decisions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I can fault to be honest. Maybe as our adult children are encouraged to think about financial planing, whether Pen Ife has options for targeted advice for this generic to encourage them. Perhaps a reduced fixed fee for family members ?

What were the circumstances that caused you to initially look for an adviser?

Birth of first child

How has Tom Hughes helped you?

He’s made it clear, simple and straight forward. Took our goals and made them reality

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Prevented world-wide economic turmoil?? ;)

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice regarding our elderly parents. This included inheritance planning and care home fees provision. Since then, Tom has, also, advised us on planning for retirement and our current pension arrangements.

How has Tom Hughes helped you?

Tom was able to advise us on how to reach the outcomes we needed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Tom has been a pleasure to deal with. He is both professional and approachable and the long standing relationship we have had is testament to the confidence we have in him.