Craig Howard

What were the circumstances that caused you to initially look for an adviser?

Continuous devaluation of pound sterling

How has Craig Howard helped you?

Efficient tax planning. Inheritance planning. Craig's financial expertise is informative and reassuring.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I initially sought out a financial adviser back in 2018 to get specialist advice on pensions and in particular the pros and cons of final salary schemes vs SIPP.

How has Craig Howard helped you?

Craig and his predecessor in PenLife have been advising me on pensions for over 7 years. This includes an annual review of circumstances and pension performance to ensure mine and my partners’ retirement goals are still on track. Craig has been a pleasure to work with, being both responsive and knowledgeable in relation to pension options and performance.

Have you seen the outcome you were hoping for?

Craig and the team at PenLife have been instrumental in helping me to arrange my pension provisions to allow me to enjoy an early retirement. I look forward to working with Craig for many more years, confident in the knowledge that he is working in my best interests.

What could they have done better?

Nothing has been too much trouble for Craig and the PenLife team and I have no improvements to suggest.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate some small company pensions into one single pension

How has Craig Howard helped you?

Craig always provides well thought out advice. He asks probing questions to understand what I need and want and then delivers sensible options always with something that I didn't consider.

Have you seen the outcome you were hoping for?

I am still on track to retire at the age I want to.

What could they have done better?

Nothing. The guidance and advice has always been first class.

What were the circumstances that caused you to initially look for an adviser?

I was looking to retire early and draw down on my work pension.

How has Craig Howard helped you?

Although we were with another brilliant advisor in the company initially, who gave both my husband and myself excellent retirement advice, Craig became our advisor a few years down the line. We have had excellent connections with Craig, yearly reviews and informative FaceTime calls as we no longer live in York. Our portfolios have been lucrative and we have been more than satisfied with results even through difficult financial pressures. We are 10 years into our retirement and still feel that our pot of wealth is handled with care. Thank you.

Have you seen the outcome you were hoping for?

Yes, my husband and I are more than satisfied.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Help and advice on managing pension and savings

How has Craig Howard helped you?

Explained options simply in away we could understand

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing