Sarah Ward-Novak

Sarah Ward-Novak

Identity Financial Solutions

Minimum mortgage: Over £100,000

0161 219 8576
Based in Alderley-Edge
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Top Rated 2026
Verified since: October, 2021

4.9 out of 5

79 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 February 2026

    Sarah is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sarah's status

  • 19

    Recent Client Reviews

    Verified reviews: 95%

    Sarah has received 19 client reviews in the past 12 months; 95% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 26 January 2026

    Sarah can advise across a wide range of mortgage products in the market. It is important to ask if Sarah checks lenders’ direct-only deals.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Sarah has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Sarah has provided information on their typical fees

    Sarah has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

Mortgages aren’t one-size-fits-all. Especially if you’re self-employed or running a limited company. I specialise in helping business owners, company directors and landlords secure mortgages that actually reflect how they earn. That means understanding salary plus dividends, net profit, retained profit and complex income structures and knowing exactly which lenders will work with them. Why work with me? Because I don’t just source a rate and send you off to fill in forms. I package your case properly from day one so it’s presented in the strongest way possible. I can work with your accountant I match you with lenders who fit your income profile before we apply. I handle the paperwork, the back-and-forth and the chasing. I keep estate agents and solicitors aligned so things don’t stall. In short, I act as your Mortgage PA. My clients are usually busy, time-poor and juggling a lot. They want clarity, straight answers and someone who takes ownership of the process. If you want a mortgage adviser who understands business owners because she is one and who’ll manage the detail so you can get back to running your life and business, let’s talk.