Craig Howard
PenLife Associates - Chartered Financial Planners
Minimum savings/pensions: Over £100,000
0330 038 8938
Based in York
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2022
4.7 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Craig is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Craig's status
Last checked: 02 June 2025
Craig is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Craig's status
14
Recent Client Reviews
Craig has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Craig has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 10 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Craig has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Craig has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Craig has not yet added their fees to their profile
Fees not yet added
Craig has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Craig is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Craig's status
Last checked: 02 June 2025
Craig is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Craig's status
14
Recent Client Reviews
Craig has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Craig has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 10 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Craig has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Craig has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Craig has not yet added their fees to their profile
Fees not yet added
Craig has not yet added their fees to their profile
I'm a Chartered Financial Planner and have worked in the industry since 2017. I help clients who are at different stages of their lives. This may include protecting their first home, retirement planning for now or in the future, or helping them pass their wealth on to future generations. Getting to know my clients well is my priority, as is building a longstanding relationship that will allow me to help them through their various life stages. In my spare time, my partner and I enjoy visiting National Trust houses and having weekends away - we are also partial to a board game or two.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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