Darren Spragg

Darren Spragg

Legacy Financial Services

Minimum mortgage: Any amount

0330 038 8940
Based in Bodmin
View location

Top Rated 2025
Verified since: August, 2019

5 out of 5

86 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 25 February 2025

    Darren is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Darren's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Darren has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 13 January 2025

    Darren can advise across a wide range of mortgage products in the market. It is important to ask if Darren checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Darren has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Darren has not yet added their fees to their profile

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Darren

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Darren (based on 5 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 25 February 2025

    Darren is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Darren's status

  • 9

    Recent Client Reviews

    Verified reviews: 100%

    Darren has received 9 client reviews in the past 12 months; 100% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 13 January 2025

    Darren can advise across a wide range of mortgage products in the market. It is important to ask if Darren checks lenders’ direct-only deals.

  • Qualifications Uploaded

    Qualifications not yet added

    Darren has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Darren has not yet added their fees to their profile

  • 5

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Darren

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Darren (based on 5 first impressions)

I help clients from all walks of life from their first step on the property ladder so they can buy their first home to clients moving house. You may want to re-mortgage your current property to find another deal or to raise extra funds. And finally for clients over the age of 55, I offer full advice of Equity Release. I am a member of the Equity Release Council and have been a member for a good number of years now. I can also arrange your Buy to let, whether its your first one or to review your current deals within your portfolio. I have been advising clients now for over 25 years so I am always up to speed on the changing market and the lenders ever changing criteria. With having access to so many lenders we always have options and will certainly do our very best in obtaining your mortgage and looking after you for the long term. So, why not get in touch and see how we can help you. I offer home visits in Cornwall at a time that suits you best, or we can arrange a Face Time, Zoom, Skype or telephone appointment if you prefer as I have clients all over the UK. We also advise and arrange on Life Insurance, Critical Illness Policies, Income Protection and Property Insurance. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Offers available through VouchedFor

Contact Darren through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Darren's clients

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Adviser Disclaimer

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Legacy Financial Services is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let. Equity Release: (This is a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration.) The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.