Tom Hughes

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice regarding our elderly parents. This included inheritance planning and care home fees provision. Since then, Tom has, also, advised us on planning for retirement and our current pension arrangements.

How has Tom Hughes helped you?

Tom was able to advise us on how to reach the outcomes we needed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Tom has been a pleasure to deal with. He is both professional and approachable and the long standing relationship we have had is testament to the confidence we have in him.

What were the circumstances that caused you to initially look for an adviser?

PenLife were recommended to me all those years ago and it's one of the best pieces of advice I've ever received.

How has Tom Hughes helped you?

PenLife have supported me for the past 6-7 years, managing and merging several pots into one diversified scheme. Tom has always patiently explained all the pros and cons of my various choices available. Whether it's annual reviews, transferring funds from other pension pots, or ad-hoc advice, I've always found PenLife to be responsive, positive and willing to undertake the administration involved (which I find to be laborious).

Have you seen the outcome you were hoping for?

Now I'm of 'pensionable' age, PenLife are kindly advising me during a period of uncertainty whilst I decide what I'd like to do regarding work/career/retirement.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Tom Hughes helped you?

Advised on the different options available to me and overseeing pension transfers and access to drawdown options

Have you seen the outcome you were hoping for?

Yes, all funds now in one pot. Lots of options to change portfolio when required to keep ahead of market changes

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

Pension investment and management

How has Tom Hughes helped you?

Managed my private pension and is available for unbiased advice on all financial concerns I have.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Pension drawdown

How has Tom Hughes helped you?

Tom is very patient with us and explained everything in a way we could understand

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not alot really , Tom is very quick to get back to you to answer any queries , questions or advice